Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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Financial Reporting, Risk Management and Solvency Resources
NAIC Report
Report to NAIC on Loss Ratio Curves for Redetermination of Refund Benchmarks
Medicare Supplement Work Group Subteam report to the Medicare Supplement Subteam of the NAIC Accident and Health Work Group (A&HWG) provides input in response to a request from the NAIC to to develop…
Comment / Letter
Letter to NAIC on Proposed LTC Model Valuation Regulation
Long-Term Care Reserve Work Group letter to NAIC that illustrates the anticipated impact of various hypothetical changes in the mortality, voluntary lapse, interest and morbidity valuation…
Comment / Letter
HPFRC Letter to NAIC on Reserves
Health Practice Financial Reporting Committee letter addressing general principles that should be considered in the development of and addressed by premium deficiency reserves and gross premium…
Comment / Letter
Report on Managed Care Organization RBC Formulas from Long-Term Care RBC Work Group
Long-Term Care RBC Work Group interim report on the Managed Care Organization Risk Based Capital formulas for Long Term Care (LTC) insurance products and described the source of data, methodology,…
NAIC Report
Progress Report to NAIC from LTC Reserving Work Group
Update on the progress of six subgroups of the LTC Reserve Work Group: experience forms, morbidity improvement, credibility, termination experience, long-term objectives, and reserve assumptions in…
NAIC Report
Presentation to NAIC on LTC RBC
Long-Term Care Risk-Based Capital Work Group status update to the NAIC on the progress of the LTC RBC work group.
NAIC Report
Report to NAIC on Status of Health Liquidity Work Group
Health Liquidity Work Group status update to the NAIC on a set of potential ratios to be used to test for health organization liquidity. The ratios would be used in a “safe harbor” test.
NAIC Report
Report to NAIC on LTC and Stop Loss RBC Projects
HRBC Task Force progress update to NAIC HRBC Working Group on the LTC and Stop Loss RBC projects.
Comment / Letter