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	<url>
		<loc>https://actuary.org/resources/setting-assumptions-third-exposure-draft/</loc>
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	<url>
		<loc>https://actuary.org/resources/request-for-input-property-casualty-rate-filing-asop/</loc>
		<lastmod>2025-08-18T23:55:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-asop-no-35-selection-of-demographic-and-other-noneconomic-assumptions-for-measuring-pension-obligations-second-exposure-draft/</loc>
		<lastmod>2025-08-19T16:23:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-asop-no-27-selection-of-economic-assumptions-for-measuring-pension-obligations-second-exposure-draft/</loc>
		<lastmod>2025-08-19T16:26:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-asop-no-2-nonguaranteed-elements-for-life-insurance-and-annuity-products/</loc>
		<lastmod>2025-08-19T16:27:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/setting-assumptions-second-exposure-draft/</loc>
		<lastmod>2025-08-19T16:32:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-asop-no-22-statements-of-actuarial-opinion-based-on-asset-adequacy-analysis-for-life-or-health-liabilities-december-2018/</loc>
		<lastmod>2025-08-19T16:39:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/modeling-fourth-exposure-draft/</loc>
		<lastmod>2025-08-19T16:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/capital-adequacy-assessment-third-exposure-draft/</loc>
		<lastmod>2025-08-19T16:50:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-asop-no-32-social-insurance-october-2018/</loc>
		<lastmod>2025-08-19T16:51:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-asop-no-4-measuring-pension-obligations-and-determining-pension-plan-costs-or-contributions-march-2018/</loc>
		<lastmod>2025-08-19T16:56:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-asop-no-35-selection-of-demographic-and-other-noneconomic-assumptions-for-measuring-pension-obligations-march-2018/</loc>
		<lastmod>2025-08-19T16:57:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/capital-adequacy-assessment-for-insurers-2nd-exposure-draft/</loc>
		<lastmod>2025-08-19T17:00:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-asop-no-42-health-and-disability-actuarial-assets-and-liabilities-other-than-liabilities-for-incurred-claims/</loc>
		<lastmod>2025-08-19T17:02:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/revision-of-actuarial-standard-of-practice-no-17-exposure-draft/</loc>
		<lastmod>2025-08-19T17:03:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/principle-based-reserves-for-life-products-exposure-draft/</loc>
		<lastmod>2025-08-19T17:03:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/estimating-future-costs-for-prospective-property-casualty-risk-transfer-and-risk-funding-third-exposure-draft/</loc>
		<lastmod>2025-08-19T17:04:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/setting-assumptions-exposure-draft/</loc>
		<lastmod>2025-08-19T17:05:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/capital-adequacy-assessment-for-insurers-exposure-draft/</loc>
		<lastmod>2025-08-19T17:06:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/assessment-and-disclosure-of-risk-second-exposure-draft/</loc>
		<lastmod>2025-08-19T17:07:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/modeling-third-exposure-draft/</loc>
		<lastmod>2025-08-19T17:09:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-24-revision-compliance-with-the-naic-life-insurance-illustrations-model-regulation/</loc>
		<lastmod>2025-08-19T17:10:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pricing-of-life-insurance-and-annuity-products-2/</loc>
		<lastmod>2025-08-19T17:10:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/past-exposure-draft/</loc>
		<lastmod>2025-08-19T17:12:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-5-revision-incurred-health-and-disability-claims/</loc>
		<lastmod>2025-08-19T17:13:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-23-revision-data-quality/</loc>
		<lastmod>2025-08-19T17:13:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-21-revision-responding-to-or-assisting-auditors-or-examiners-in-connection-with-financial-audits-financial-reviews-and-financial-examinations/</loc>
		<lastmod>2025-08-19T17:14:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/request-for-comments-life-insurance-and-annuity-pricing-asop/</loc>
		<lastmod>2025-08-19T17:16:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asops-and-public-pension-plan-funding-and-accounting-request-for-comments/</loc>
		<lastmod>2025-08-19T17:19:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/principle-based-reserves-for-life-products-second-exposure-draft/</loc>
		<lastmod>2025-08-19T17:21:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/determining-minimum-value-and-actuarial-value-under-the-affordable-care-act-3/</loc>
		<lastmod>2025-08-19T17:22:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/assessment-and-disclosure-of-risk-associated-with-measuring-pension-obligations-and-determining-pension-plan-contributions-2/</loc>
		<lastmod>2025-08-19T17:22:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/modeling-second-exposure-draft/</loc>
		<lastmod>2025-08-19T17:24:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/property-casualty-ratemaking/</loc>
		<lastmod>2025-08-19T17:25:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-34-revision-actuarial-practice-concerning-retirement-plan-benefits-in-domestic-relations-actions/</loc>
		<lastmod>2025-08-19T17:26:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-settlements-mortality-exposure-draft/</loc>
		<lastmod>2025-08-19T17:27:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/introductory-actuarial-standard-of-practice-2/</loc>
		<lastmod>2025-08-19T17:28:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-the-deviation-clause-in-actuarial-standards-of-practice/</loc>
		<lastmod>2025-08-19T17:29:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-asop-no-35/</loc>
		<lastmod>2025-08-19T18:17:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-35-selection-of-demographic-and-other-noneconomic-assumptions-for-measuring-pension-obligations-revision/</loc>
		<lastmod>2025-08-19T18:17:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/request-for-comments-on-actuarial-standard-of-practice-asop-content-and-asb-procedure/</loc>
		<lastmod>2025-08-19T18:20:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-27-selection-of-economic-assumptions-for-measuring-pension-obligations-request-for-comments/</loc>
		<lastmod>2025-08-19T18:21:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/principle-based-reserves-for-life-products/</loc>
		<lastmod>2025-08-19T18:22:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-1-introductory-actuarial-standard-of-practice/</loc>
		<lastmod>2025-08-19T18:23:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/introduction-to-the-actuarial-standards-of-practice-asops/</loc>
		<lastmod>2025-08-19T18:23:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-45-the-use-of-health-status-based-risk-adjustment-methodologies/</loc>
		<lastmod>2025-08-19T18:24:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-47-risk-treatment-in-enterprise-risk-management/</loc>
		<lastmod>2025-08-19T18:25:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-deviation-language-for-all-standards-and-removal-of-references-to-psaos-from-all-standards-all-practice-areas/</loc>
		<lastmod>2025-08-19T18:27:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-44-selection-and-use-of-asset-valuation-methods-for-pension-valuations/</loc>
		<lastmod>2025-08-19T18:28:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-46-risk-evaluation-in-enterprise-risk-management/</loc>
		<lastmod>2025-08-19T18:29:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-38-catastrophe-modeling-for-all-practice-areas-revision/</loc>
		<lastmod>2025-08-19T18:31:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-28-statements-of-actuarial-opinion-regarding-health-insurance-liabilities-proposed-revision/</loc>
		<lastmod>2025-08-19T18:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-27-selection-of-economic-assumptions-for-measuring-pension-obligations-revision-second-exposure-draft/</loc>
		<lastmod>2025-08-19T18:38:32+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/03/asop27exposure_chart1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/03/asop27exposure_chart2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/03/asop27exposure_chart3.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-25-credibility-procedures-revision-second-exposure-draft/</loc>
		<lastmod>2025-08-19T18:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-25-credibility-procedures-revision-first-exposure-draft/</loc>
		<lastmod>2025-08-19T18:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-13-trending-procedures-in-property-casualty-insurance-proposed-revisions-first-exposure-draft/</loc>
		<lastmod>2025-08-19T18:41:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-10-methods-and-assumptions-for-use-in-life-insurance-company-financial-statements-prepared-in-accordance-with-us-gaap-proposed-revision/</loc>
		<lastmod>2025-08-19T18:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-9-documentation-and-disclosure-in-property-and-casualty-insurance-ratemaking-loss-reserving-and-valuations-proposed-repeal/</loc>
		<lastmod>2025-08-19T18:49:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-8-regulatory-filings-for-health-benefits-health-insurance-and-entities-providing-health-benefits-revision/</loc>
		<lastmod>2025-08-19T18:50:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-6-second-exposure-draft/</loc>
		<lastmod>2025-08-19T18:55:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-6-measuring-retiree-group-benefits-obligations-and-determining-retiree-group-benefits-plan-costs-or-contributions-proposed-revision/</loc>
		<lastmod>2025-08-19T18:57:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-4-measuring-pension-obligations-and-determining-pension-plan-costs-or-contributions-second-exposure-draft/</loc>
		<lastmod>2025-08-19T18:58:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-4-measuring-pension-obligations-and-determining-pension-plan-costs-or-contributions-proposed-revision/</loc>
		<lastmod>2025-08-19T19:00:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-4-measuring-pension-obligations-and-determining-pension-plan-costs-or-contributions-third-exposure-draft/</loc>
		<lastmod>2025-08-19T20:16:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-2-recommendations-for-actuarial-communications-related-to-statements-of-financial-accounting-standards-nos-87-and-88-proposed-repeal/</loc>
		<lastmod>2025-08-19T20:17:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-31-documentation-in-health-benefit-plan-ratemaking-proposed-repeal/</loc>
		<lastmod>2025-08-19T20:18:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-41-actuarial-communications-first-exposure-draft/</loc>
		<lastmod>2025-08-19T20:18:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/modeling-2/</loc>
		<lastmod>2025-08-19T20:19:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-41-actuarial-communications-second-exposure-draft/</loc>
		<lastmod>2025-08-19T20:20:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-38-using-models-outside-the-actuarys-expertise-property-and-casualty-proposed-revision/</loc>
		<lastmod>2025-08-19T20:21:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-38-using-models-outside-the-actuarys-expertise-for-all-practice-areas-second-exposure-draft/</loc>
		<lastmod>2025-08-19T20:22:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/climate-data-actuarial-perspectives-on-quality-challenges-and-effective-risk-quantification/</loc>
		<lastmod>2025-08-19T20:49:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asset-allocation-and-the-investment-return-assumption/</loc>
		<lastmod>2025-08-19T21:01:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-27-selection-of-economic-assumptions-for-measuring-pension-obligations-proposed-revision/</loc>
		<lastmod>2025-08-19T21:53:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-20-discounting-of-property-casualty-unpaid-claim-estimates-proposed-revision/</loc>
		<lastmod>2025-08-19T23:26:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-3-continuing-care-retirement-communities-proposed-revision/</loc>
		<lastmod>2025-08-19T23:27:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/request-for-comments-actuarial-standard-of-practice-asop-no-27/</loc>
		<lastmod>2025-08-19T23:35:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-27-selection-of-economic-assumptions-for-measuring-pension-obligations-propososed-revision-first-exposure-draft/</loc>
		<lastmod>2025-08-19T23:36:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/significance-of-the-social-security-trust-fund/</loc>
		<lastmod>2025-08-21T15:56:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presents-on-naic-pbr-issues-at-soa-valact/</loc>
		<lastmod>2025-08-21T18:05:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presents-on-vm-22-at-soa-valact/</loc>
		<lastmod>2025-08-21T18:16:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presents-on-yrt-reinsurance-at-soa-valact/</loc>
		<lastmod>2025-08-21T18:18:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presents-on-hybrid-life-ltc-products-at-soa-valact/</loc>
		<lastmod>2025-08-21T18:46:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-asop-no-20-analysis-of-property-casualty-cash-flows-including-discounting-2/</loc>
		<lastmod>2025-08-22T18:11:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-asop-no-24-naic-life-insurance-illustrations-model-regulation/</loc>
		<lastmod>2025-08-22T18:25:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/naic-life-insurance-illustrations-model-regulation/</loc>
		<lastmod>2025-08-22T18:36:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-asop-no-30-profit-margins-and-contingency-provisions-in-property-casualty-risk-transfer-and-risk-retention-exposure-draft/</loc>
		<lastmod>2025-08-26T21:30:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-asop-no-24-compliance-with-the-naic-life-insurance-illustrations-model-regulation-second-exposure-draft/</loc>
		<lastmod>2025-08-26T23:52:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-36-statements-of-actuarial-opinion-regarding-property-casualty-loss-and-loss-adjustment-expense-reserves-proposed-revision/</loc>
		<lastmod>2025-08-26T23:54:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-36-statements-of-actuarial-opinion-regarding-property-casualty-loss-and-loss-adjustment-expense-reserves-proposed-revision-second-exposure-draft/</loc>
		<lastmod>2025-08-26T23:55:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/property-casualty-ratemaking-second-exposure-draft/</loc>
		<lastmod>2025-08-27T00:07:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/governance-checklist-related-to-testing-life-insurance-underwriting-for-unfairly-discriminatory-practices/</loc>
		<lastmod>2025-08-27T20:00:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-nos-22-28-revisions/</loc>
		<lastmod>2025-08-27T20:02:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-asop-no-27-selection-of-assumptions-for-measuring-pension-obligations-exposure-draft/</loc>
		<lastmod>2025-08-27T20:20:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/homeowners-insurance-task-force-comments-to-naic/</loc>
		<lastmod>2025-08-28T15:55:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicares-financial-condition-beyond-actuarial-balance-2/</loc>
		<lastmod>2025-08-28T18:52:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-naic-on-ai-systems-evaluation-tool/</loc>
		<lastmod>2025-09-08T17:29:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/gain-loss-analysis-for-pension-plans/</loc>
		<lastmod>2025-09-11T12:50:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-on-ag49-a-to-latf/</loc>
		<lastmod>2025-09-11T16:06:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c-3-subcommittee-presents-to-naic-on-c3-alignment/</loc>
		<lastmod>2025-09-11T16:08:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/common-practices-of-examining-actuaries-involved-in-statutory-financial-solvency-examinations-of-life-and-health-insurers-including-considerations-for-principle-based-reserves-2/</loc>
		<lastmod>2025-09-11T16:15:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presents-at-nashp-health-policy-conference/</loc>
		<lastmod>2025-09-11T18:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presents-at-namd-on-health-insurance-market-dynamics/</loc>
		<lastmod>2025-09-11T19:36:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-comments-to-fasb-on-application-of-asc-topic-715-to-market-return-cash-balance-plans/</loc>
		<lastmod>2025-09-12T14:46:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-the-naic-risk-based-capital-rbc-model-governance-ex-task-force-on-a-new-cross-practice-research-project/</loc>
		<lastmod>2025-09-12T19:04:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-groups-regarding-the-lrbcwg-vacrsg-exposure/</loc>
		<lastmod>2025-09-18T10:04:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/feedback-from-lpc-to-naic-subgroup-on-approach-for-determining-capital-charges-for-longevity-reinsurance/</loc>
		<lastmod>2025-09-18T10:07:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c-1-subcommittee-comments-on-clo/</loc>
		<lastmod>2025-09-25T18:00:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-presents-to-naic-on-covariance/</loc>
		<lastmod>2025-09-25T18:01:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-presents-on-ag-55-to-latf/</loc>
		<lastmod>2025-09-25T18:01:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/scope-3-emissions-for-property-casualty-insurers/</loc>
		<lastmod>2025-10-07T17:53:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presents-at-ahip-state-issues-retreat/</loc>
		<lastmod>2025-10-09T18:27:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/applicability-guidelines-for-actuarial-standards-of-practice/</loc>
		<lastmod>2025-10-14T14:37:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/influential-features-in-the-workers-compensation-system-what-you-may-not-know/</loc>
		<lastmod>2025-10-15T18:31:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-submits-agenda-request-to-fasb-on-fixed-indexed-annuities/</loc>
		<lastmod>2025-10-16T14:06:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/application-of-asu-2018-12-to-the-accounting-for-long-duration-contracts-under-u-s-gaap/</loc>
		<lastmod>2025-10-16T14:08:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committees-release-white-paper-on-hedging-risk-management/</loc>
		<lastmod>2025-10-16T14:11:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/financial-reporting-committee-and-life-financial-reporting-committee-comments-to-fasb/</loc>
		<lastmod>2025-10-16T14:15:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committees-comment-to-fasb-on-agenda-request/</loc>
		<lastmod>2025-10-16T14:16:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committees-comment-to-fasb-on-standard-setting-agenda/</loc>
		<lastmod>2025-10-16T14:17:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-submits-agenda-request-to-fasb-on-funds-withheld-and-modified-coinsurance/</loc>
		<lastmod>2025-10-16T14:18:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-submits-agenda-request-to-fasb-on-ldti/</loc>
		<lastmod>2025-10-16T14:19:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/common-practices-relating-to-fasb-statement-133-accounting-for-derivative-instruments-and-hedging-activities-as-it-relates-to-variable-annuities-with-guaranteed-benefits-2/</loc>
		<lastmod>2025-10-16T14:21:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/treatment-of-voba-goodwill-and-other-intangible-assets-under-pgaap/</loc>
		<lastmod>2025-10-16T14:23:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-white-paper-on-long-duration-targeted-improvements-ldti/</loc>
		<lastmod>2025-10-16T14:25:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-white-paper-on-considerations-in-market-risk-benefits/</loc>
		<lastmod>2025-10-16T14:26:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-comments-to-latf-on-ag-55/</loc>
		<lastmod>2025-10-16T17:40:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-illustrations-subcommittee-comments-to-naic/</loc>
		<lastmod>2025-10-16T17:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-castf-regarding-the-unknown-risk-characteristics-in-personal-rating-lines-exposure-draft/</loc>
		<lastmod>2025-10-22T13:31:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/selection-of-demographic-and-other-noneconomic-assumptions-for-measuring-pension-obligations/</loc>
		<lastmod>2025-10-22T16:45:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/risk-evaluation-in-enterprise-risk-management/</loc>
		<lastmod>2025-10-22T16:47:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/practice-councils-comment-to-naic-on-revised-rbc-principles/</loc>
		<lastmod>2025-10-24T15:18:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/public-sector-workers-not-covered-by-social-security/</loc>
		<lastmod>2025-10-27T15:30:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/excess-interest-reserves-as-defined-under-internal-revenue-code-811d/</loc>
		<lastmod>2025-11-04T20:05:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/climate-scenario-considerations-u-s-own-risk-and-solvency-assessment-orsa/</loc>
		<lastmod>2025-11-05T19:22:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/personal-cyber-an-intro-to-risk-reduction-and-mitigation-strategies/</loc>
		<lastmod>2025-11-05T19:42:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/measuring-statistical-bias-in-data-using-entropy/</loc>
		<lastmod>2025-11-05T20:50:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/finding-and-using-climate-data/</loc>
		<lastmod>2025-11-06T20:52:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/climate-events-and-insurance-affordability/</loc>
		<lastmod>2025-11-06T20:56:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/property-and-casualty-risk-based-capital-premium-and-loss-concentration-factors-report-2/</loc>
		<lastmod>2025-11-12T20:17:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presentation-at-cas-annual-meeting/</loc>
		<lastmod>2025-11-13T00:30:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comments-to-subgroup/</loc>
		<lastmod>2025-11-13T16:19:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/attribution-science-from-an-actuarial-perspective/</loc>
		<lastmod>2025-11-13T18:08:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-submits-apf-to-latf/</loc>
		<lastmod>2025-11-13T21:17:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/longevity-risk-task-force-comments-to-naic-on-rbc-c-2-charge/</loc>
		<lastmod>2025-11-14T17:30:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-to-naic-on-vm-22/</loc>
		<lastmod>2025-11-18T15:19:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-publishes-practice-note-on-actuarial-section-of-the-comprehensive-annual-financial-report/</loc>
		<lastmod>2025-11-24T20:37:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/esg-subcommittee-comments-to-naic-on-goes-exposure/</loc>
		<lastmod>2025-11-24T20:58:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-to-senate-following-health-cost-hearing/</loc>
		<lastmod>2025-11-25T19:46:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/updated-monograph-examines-individual-equity-and-social-adequacy-in-social-security-reforms/</loc>
		<lastmod>2025-11-26T15:42:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-insurance-marketplace-stability-considerations-for-states/</loc>
		<lastmod>2025-11-26T16:02:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-to-latf-on-vm-22-settlement-options/</loc>
		<lastmod>2025-12-04T15:31:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revision-of-asop-no-40-compliance-with-the-naic-valuation-of-life-insurance-policies-model-regulation-with-respect-to-x-factors-exposure-draft/</loc>
		<lastmod>2025-12-05T16:55:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/repeal-of-asop-no-9-documentation-and-disclosure-in-property-and-casualty-insurance-ratemaking-loss-reserving-and-valuations/</loc>
		<lastmod>2025-12-05T22:30:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/treatment-of-reinsurance-or-similar-risk-transfer-programs-involving-life-insurance-annuities-or-health-benefit-plans-in-financial-reports/</loc>
		<lastmod>2025-12-06T00:11:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/risk-classification-for-all-practice-areas/</loc>
		<lastmod>2025-12-06T11:15:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/trending-procedures-in-property-casualty-insurance/</loc>
		<lastmod>2025-12-06T11:25:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/repeal-of-asop-no-14-when-to-do-cash-flow-testing-for-life-and-health-insurance-companies/</loc>
		<lastmod>2025-12-06T11:27:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/repeal-of-asop-no-16-actuarial-practice-concerning-health-maintenance-organizations-and-other-managed-care-health-plans/</loc>
		<lastmod>2025-12-06T11:28:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/dividends-for-individual-participating-life-insurance-annuities-and-disability-insurance/</loc>
		<lastmod>2025-12-06T11:39:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/expert-testimony-by-actuaries/</loc>
		<lastmod>2025-12-06T23:16:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/appraisals-of-casualty-health-and-life-insurance-businesses/</loc>
		<lastmod>2025-12-06T23:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/discounting-of-property-casualty-claim-estimates/</loc>
		<lastmod>2025-12-06T23:54:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/responding-to-or-assisting-auditors-or-examiners-in-connection-with-financial-audits-financial-reviews-and-financial-examinations/</loc>
		<lastmod>2025-12-07T20:59:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-based-on-asset-adequacy-analysis-for-life-insurance-annuity-or-health-insurance-reserves-and-other-liabilities/</loc>
		<lastmod>2025-12-07T21:28:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/data-quality/</loc>
		<lastmod>2025-12-07T22:09:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/credibility-procedures/</loc>
		<lastmod>2025-12-07T23:32:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/compliance-with-statutory-and-regulatory-requirements-for-the-actuarial-certification-of-small-employer-health-benefit-plans/</loc>
		<lastmod>2025-12-08T02:24:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicare-advantage-plan-cost-projections-for-retiree-group-health-benefit-valuations/</loc>
		<lastmod>2025-12-08T16:08:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/compliance-with-the-naic-life-insurance-illustrations-model-regulation/</loc>
		<lastmod>2025-12-08T17:29:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-updates-latf-at-naic-fall-meeting/</loc>
		<lastmod>2025-12-08T18:12:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/hpc-updates-hatf-at-naic-fall-meeting/</loc>
		<lastmod>2025-12-08T18:23:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-updates-castf-at-naic-fall-meeting/</loc>
		<lastmod>2025-12-09T19:44:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/updated-issue-brief-examines-individual-equity-and-social-adequacy-in-social-security-reforms-2/</loc>
		<lastmod>2025-12-09T20:36:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/retirement-and-gig-workers/</loc>
		<lastmod>2025-12-10T15:35:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/an-actuarial-perspective-on-the-2025-social-security-trustees-report/</loc>
		<lastmod>2025-12-10T15:37:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presents-to-naic-title-insurance-working-group/</loc>
		<lastmod>2025-12-11T11:45:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/allocation-of-policyholder-consideration-in-mutual-life-insurance-company-demutualizations/</loc>
		<lastmod>2025-12-15T16:29:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/catastrophe-modeling-for-all-practice-areas/</loc>
		<lastmod>2025-12-15T16:36:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/treatment-of-catastrophe-losses-in-property-casualty-insurance-ratemaking/</loc>
		<lastmod>2025-12-15T16:43:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/compliance-with-the-naic-valuation-of-life-insurance-policies-model-regulation-with-respect-to-x-factors/</loc>
		<lastmod>2025-12-15T16:50:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c-1-subcommittee-comments-to-naic-on-clo-c-1-factors-modeling/</loc>
		<lastmod>2025-12-15T19:02:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/long-term-care/</loc>
		<lastmod>2025-12-16T17:03:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-communications/</loc>
		<lastmod>2025-12-18T16:28:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-and-disability-actuarial-assets-and-liabilities-other-than-liabilities-for-incurred-claims/</loc>
		<lastmod>2025-12-18T16:37:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/property-casualty-unpaid-claim-estimates/</loc>
		<lastmod>2025-12-18T17:10:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/selection-and-use-of-asset-valuation-methods-for-pension-valuations/</loc>
		<lastmod>2025-12-18T19:22:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/the-use-of-health-status-based-risk-adjustment-methodologies/</loc>
		<lastmod>2025-12-18T19:45:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-settlements-mortality/</loc>
		<lastmod>2025-12-18T19:54:19+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2025-12-18T20:02:22+00:00</lastmod>
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		<lastmod>2026-03-12T13:13:57+00:00</lastmod>
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		<lastmod>2026-04-14T21:46:33+00:00</lastmod>
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	<url>
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		<lastmod>2026-04-17T18:21:21+00:00</lastmod>
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