Crossword

X Marks the Spot

X Marks the Spot

Across              

1            Most human adults have 12

7            Union concern

11          Men of Man

15          Turf protector

19          This is far out

20          Gold ___

21          Seed covering

22          Miracle Met Tommie

23          Situated at the back

24          “Love all, trust ___”: Shakespeare

25          Wedding shower?

26          Staying power

27          Random inspection

28          Puts in a box, perhaps

30          Event of interest

31          Give a political speech

33          Athenian lawmaker

34          Sylphlike

36          Act of derring-do

39          A meter reader

41          Goddess of horses

43          Franciscan, e.g.

44          ____ Ball, Olympic medalist in beach volleyball

46          West of Hollywood

48          In a frugal manner

50          Dakota resident in a Beatles tune

52          1988 Olympics site

54          Grandma’s exhortation

55          “Ars Gratia Artis” studio

58          11 digits

60          Call from North, South, East or West

61          American falcon

63          Freckle

67          Messi, to many fans

69          “___ Mananitas” (traditional Mexican birthday song)

70          Crease near the hip

71          Heron’s kin

73          Went for

74          Sister from another mister

75          Got warm

76          Flintlock musket

77          “The Hurt Locker” hazard, for short

79          Chip maker

81          Pandora alternative

82          It can get you high

84          Agent

86          Go on the lam

88          “For example,…”

89          Jupiter, to Saturn

90          Red tape, often

92          After-school workers?

97          Not always

99          Chrome display

101       Flat fixer

102       Cantina offering

105       Look at the books

107       Pitching statistic

109       Quarter halves

110       Frankincense and myrrh

112       Became prevalent

114       Neat and tidy

116       Long ago, long ago

117       Freeze out

120       Motorist’s concern

124       Go up against

125       “Under the Bridge” bassist

126       Euphoric leaf

127       More obsequious

128       Asian unit of weight

129       Type of tale

130       Cocktail garnish

131       Spring-blooming bulb

132       Threat ender

133       Present time, briefly

134       That certain something

135       In a reasonable manner

Down 

1            Rufus T. Firefly portrayer

2            Vienna-based cartel

3            Reluctant (var.)

4            Rustic

5            Do a spit take

6            Siberian native

7            Struck

8            ___au lait

9            Better

10          Obey a caveat

11          County in 12 down

12          State where 11 down is found

13          Mediterranean port

14          Pristine

15          Art mart

16          Venerable

17          Rescind

18          Canadian who discovered kerosene

29          Ran out

32          Didn’t suffer quietly

35          Appliance rating

36          Where achievers go

37          Lee Zeldin agcy.

38          ___ lamp

40          “We’ll ___ a cup o’ kindness yet”: Burns

42          Fields of study

45          Parliament head

47          Creator of hits?

49          Canal site

51          Tending to business

53          ___ d’agneau (lamb dish)

55          “Haka” dancer

56          Annoying criticism

57          Berlin song

59          Thoughtful

61          Mt. Shasta locale

62          Genus of curassows

63          Hotel offerings

64          Throat doctor’s concern

65          Inquisitive

66          First century year in Pompeii

68          Eye-opener

69          Type of suit

72          Pliable protein

75          “Such heavenly touches ___ touch’d earthly faces”: Shakespeare

77          Ancient Greek colony

78          Not ‘neath

80          Coffeehouse freebie

83          Anne Geddes subject

84          Bilingual Muppet

85          Parliament heads

87          FEMA national public warning system

90          Union soldiers

91          Reunion attendee

93          Antibiotic similar to bacitracin

94          Adrenaline, informally

95          Macerate, as flax

96          Campus VIPs

97          Kinda

98          Weasel or ferret

100       Relax a bit

102       Bring to life

103       Shampoo descriptor

104       Personal problems

106       Amuse greatly

108       Make an impression on

111       Achilles’ heel

113       It’s literally nothing

115       Fold of skin

118       Lambaste

119       Punic War battleground

121       African flower

122       Secluded spot

123       Cavity detector

Solutions may be emailed to puzzles@actuary.org. In order to make
the solver list, your solutions must be received by August 1, 2025.

Previous Puzzle: You Can Count On It

Solvers: Steve Altschuld, Dean Apps, K Baker, Jared Dashoff, Todd Dashoff, Ken Kudrak, George Levine, Will Lynch, Jim Muza, Ray Niswander, Wendy Windsor, Madhumathi Windon. Apologies to Ken Kudrak, Madhumathi Windon, and Steve Altschuld for accidentally not including them as solvers to the previous puzzle.