Health Practice Council and Pension Practice Council letter to GASB discussing concerns actuaries have about two aspects of the proposed standard, including the use of a common premium concept to determine whether an employer is subject to the accounting and reporting aspects of this standard, and, the use of an alternative (non-actuarial) approach that could be used by small employers. (
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Terrorism/Extreme Events Work Group monograph examining the impact of catastrophic terrorist events on group and health coverage, including medical benefits and non-medical benefits such as group life, disability, and long-term care. (
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EEOC-ADEA and Retiree Health Work Group letter that provides a list of potential issues that could complicate implementation of retiree medical safe harbors are placed into three categories — rating and measurement, plan interpretation, and other. (
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Life Products Committee comments on the proposed Genetic Discrimination Model Act to the National Conference of Insurance Legislators (NCOIL) Life Committee as it considers the proposal. (
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Defined Contribution Health Plan Work Group issue brief providing an overview of the defined contribution approach to health coverage. After a brief discussion of trends in health plan approaches and the factors contributing to the emergence of defined contribution health plans, the issue brief describes the characteristics and types of defined contribution health plans. (
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Task Force on Genetic Testing Issues issue brief describing the nature of disability income and long-term care insurance and discussing, from the perspectives of both consumers and insurers, the implications of the newly emerging genetic technologies for these products. Strategies to effectively address this emerging dilemma of how best to respond to public concerns about the possible misuse of genetic information, while preserving the viability of the voluntary, individual disability income and long-term care insurance markets, are also explored. (
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Retiree Health Work Group outline of six possible approaches that could be used as “safe harbor” methods for meeting nondiscrimination-testing requirements under EEOC guidelines for retiree health care plans. (
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