Long-Term Care Principle-Based Work Group progress report to the NAIC's Accident and Health Working Group regarding the Academy's ongoing work on a stochastic model for long-term care insurance. An initial prototype of the model has been developed and is currently being reviewed by several members of the work group. (
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Health Practice Financial Reporting Committee comments on proposed changes in the actuarial opinion instructions for NAIC health annual statements. (
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Consumer Driven Health Plans Work Group issue brief answering several common questions about HSAs, including: what are the different types of consumer driven health plans; who is choosing these types of plans; what impact will they have on health spending growth; and, how will they affect the traditional health insurance market. (
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Mental Health Parity Work Group updated issue brief providing a description of mental health parity requirements and how group insurance plans have responded to those requirements. The brief also includes a discussion of the cost implications of expanded mental health parity requirements, including the impact on other medical costs. (
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Joint Committee on Retiree Health letter to Texas officials about misinterpretations of the committee's 2006 comments on accounting standards for OPEBs. (
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Medicare Part D RBC Subgroup revision proposals to the NAIC life and health RBC instructions for Medicare Part D to address a potential unintended consequence related to the Authorized Control Level (ACL) RBC results. (
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Medical Reinsurance Work Group testimony to House Small Business Committee on increasing competition, reducing costs, and expanding small business health insurance coverage using the private reinsurance market. (
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Health Practice Financial Reporting Committee comments to the NAIC on a proposal to include a trend test in the health RBC formula. (
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Part D Lessons Learned Work Group comment letter on what has worked well and what has not in Medicare Part D. The letter also offers recommendations to improve the overall operation and administration of the Part D program, specifically including the bidding process, management of eligibility, and coordination with Medicaid and with the Social Security Administration. (
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Health Practice Council comment letter to members of the House and Senate on the actuarial implications of restricting insurers' use of genetic information. (
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