Issue Brief

Improving Spousal Retirement Plan Protections—Gaps and Policy Proposals

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Publish Date:

06/3/2025

Category:

Policy & Research

Topics:

Retirement

The Academy’s Retirement Policy and Design Evaluation Committee has published a new issue brief examining how employer-sponsored retirement plans provide important protections for spouses, such as in the event of divorce or the participant’s death. However, gaps in spousal protections still remain.

In addition to the issue brief, an accompanying infographic visually summarizes key points from the brief, including policy proposals to address these gaps and relevant statistics.