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		<loc>https://actuary.org/resources/pbr-governance-work-group-update-at-naic-fall-2019-national-meeting/</loc>
		<lastmod>2019-12-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/svl-interest-rate-modernization-work-group-update-at-naic-2019-fall-national-meeting/</loc>
		<lastmod>2019-12-05T00:00:00+00:00</lastmod>
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	<url>
		<loc>https://actuary.org/resources/arwg-update-at-naic-2019-fall-national-meeting/</loc>
		<lastmod>2019-12-05T00:00:00+00:00</lastmod>
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	<url>
		<loc>https://actuary.org/resources/work-group-update-on-yrt-field-test/</loc>
		<lastmod>2019-12-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c-2-work-group-update-at-naic-2019-fall-national-meeting/</loc>
		<lastmod>2019-12-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-practice-note-on-working-with-auditors/</loc>
		<lastmod>2019-12-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-to-u-s-senate-on-multiemployer-pension-recapitalization-and-reform-plan/</loc>
		<lastmod>2019-12-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/principle-based-approach-projections-practice-note/</loc>
		<lastmod>2019-12-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-on-hhs-radv-white-paper/</loc>
		<lastmod>2020-01-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/solvency-committee-submits-comments-to-iais/</loc>
		<lastmod>2020-01-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/erm-orsa-committee-submits-comments-to-iais-on-climate-related-disclosures/</loc>
		<lastmod>2020-02-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/council-comments-on-proposed-p-c-rate-filing-asop/</loc>
		<lastmod>2020-02-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-comment-letter-to-irs-on-updated-mortality-tables/</loc>
		<lastmod>2020-03-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-solvency-subcommittee-response-letter-on-health-bond-factors-to-hrbc-working-group/</loc>
		<lastmod>2020-03-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/faqs-on-covid-19-and-its-effects-on-health-spending-and-health-insurance/</loc>
		<lastmod>2020-03-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-requests-leniency-on-certifications-deadline-for-multiemployer-pension-plans/</loc>
		<lastmod>2020-03-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/financial-reporting-committee-comments-to-aicpa-2/</loc>
		<lastmod>2020-03-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicares-financial-condition-beyond-actuarial-balance-5/</loc>
		<lastmod>2020-04-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-interest-rate-generator-frequently-asked-questions-may-2020/</loc>
		<lastmod>2020-05-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-illustrations-work-group-letter-on-acli-exposure-of-iul-illustrations-under-ag49/</loc>
		<lastmod>2020-05-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-illustrations-work-group-letter-to-latf-on-the-independent-proposal/</loc>
		<lastmod>2020-05-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-on-presumptive-benefits-after-covid-19-in-workers-compensation-2/</loc>
		<lastmod>2020-07-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-from-committees-on-second-exposure-draft-of-asop-no-4/</loc>
		<lastmod>2020-07-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/vm-21-checklist/</loc>
		<lastmod>2020-07-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-51-risk-assessment-in-practice/</loc>
		<lastmod>2020-07-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-pbr-governance-update-at-naic-summer-2020-national-meeting/</loc>
		<lastmod>2020-08-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/ltc-valuation-work-group-presents-at-naic/</loc>
		<lastmod>2020-08-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-c-3-work-group-update-to-naic-life-risk-based-capital-e-working-group/</loc>
		<lastmod>2020-08-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-on-proposed-form-for-annual-actuarial-certification-for-multiemployer-plans/</loc>
		<lastmod>2020-08-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c-2-work-group-update-to-naics-life-risk-based-capital-e-working-group/</loc>
		<lastmod>2020-09-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/exposure-draft-of-practice-note-on-asop-no-56/</loc>
		<lastmod>2020-10-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/the-tax-cuts-and-jobs-act-of-2017-effects-on-life-insurers/</loc>
		<lastmod>2020-10-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-update-at-naic-2020-fall-national-meeting/</loc>
		<lastmod>2020-12-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asset-adequacy-testing-considerations-for-year-end-2020-2/</loc>
		<lastmod>2020-12-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-solvency-subcommittee-submits-comment-letter-to-naic-health-rbc-working-group-on-investment-income/</loc>
		<lastmod>2021-01-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/erm-orsa-climate-work-group-submits-comments-to-iais/</loc>
		<lastmod>2021-01-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/solvency-committee-submits-comment-to-fio-on-ics-study/</loc>
		<lastmod>2021-01-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-on-covid-19s-impacts-on-long-term-care-insurance/</loc>
		<lastmod>2021-01-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-on-covid-19/</loc>
		<lastmod>2021-01-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/erm-orsa-climate-work-group-shares-update-to-naic-on-survey-analysis/</loc>
		<lastmod>2021-01-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-sends-recommendation-letter-for-annette-james-to-be-a-member-of-the-u-s-covid-19-health-equity-task-force/</loc>
		<lastmod>2021-02-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/va-reserves-and-capital-work-group-releases-vm-21-practice-note-supplement-exposure-draft/</loc>
		<lastmod>2021-02-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/the-individual-and-small-group-markets-committee-and-the-active-benefits-subcommittee-submitted-comments-to-treasury-dol-and-hhs-on-insurance-and-health-plan-coverage-of-covid-19-testing/</loc>
		<lastmod>2021-02-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/hpc-submitted-comments-on-review-of-agency-actions-related-to-the-affordable-care-act-and-medicaid/</loc>
		<lastmod>2021-02-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-sent-to-the-naic-health-rbc-working-group-on-impact-of-investment-income/</loc>
		<lastmod>2021-02-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presents-at-castf/</loc>
		<lastmod>2021-02-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/senior-health-fellow-presents-on-medicare-at-health-policy-webinar/</loc>
		<lastmod>2021-02-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/senior-health-fellow-presentation-on-medicare-at-health-policy-webinar/</loc>
		<lastmod>2021-02-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/erm-orsa-climate-work-group-provides-comments-to-naic-on-climate-survey-analysis/</loc>
		<lastmod>2021-03-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/p-c-rbc-committee-submits-major-underwriting-risk-factors-report-to-naic/</loc>
		<lastmod>2021-03-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-released-on-regulatory-options-for-long-term-care-insurance-innovation/</loc>
		<lastmod>2021-03-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-on-regulatory-options-for-long-term-care-insurance-innovation/</loc>
		<lastmod>2021-03-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c1-work-group-submits-updated-bond-factors-to-lrbc-working-group/</loc>
		<lastmod>2021-03-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c1-work-group-submits-comments-to-lrbc-working-group-on-capital-requirements-for-real-estate/</loc>
		<lastmod>2021-03-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c1-work-groups-updated-bond-factors-to-lrbc-working-group/</loc>
		<lastmod>2021-03-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/monograph-and-issue-brief-on-social-security-individual-equity-and-social-adequacy/</loc>
		<lastmod>2021-03-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/individual-equity-and-social-adequacy-monograph/</loc>
		<lastmod>2021-03-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/va-reserve-and-capital-work-group-apf-to-update-rmd/</loc>
		<lastmod>2021-03-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/va-reserve-and-capital-work-group-submits-apf-to-update-rmd-to-naic/</loc>
		<lastmod>2021-03-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/arcwg-submits-fixed-annuity-pbr-deviations-grid-to-naic/</loc>
		<lastmod>2021-03-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-6-practice-note-on-valuing-retiree-health-benefit-plans/</loc>
		<lastmod>2021-03-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/arcwg-fixed-annuity-pbr-deviations-grid/</loc>
		<lastmod>2021-03-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-released-on-auto-insurance-and-covid-19/</loc>
		<lastmod>2021-03-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/esg-work-group-submits-comments-to-latf-on-recent-exposures/</loc>
		<lastmod>2021-03-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-practice-council-submits-comments-on-colorado-senate-bill-21-169/</loc>
		<lastmod>2021-03-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-underwriting-and-risk-classification-work-group-submits-letter-on-colorado-senate-bill-21-169/</loc>
		<lastmod>2021-03-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-equity-work-group-releases-discussion-brief-on-health-equity-from-an-actuarial-perspective/</loc>
		<lastmod>2021-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/multiemployer-plans-committee-update-meeting-with-federal-agency-representatives/</loc>
		<lastmod>2021-04-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-update-at-naic-2021-virtual-spring-national-meeting/</loc>
		<lastmod>2021-04-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/vm-22-subgroup-releases-vm-22-in-brief/</loc>
		<lastmod>2021-04-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-presents-update-to-the-life-actuarial-a-task-force-at-the-naic-2021-virtual-spring-national-meeting/</loc>
		<lastmod>2021-04-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/telehealth-work-group-releases-issue-brief-on-telehealth-after-covid-19/</loc>
		<lastmod>2021-04-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-submits-comments-on-third-exposure-draft-of-proposed-assumptions-asop/</loc>
		<lastmod>2021-04-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-comments-on-proposed-asop-on-setting-assumptions/</loc>
		<lastmod>2021-04-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/financial-reporting-and-solvency-committee-sends-comment-letter-to-the-naic-health-actuarial-b-task-force-on-the-proposed-definition-changes-to/</loc>
		<lastmod>2021-04-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-practice-council-public-policy-presentation-on-long-term-care-insurance/</loc>
		<lastmod>2021-04-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/financial-reporting-and-solvency-committee-sent-a-comment-letter-to-the-naic-health-actuarial-b-task-force-on-the-revised-instructions-for-the-health-statement-of-actuarial-opinion/</loc>
		<lastmod>2021-05-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/long-term-care-ltc-practice-note-work-group-releases-long-term-care-insurance-public-policy-practice-note/</loc>
		<lastmod>2021-05-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/long-term-care-insurance-practice-note/</loc>
		<lastmod>2021-05-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-publishes-issue-brief-exploring-employer-considerations-for-pooled-employer-plans-peps/</loc>
		<lastmod>2021-05-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/ltc-reform-subcommittee-comments-to-naic-on-ltc-insurance-multistate-rate-review-framework/</loc>
		<lastmod>2021-05-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-equity-work-group-releases-premium-pricing-discussion-brief/</loc>
		<lastmod>2021-05-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/professionalism-for-the-solo-actuary-2/</loc>
		<lastmod>2021-05-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/discussion-brief-issue-in-focus-health-equity-and-premium-pricing/</loc>
		<lastmod>2021-05-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-reserves-work-group-submits-comment-letter-to-naic-on-apf-2020-10/</loc>
		<lastmod>2021-05-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/council-releases-issue-brief-on-security-of-pension-plan-benefits/</loc>
		<lastmod>2021-05-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c-2-longevity-risk-work-group-submits-comment-letter-to-naic-on-longevity-factors-and-instructions/</loc>
		<lastmod>2021-05-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c1-work-group-submits-comment-letter-to-naic-on-bond-factors/</loc>
		<lastmod>2021-05-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/rmfrc-and-cpc-climate-work-groups-submit-comments-to-sec-on-climate-disclosures/</loc>
		<lastmod>2021-06-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-reserves-work-group-submits-comment-letter-to-naic-on-asset-adequacy-testing-for-reinsurance/</loc>
		<lastmod>2021-06-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-submits-comment-letter-on-rules-for-maintenance-and-application-of-funding-balances/</loc>
		<lastmod>2021-06-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/rmfrc-and-cpc-climate-work-groups-submit-comments-to-new-york-on-climate-related-risks/</loc>
		<lastmod>2021-06-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/intersector-group-releases-notes-from-meeting-with-treasury-and-irs/</loc>
		<lastmod>2021-07-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-letter-sent-to-the-naic-health-rbc-working-group-on-review-of-the-h2-underwriting-risk-component/</loc>
		<lastmod>2021-07-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/arcwg-proposed-draft-of-naic-vm-22-requirements-for-fixed-annuity-principle-based-reserving-framework/</loc>
		<lastmod>2021-07-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/arcwg-submits-proposed-draft-of-naic-vm-22-requirements-for-fixed-annuity-principle-based-reserving-framework/</loc>
		<lastmod>2021-07-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-interest-rate-generator-frequently-asked-questions-july-2021/</loc>
		<lastmod>2021-07-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/meeting-notes-from-october-2020-multiemployer-plans-committee-meeting-with-treasury-labor-and-pbgc/</loc>
		<lastmod>2021-07-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-interest-rate-generator-frequently-asked-questions-july-2021-update/</loc>
		<lastmod>2021-07-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/multiemployer-plans-committee-releases-notes-from-meeting-with-treasury-labor-and-pbgc-on-mpra/</loc>
		<lastmod>2021-07-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/discussion-brief-issue-in-focus-health-equity-and-health-plan-benefit-design/</loc>
		<lastmod>2021-07-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/discussion-brief/</loc>
		<lastmod>2021-07-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/multiemployer-plans-committee-submits-comments-to-treasury-and-irs-on-temporary-funding-relief-provisions/</loc>
		<lastmod>2021-07-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-submits-comments-to-treasury-and-irs-on-arpa-single-employer-pension-provisions/</loc>
		<lastmod>2021-07-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-sent-to-the-naic-long-term-care-ex-task-force-on-the-long-term-care-insurance-multistate-rate-review-framework/</loc>
		<lastmod>2021-07-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/financial-reporting-committee-releases-first-exposure-draft-of-a-public-policy-practice-note-on-application-of-asu-2018-12-for-comment/</loc>
		<lastmod>2021-07-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-submits-comments-to-pbgc-on-interim-final-rule-for-special-financial-assistance-to-multiemployer-plans/</loc>
		<lastmod>2021-08-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cyber-risk-task-force-publishes-cyber-risk-toolkit/</loc>
		<lastmod>2021-08-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/essential-elements-medicares-long-term-sustainability-challenge/</loc>
		<lastmod>2021-09-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-released-on-drivers-of-2022-health-insurance-premium-changes/</loc>
		<lastmod>2021-09-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/essential-elements-medicare/</loc>
		<lastmod>2021-09-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-submits-comment-letter-to-the-naic-long-term-care-insurance-reduced-benefit-options-ex-subgroup-on-issues-related-to-ltc-wellness-benefits/</loc>
		<lastmod>2021-09-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-issue-brief-on-medicare/</loc>
		<lastmod>2021-09-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-illustrations-work-group-published-updated-practice-note/</loc>
		<lastmod>2021-09-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/hcdc-and-telehealth-work-group-comments-to-cms-on-medicare-payment-policies-under-the-physician-fee-schedule/</loc>
		<lastmod>2021-09-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/discussion-brief-issue-in-focus-health-equity-and-provider-contracting-network-development/</loc>
		<lastmod>2021-09-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-equity-work-group-releases-discussion-brief-2/</loc>
		<lastmod>2021-09-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-examines-2021-social-security-trustees-report/</loc>
		<lastmod>2021-09-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-publishes-issue-brief-on-covid-19-implications-in-social-security-trustees-report/</loc>
		<lastmod>2021-09-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-future-standard-setting-agenda-of-the-fasb/</loc>
		<lastmod>2021-09-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-released-on-medical-professional-liability-and-covid-19/</loc>
		<lastmod>2021-09-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/market-risk-benefits-work-group-publishes-white-paper-exposure-draft/</loc>
		<lastmod>2021-10-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/discussion-brief-issue-in-focus-health-equity-and-managing-population-health/</loc>
		<lastmod>2021-10-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-issue-brief-on-degrees-of-risk-sharing-in-new-retirement-plan-designs/</loc>
		<lastmod>2021-10-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committees-submit-comments-on-third-exposure-draft-of-asop-no-4/</loc>
		<lastmod>2021-10-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-issue-brief-on-potential-for-changing-roles-of-employers-in-retirement-programs/</loc>
		<lastmod>2021-10-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-practice-council-task-force-submits-comments-to-the-asb-on-asop-24/</loc>
		<lastmod>2021-11-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c-2-mortality-work-group-presents-to-the-naic/</loc>
		<lastmod>2021-11-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-issue-paper-on-medicaid-managed-care-plan-rate-setting-as-impacted-by-covid-19/</loc>
		<lastmod>2021-11-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/climate-task-force-comments-to-treasury-fio-on-climate-related-risk-3/</loc>
		<lastmod>2021-11-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/long-term-care-valuation-work-group-releases-the-long-term-care-insurance-mortality-and-lapse-study/</loc>
		<lastmod>2021-11-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-hpc-2021-updates-to-naic-health-actuarial-b-task-force/</loc>
		<lastmod>2021-11-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-presentation-to-the-naic-health-actuarial-b-task-force-on-long-term-care-insurance-mortality-and-lapse-study/</loc>
		<lastmod>2021-11-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/varcwg-submits-comments-to-latf-on-apf-2021-11/</loc>
		<lastmod>2021-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-ad-hoc-task-force-submits-comments-to-the-latf-on-a-proposed-ag/</loc>
		<lastmod>2021-12-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-underwriting-and-risk-classification-work-group-submits-comments-on-accelerated-underwriting-2/</loc>
		<lastmod>2021-12-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/tax-work-groups-updated-faqs-developed-as-a-result-of-the-tax-cuts-and-jobs-act/</loc>
		<lastmod>2021-12-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-released-on-workers-comp-opioids-and-covid-19/</loc>
		<lastmod>2021-12-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c-2-longevity-risk-work-group-submits-a-comment-letter-to-naic-on-reserve-implications-of-proposed-vm-22-principle-based-reserving-framework/</loc>
		<lastmod>2021-12-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-publishes-issue-brief-on-interpreting-pandemic-related-decreases-in-life-expectancy/</loc>
		<lastmod>2021-12-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-equity-work-group-issues-request-for-information/</loc>
		<lastmod>2022-01-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/index-linked-variable-annuities-work-group-submits-comments-on-proposed-ilva-ag/</loc>
		<lastmod>2022-01-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asset-modeling-and-reporting-work-group-submits-comments-on-proposed-asset-adequacy-ag/</loc>
		<lastmod>2022-01-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/annuity-reserves-and-capital-work-group-sends-letter-and-spreadsheet-to-valuation-manual-vm-22-subgroup-on-vm-22-mix/</loc>
		<lastmod>2022-02-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/essential-elements-clarifying-misunderstanding-of-life-expectancy-and-covid-19/</loc>
		<lastmod>2022-02-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/variable-annuity-reserves-and-capital-work-group-releases-vm-21-practice-note-supplement/</loc>
		<lastmod>2022-02-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/economic-scenario-generator-work-group-presents-model-office-testing-to-latf/</loc>
		<lastmod>2022-03-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-to-cms-on-proposed-rule/</loc>
		<lastmod>2022-03-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-presents-series-of-issue-briefs-laying-out-guiding-principles-for-comprehensive-national-retirement-policy/</loc>
		<lastmod>2022-03-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-issue-brief-on-aligning-plan-design-with-effective-employee-engagement/</loc>
		<lastmod>2022-03-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-work-groups-present-to-naic-on-swap-spreads-and-libor-transition-to-sofr/</loc>
		<lastmod>2022-03-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-presents-to-latf-on-esg/</loc>
		<lastmod>2022-03-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-comments-on-apf-2020-12-hedging-strategies-in-vm-20-and-vm-21/</loc>
		<lastmod>2022-03-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-task-force-comments-on-the-exposed-draft-actuarial-guideline-on-asset-adequacy-testing/</loc>
		<lastmod>2022-03-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-comments-on-accelerated-underwriting/</loc>
		<lastmod>2022-03-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/intersector-group-releases-february-meeting-notes-with-pbgc/</loc>
		<lastmod>2022-03-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-hpc-spring-2022-update-to-naic-health-actuarial-b-task-force/</loc>
		<lastmod>2022-03-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/esg-work-group-presents-to-latf/</loc>
		<lastmod>2022-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-presents-to-latf-at-spring-national-meeting/</loc>
		<lastmod>2022-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-issue-brief-on-funding-rules-considerations/</loc>
		<lastmod>2022-04-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-sends-presentation-to-naic-valuation-manual-vm-22-a-subgroup-on-longevity-reinsurance/</loc>
		<lastmod>2022-05-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-submits-comments-to-the-colorado-division-of-insurance-on-sb21-169-on-life-insurance-underwriting/</loc>
		<lastmod>2022-05-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-submits-comments-on-exposure-of-proposed-actuarial-guideline-related-to-index-linked-variable-annuities/</loc>
		<lastmod>2022-05-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/group-life-waiver-premium-valuation-table-work-group-updates-presentation-to-the-naic-health-actuarial-b-task-force/</loc>
		<lastmod>2022-05-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-sends-issue-brief-to-naic-life-actuarial-a-task-force/</loc>
		<lastmod>2022-05-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/casualty-practice-council-submits-comments-to-the-asb-on-asop-29/</loc>
		<lastmod>2022-05-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-committee-and-soa-oversight-group-submit-presentation-to-naic-life-actuarial-a-task-force-2/</loc>
		<lastmod>2022-06-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-sends-presentation-and-discussion-brief-to-naic-life-actuarial-a-task-force/</loc>
		<lastmod>2022-06-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-submits-spreadsheet-to-naic-life-risk-based-capital-e-working-group/</loc>
		<lastmod>2022-06-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/covid-19-in-life-insurance-mortality-improvement-discussion-brief/</loc>
		<lastmod>2022-06-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/group-life-waiver-premium-valuation-table-work-group-submits-recommendations-to-the-naic-health-actuarial-b-task-force/</loc>
		<lastmod>2022-06-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-examines-2022-social-security-trustees-report/</loc>
		<lastmod>2022-06-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-groups-submit-comment-letter-to-naic-life-actuarial-a-task-force/</loc>
		<lastmod>2022-06-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-submits-list-of-resources-to-naic-life-actuarial-a-task-force/</loc>
		<lastmod>2022-06-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/sources-of-information-on-life-insurance-covid-mortality/</loc>
		<lastmod>2022-06-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-organizations/</loc>
		<lastmod>2022-06-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/a-proposed-discussion-schedule-for-the-national-association-of-insurance-commissioners-naic-life-actuarial-a-task-force-and-life-risk-basked-capital-e-lrbc-working-group-to-develop-acceptance/</loc>
		<lastmod>2022-06-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/future-mortality-improvement-scale-development-vm-20-latf-update-2/</loc>
		<lastmod>2022-06-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-submits-presentation-to-naic-life-actuarial-a-task-force/</loc>
		<lastmod>2022-06-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-submits-proposed-2022-group-life-waiver-tables-and-adjustment-factors-to-the-naic/</loc>
		<lastmod>2022-07-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-submits-comment-letter-to-naic-index-linked-variable-annuity-a-subgroup-2/</loc>
		<lastmod>2022-07-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/interest-rate-faq-july-2022/</loc>
		<lastmod>2022-07-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-submits-comment-letter-to-the-indexed-universal-life-iul-illustration-a-subgroup/</loc>
		<lastmod>2022-07-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-hpc-summer-2022-naic-national-meeting-update-to-health-actuarial-b-task-force/</loc>
		<lastmod>2022-08-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-disb-on-their-review-of-automobile-insurance-for-unintentional-bias/</loc>
		<lastmod>2022-08-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/practice-note-exposure-draft-released-on-long-duration-contracts-targeted-improvements/</loc>
		<lastmod>2022-08-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-submits-comment-letter-to-naic-life-actuarial-a-task-force-and-indexed-universal-life-iul-illustration-a-subgroup/</loc>
		<lastmod>2022-09-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicaid-managed-care-state-directed-payments/</loc>
		<lastmod>2022-09-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-index-linked-variable-annuity-work-group-submits-comments-on-proposed-actuarial-guideline-ilva/</loc>
		<lastmod>2022-09-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-submits-comments-to-the-asb-on-asop-20/</loc>
		<lastmod>2022-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/ppc-committees-release-discussion-brief-on-augmented-mortality/</loc>
		<lastmod>2022-10-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-experience-work-group-releases-discussion-brief-on-inflation/</loc>
		<lastmod>2022-10-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cross-committee-discussion-brief-on-actuarial-considerations-when-using-augmented-mortality-models/</loc>
		<lastmod>2022-10-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-submits-instruction-supplement-for-newly-adopted-life-insurance-c-2-mortality-factors/</loc>
		<lastmod>2022-10-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-submits-comments-to-the-asb-on-asop-41/</loc>
		<lastmod>2022-11-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-hpc-fall-2022-naic-national-meeting-update-to-health-actuarial-b-task-force/</loc>
		<lastmod>2022-12-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-practice-note-on-difficult-to-value-plan-provisions/</loc>
		<lastmod>2022-12-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-submits-esg-presentation-to-life-actuarial-task-force-2/</loc>
		<lastmod>2022-12-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-proposed-rule-regarding-multiemployer-plan-withdrawal-liability/</loc>
		<lastmod>2022-12-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-submits-presentation-to-risk-based-capital-investment-risk-and-evaluation-e-working-group/</loc>
		<lastmod>2022-12-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-submits-presentation-to-risk-based-capital-investment-risk-and-evaluation-e-working-group/</loc>
		<lastmod>2022-12-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/white-paper-on-considerations-in-market-risk-benefits/</loc>
		<lastmod>2022-12-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-extends-ideas-to-pbgc-regarding-special-financial-assistance-application-process-for-non-priority-plans/</loc>
		<lastmod>2023-01-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/annuity-reserves-and-capital-work-group-arcwg-submits-comment-letter-to-naic-valuation-manual-vm-22-a-subgroup/</loc>
		<lastmod>2023-01-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/public-plans-committee-releases-practice-note-on-fixed-rate-pension-funding/</loc>
		<lastmod>2023-02-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/essential-elements-raising-the-social-security-retirement-age/</loc>
		<lastmod>2023-03-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/intersector-group-releases-january-meeting-notes-with-pbgc/</loc>
		<lastmod>2023-03-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/intersector-group-releases-january-meeting-notes-with-treasury-and-irs/</loc>
		<lastmod>2023-03-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/social-security-committee-sends-letter-to-congress-on-social-security-challenge-urgency-of-reform-to-protect-americans/</loc>
		<lastmod>2023-03-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-open-letter-to-congress-on-social-security-challenge-and-urgency-of-reform-to-protect-americans/</loc>
		<lastmod>2023-04-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-offers-congress-newly-released-social-security-challenge-web-simulation-to-support-public-dialogue/</loc>
		<lastmod>2023-04-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/considering-employee-benefits-for-health-policy-development/</loc>
		<lastmod>2023-04-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/social-security-committee-one-pager-highlights-from-the-2023-social-security-trustees-report/</loc>
		<lastmod>2023-04-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-one-pager-on-2023-social-security-trustees-report/</loc>
		<lastmod>2023-04-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-comments-to-asb-on-asop-no-29/</loc>
		<lastmod>2023-05-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-releases-white-paper-on-changes-to-definitions-of-life-insurance/</loc>
		<lastmod>2023-05-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-resource-and-discussion-guide-on-investments/</loc>
		<lastmod>2023-06-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committees-submit-comments-on-exposure-draft-of-asop-no-27-and-repeal-of-asop-no-35/</loc>
		<lastmod>2023-06-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-revised-practice-note-on-selecting-and-documenting-other-pension-assumptions/</loc>
		<lastmod>2023-06-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-buy-out-group-annuity-purchase-primer-issue-brief/</loc>
		<lastmod>2023-07-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-white-paper-on-pre-tax-vs-post-tax-maintenance-reserves-in-stochastic-principle-based-reserves/</loc>
		<lastmod>2023-08-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/white-paper-on-pre-tax-vs-post-tax-maintenance-reserves-in-stochastic-principle-based-reserves/</loc>
		<lastmod>2023-08-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-examines-gender-expansive-data/</loc>
		<lastmod>2023-08-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-committee-and-soa-oversight-advisory-council-present-to-latf/</loc>
		<lastmod>2023-08-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-to-cms-on-cost-sharing-payments-programs-maximum-monthly-cap/</loc>
		<lastmod>2023-09-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/senior-health-fellow-cori-uccello-receives-wynn-award-from-cca/</loc>
		<lastmod>2023-10-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/practice-councils-engage-with-colorado-on-antidiscrimination/</loc>
		<lastmod>2023-10-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-on-social-security-notes-that-time-is-of-the-essence/</loc>
		<lastmod>2023-10-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/intersector-group-releases-september-meeting-notes/</loc>
		<lastmod>2023-11-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-updates-naic-on-key-health-initiatives-3/</loc>
		<lastmod>2023-11-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-public-pension-plans-practice-note/</loc>
		<lastmod>2024-02-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committees-comment-on-definition-of-employerassociation-health-plans/</loc>
		<lastmod>2024-02-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/annuity-reserve-and-capital-subcommittee-presents-to-latf/</loc>
		<lastmod>2024-03-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committees-present-to-latf-on-mortality-adjustment-factors/</loc>
		<lastmod>2024-03-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asset-adequacy-task-force-presents-to-latf-on-reinsurance-issues/</loc>
		<lastmod>2024-03-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-presents-to-latf-at-naic-spring-meeting/</loc>
		<lastmod>2024-03-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/updated-monograph-and-issue-brief-examine-individual-equity-and-social-adequacy-in-social-security-reforms/</loc>
		<lastmod>2024-04-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-resource-and-discussion-guide-on-guaranteed-living-benefits/</loc>
		<lastmod>2024-05-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/intersector-group-releases-notes-from-april-virtual-meetings-with-pbgc-treasury-and-irs/</loc>
		<lastmod>2024-06-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-presents-update-to-ltcawg/</loc>
		<lastmod>2024-08-29T21:08:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicares-financial-condition-beyond-actuarial-balance-2008/</loc>
		<lastmod>2024-08-29T21:15:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/the-medicaid-subcommittee-submitted-comments-on-the-medicaid-fiscal-accountability-regulation-2/</loc>
		<lastmod>2024-08-29T21:22:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-members-comment-to-federal-interagency-task-force-on-ltci/</loc>
		<lastmod>2024-08-29T21:23:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-to-center-for-medicaid-and-chip-services-on-may-15-2019-informational-bulletin-2/</loc>
		<lastmod>2024-08-29T21:23:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comment-letter-on-medicaid-and-chip-proposed-rule-2/</loc>
		<lastmod>2024-08-29T21:24:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-risk-adjustment-data-validation-radv-2/</loc>
		<lastmod>2024-08-29T21:24:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-new-long-term-care-terminations-work-group-2/</loc>
		<lastmod>2024-08-29T21:30:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/hpc-letter-on-need-to-appoint-actuary-to-ltc-commission-2/</loc>
		<lastmod>2024-08-29T21:30:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-sen-thune-and-rep-boustany-on-long-term-care-2/</loc>
		<lastmod>2024-08-29T21:31:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-ncoil-on-ltc-reform-options-2/</loc>
		<lastmod>2024-08-29T21:31:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-hhs-on-gina-application-to-long-term-care-2/</loc>
		<lastmod>2024-08-29T21:31:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-regarding-new-long-term-care-work-group-2/</loc>
		<lastmod>2024-08-29T21:33:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-medicare-part-d-survey-request-2/</loc>
		<lastmod>2024-08-29T21:33:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-cms-on-medicaid-rate-setting-checklist-2/</loc>
		<lastmod>2024-08-29T21:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-morbidity-tables-for-long-term-care-insurance-2/</loc>
		<lastmod>2024-08-29T21:34:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-senate-help-committee-on-class-act-2/</loc>
		<lastmod>2024-08-29T21:34:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-centers-for-medicare-and-medicaid-services-on-financial-data-related-to-medicare-part-d-2/</loc>
		<lastmod>2024-08-29T21:35:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-proposed-revisions-to-ltc-experience-reporting-instructions-3/</loc>
		<lastmod>2024-08-29T21:36:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-proposed-revisions-to-ltc-experience-reporting-instructions-4/</loc>
		<lastmod>2024-08-29T21:36:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-congress-offering-academy-assistance-as-resource-on-medicare-issues-2/</loc>
		<lastmod>2024-08-29T21:37:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-with-recommendation-for-new-long-term-care-rbc-formula-2/</loc>
		<lastmod>2024-08-29T21:38:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-house-senate-conferees-on-medicare-rx-bills-2/</loc>
		<lastmod>2024-08-29T21:39:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-proposed-ltc-model-valuation-regulation-2/</loc>
		<lastmod>2024-08-29T21:39:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-on-ltc-rbc-report-2/</loc>
		<lastmod>2024-08-29T21:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-managed-care-organization-rbc-formulas-from-long-term-care-rbc-work-group-2/</loc>
		<lastmod>2024-08-29T21:40:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-objectives-of-ltc-reserving-work-group-2/</loc>
		<lastmod>2024-08-29T21:40:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-congress-on-medicare-and-prescription-drugs-2/</loc>
		<lastmod>2024-08-29T21:40:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-senate-on-medicare-2/</loc>
		<lastmod>2024-08-29T21:41:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/nfiwg-update-to-lhatf-on-general-revision-of-life-and-annuity-standard-nonforfeiture-laws/</loc>
		<lastmod>2024-09-03T03:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-to-naic-from-niwg-on-general-revision-of-life-and-annuity-standard-nonforfeiture-laws/</loc>
		<lastmod>2024-09-03T03:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/amendment-proposals-to-vm-20-on-reinvestment-spread-proposal/</loc>
		<lastmod>2024-09-03T03:46:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cwg-amendment-to-vm-00/</loc>
		<lastmod>2024-09-03T03:48:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-amendment-to-vm-20-on-anticipated-experience-assumptions/</loc>
		<lastmod>2024-09-03T03:48:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comparison-of-1980-cso-nonsmoker-to-2001-residual-standard-nonsmoker-table/</loc>
		<lastmod>2024-09-03T03:50:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/arwg-report-to-latf-on-glibs/</loc>
		<lastmod>2024-09-03T03:51:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/preferred-mortality-pog-report-to-lhatf-on-2008-cso-table-development/</loc>
		<lastmod>2024-09-03T03:52:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/arwg-report-to-latf-on-glibs-for-fixed-deferred-annuites/</loc>
		<lastmod>2024-09-03T03:53:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cwg-amendment-to-vm-00-2/</loc>
		<lastmod>2024-09-03T03:53:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-methodology-for-setting-prescribed-default-costs-on-existing-fixed-income-investments-in-vm-20/</loc>
		<lastmod>2024-09-03T03:54:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/valuation-law-manual-team-report-to-lhatf/</loc>
		<lastmod>2024-09-03T03:54:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-report-to-lhatf-regarding-ul-with-secondary-guarantee-reinsurance/</loc>
		<lastmod>2024-09-03T03:55:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cwg-amendment-to-vm-00-3/</loc>
		<lastmod>2024-09-03T03:55:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-ltc-msa-minnesota-approach/</loc>
		<lastmod>2024-09-05T17:50:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/erm-orsa-committee-comments-on-asop-no-7-exposure-draft/</loc>
		<lastmod>2024-09-05T17:50:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asop-no-7-comment-letter/</loc>
		<lastmod>2024-09-05T17:50:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/casualty-practice-council-comments-on-asop-no-12-exposure-draft/</loc>
		<lastmod>2024-09-05T17:50:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/ee-medicaresustainabilitychallenge/</loc>
		<lastmod>2024-09-10T19:12:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-slides-naic-and-academy-update-on-navigating-the-international-and-u-s-regulatory-environment/</loc>
		<lastmod>2024-09-10T19:21:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-presentation-on-indexed-ul-under-vm-20/</loc>
		<lastmod>2024-09-10T19:31:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-to-fsoc-working-group/</loc>
		<lastmod>2024-09-10T19:33:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/various-reports-on-medical-savings-accounts-msas/</loc>
		<lastmod>2024-09-10T19:38:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-publishes-comment-letter-on-asop-no-38/</loc>
		<lastmod>2024-09-13T17:34:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/ifrs-17-work-group-submits-comments-on-ifrs-foundation/</loc>
		<lastmod>2024-09-13T17:46:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-releases-major-issue-paper-on-erisa/</loc>
		<lastmod>2024-09-13T17:53:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/council-releases-update-of-80-pension-funding-myth-issue-brief/</loc>
		<lastmod>2024-09-13T17:55:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-gives-update-to-latf-at-naic-summer-meeting/</loc>
		<lastmod>2024-09-13T18:24:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/market-consistent-embedded-values/</loc>
		<lastmod>2024-09-16T18:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/scenario-and-cell-model-reduction-2/</loc>
		<lastmod>2024-09-16T18:11:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/scenario-and-cell-model-reduction__trashed/</loc>
		<lastmod>2024-09-16T18:14:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuaries-climate-risk-index-preliminary-findings/</loc>
		<lastmod>2024-09-24T16:31:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/schedule-p-foreign-exchange-and-intercompany-quotashare-pools-results-from-a-survey-of-casualty-insurance-companies/</loc>
		<lastmod>2024-09-24T16:32:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/estimating-the-potential-health-care-savings-of-reference-pricing/</loc>
		<lastmod>2024-09-24T16:33:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/reserve-estimates-under-longevity-stress-results-from-a-survey-of-life-insurance-companies/</loc>
		<lastmod>2024-09-24T16:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/long-term-care-ltc-combination-product-valuation-practice-note-2/</loc>
		<lastmod>2024-09-24T16:41:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pbr-reserve-credits-for-yrt-reinsurance-a-field-test-of-three-amendment-proposal-forms-apfs-time-zero-and-projected-reserves/</loc>
		<lastmod>2024-09-24T16:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pbr-reserve-credits-for-yrt-reinsurance-the-range-of-interpretations-of-three-amendment-proposal-forms-apfs-a-survey-of-companies/</loc>
		<lastmod>2024-09-24T16:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asset-adequacy-testing-considerations-for-year-end-2020/</loc>
		<lastmod>2024-09-24T16:42:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/age-and-wisdom-retirement-readiness-in-the-u-s-u-k-and-australia/</loc>
		<lastmod>2024-09-24T16:46:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/retirement-readiness-a-comparative-analysis-of-australia-the-united-kingdom-the-united-states/</loc>
		<lastmod>2024-09-24T16:48:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/aggregating-regulatory-capital-requirements-across-jurisdictions-theoretical-and-practical-considerations/</loc>
		<lastmod>2024-09-24T16:51:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/climate-risk-disclosure-survey-analysis/</loc>
		<lastmod>2024-09-24T16:53:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-to-naic-on-ltc-principle-based-model/</loc>
		<lastmod>2024-09-27T14:31:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-to-naic-on-ltc-credibility-monograph/</loc>
		<lastmod>2024-09-27T14:32:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-to-naic-on-ltc-terminations-2/</loc>
		<lastmod>2024-09-27T14:33:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-issue-paper-on-social-security-and-financially-disadvantaged-groups/</loc>
		<lastmod>2024-09-27T14:57:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-reforming-social-security-sooner-rather-than-later/</loc>
		<lastmod>2024-09-27T15:01:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-ltc-financing-for-wa-cares-fund-program/</loc>
		<lastmod>2024-09-27T15:12:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-examines-dividend-limitations/</loc>
		<lastmod>2024-09-27T15:13:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-coplfr-comment-to-castf/</loc>
		<lastmod>2024-10-01T20:43:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-examines-medical-marijuana-in-workers-compensation/</loc>
		<lastmod>2024-10-01T20:50:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/testimony-to-disb-on-unintentional-bias-in-private-passenger-automobile-insurance/</loc>
		<lastmod>2024-10-01T21:07:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-on-sourcing-protected-class-information-in-pc-insurance/</loc>
		<lastmod>2024-10-01T21:09:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/ils-issue-paper-released/</loc>
		<lastmod>2024-10-01T21:10:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/retf-comments-to-naic-special-committee-on-race-and-insurance/</loc>
		<lastmod>2024-10-01T21:19:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/gibson-presents-at-midwest-actuarial-forum/</loc>
		<lastmod>2024-10-01T21:31:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/naic-book-club-presentation/</loc>
		<lastmod>2024-10-01T21:48:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presents-at-ncsl-on-business-interruption-insurance/</loc>
		<lastmod>2024-10-01T21:49:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-releases-practice-note-on-statements-of-actuarial-opinion-on-p-c-loss-reserves-2/</loc>
		<lastmod>2024-10-01T21:53:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-testimony-on-auto-insurance-pricing-at-naic-hearing/</loc>
		<lastmod>2024-10-02T18:05:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/casualty-fellows-comments-on-naic-proposed-white-paper-on-regulatory-review-of-predictive-models/</loc>
		<lastmod>2024-10-02T18:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-draft-of-regulatory-review-of-predictive-models/</loc>
		<lastmod>2024-10-02T18:07:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/bond-factors-presentation/</loc>
		<lastmod>2024-10-02T18:08:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/the-actuarys-relationships-with-users-of-a-work-product/</loc>
		<lastmod>2024-10-03T21:03:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/application-of-professional-standards-in-international-practice/</loc>
		<lastmod>2024-10-03T21:03:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/principles-and-practices-for-actuaries-working-in-developing-areas/</loc>
		<lastmod>2024-10-03T21:04:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/structural-framework-of-u-s-actuarial-professionalism/</loc>
		<lastmod>2024-10-03T21:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/disclosure-under-the-code-of-professional-conduct/</loc>
		<lastmod>2024-10-03T21:06:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/peer-review/</loc>
		<lastmod>2024-10-03T21:08:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/the-roles-of-the-actuary-in-the-selection-and-application-of-actuarial-models/</loc>
		<lastmod>2024-10-03T21:09:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/materiality/</loc>
		<lastmod>2024-10-03T21:09:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/the-application-of-precept-13-of-the-code-of-professional-conduct/</loc>
		<lastmod>2024-10-03T21:10:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/considerations-of-professional-standards-in-international-practice/</loc>
		<lastmod>2024-10-03T21:11:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/the-academy-and-the-web-of-professionalism-key-elements-of-the-professionalism-infrastructure-of-the-u-s-actuarial-profession/</loc>
		<lastmod>2024-10-03T21:12:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/self-regulation-and-the-actuarial-profession/</loc>
		<lastmod>2024-10-03T21:13:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/professionalism-for-the-solo-actuary/</loc>
		<lastmod>2024-10-03T21:13:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/explaining-professionalism-to-principals/</loc>
		<lastmod>2024-10-03T21:14:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/conflicts-of-interest-when-doing-volunteer-work/</loc>
		<lastmod>2024-10-03T21:14:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/the-roles-of-the-actuary-in-the-selection-application-of-actuarial-models/</loc>
		<lastmod>2024-10-03T21:15:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/professionalism-considerations-for-working-in-developing-areas-of-actuarial-practice/</loc>
		<lastmod>2024-10-03T21:16:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/tax-work-group-published-updated-faqs-developed-as-a-result-of-the-tax-cuts-and-jobs-act/</loc>
		<lastmod>2024-10-05T21:12:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/end-of-life-care-in-an-aging-world-a-global-perspective/</loc>
		<lastmod>2024-10-07T17:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-telehealth-from-an-international-perspective/</loc>
		<lastmod>2024-10-07T17:43:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/international-wellness-initiatives/</loc>
		<lastmod>2024-10-07T17:46:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/curbing-the-high-cost-of-diabetes/</loc>
		<lastmod>2024-10-07T17:48:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/varwg-report-on-reserve-methodology-to-naic/</loc>
		<lastmod>2024-10-08T18:03:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-paper-immigration-and-social-security/</loc>
		<lastmod>2024-10-10T02:47:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/climatic-events-inequities-and-risk-mitigation/</loc>
		<lastmod>2024-10-10T02:51:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-asb-on-asop-no-2-proposed-revision/</loc>
		<lastmod>2024-10-10T20:49:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/risky-business-living-longer-without-income-for-life-information-for-current-and-future-retirees/</loc>
		<lastmod>2024-10-10T21:09:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/risky-business-living-longer-without-income-for-life-actuarial-considerations-for-financial-advisers/</loc>
		<lastmod>2024-10-10T21:09:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-life-insurance-buyers-guide-discussion-draft/</loc>
		<lastmod>2024-10-10T21:10:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/briefing-on-telehealtha-digital-communication-approach-to-improving-health/</loc>
		<lastmod>2024-10-10T21:19:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/erm-orsa-committee-comments-on-naics-draft-form-a-review-best-practices-exposure/</loc>
		<lastmod>2024-10-11T01:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-presentation-to-naic-on-reinsurance-allocation/</loc>
		<lastmod>2024-10-11T01:36:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academys-interest-rate-generator-version-7-1-202205/</loc>
		<lastmod>2024-10-11T01:51:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-reserves-work-groups-comment-letter-to-naic-on-asset-adequacy-testing-for-reinsurance/</loc>
		<lastmod>2024-10-11T02:02:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c-3-phase-1-field-test-spreadsheet/</loc>
		<lastmod>2024-10-11T02:04:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-report-on-further-guidance-needed-when-actuarial-judgment-required/</loc>
		<lastmod>2024-10-11T02:09:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/capitol-hill-briefing-presentationrisky-business-living-longer-without-income-for-life/</loc>
		<lastmod>2024-10-11T02:12:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/applying-a-principles-based-approach-to-valuation-and-capital-requirements/</loc>
		<lastmod>2024-10-11T02:21:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-interest-rate-generator-may-2020-update/</loc>
		<lastmod>2024-10-11T03:21:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-reserves-work-groups-comment-letter-to-naic-on-apf-2020-10/</loc>
		<lastmod>2024-10-11T03:23:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c1-work-groups-comment-letter-to-naic-on-bond-factors/</loc>
		<lastmod>2024-10-11T03:24:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/ifrs-17-work-group-submits-comments-on-ifrs-foundations-tentative-agenda-decision-transfer-of-insurance-coverage-under-a-group-of-annuity-contracts-ifrs-17-2/</loc>
		<lastmod>2024-10-11T03:25:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/social-security-automatic-adjustments/</loc>
		<lastmod>2024-10-11T03:31:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-asb-on-iaa-international-standard-of-actuarial-practice-4ifrs-17-insurance-contracts/</loc>
		<lastmod>2024-10-11T03:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/financial-reporting-and-solvency-committee-comment-letter-to-the-naic-health-actuarial-b-task-force-on-the-proposed-definition-changes-to-actuarial-assets/</loc>
		<lastmod>2024-10-11T03:41:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-report-to-naics-health-risk-based-capital-e-work-group/</loc>
		<lastmod>2024-10-11T03:44:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/national-retirement-policyguiding-principles-series/</loc>
		<lastmod>2024-10-11T03:50:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-presents-to-latf/</loc>
		<lastmod>2024-10-11T03:54:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-latfs-vm-22-draft-report/</loc>
		<lastmod>2024-10-11T04:43:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-equity-work-group-issues-request-for-information-deadline-extended-to-february-15-2022/</loc>
		<lastmod>2024-10-11T04:50:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-naic-buyers-guide/</loc>
		<lastmod>2024-10-11T04:58:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-examines-2023-social-security-trustees-report/</loc>
		<lastmod>2024-10-11T05:05:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/brief-for-the-national-federation-of-independent-business-et-al-v-sebelius-secretary-of-health-and-human-services-et-al-state-of-florida-et-al-v-department-of-health-and-human-services-et-al/</loc>
		<lastmod>2024-10-28T21:26:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/brief-for-willens-v-northwestern-mutual-life-insurance-co-california/</loc>
		<lastmod>2024-10-28T21:26:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/brief-for-municipal-employees-retirement-system-of-michigan-v-gabriel-roeder-smith-and-co/</loc>
		<lastmod>2024-10-28T21:26:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/brief-for-shepley-et-al-v-new-coleman-holdings-inc-et-al/</loc>
		<lastmod>2024-10-28T21:27:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/brief-for-shay-et-al-v-howard-et-al/</loc>
		<lastmod>2024-10-28T21:27:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/brief-for-lockheed-corp-et-al-v-spink/</loc>
		<lastmod>2024-10-28T21:27:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/brief-for-united-teacher-associates-insurance-co-v-mackeen-and-bailey-inc/</loc>
		<lastmod>2024-10-28T21:27:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/brief-for-cohen-and-tharp-v-briscoe-comm-and-jackson/</loc>
		<lastmod>2024-10-28T21:27:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/maaa-digital-badge/</loc>
		<lastmod>2024-10-29T19:12:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/rpade-releasesissue-brief-on-cdc-plans/</loc>
		<lastmod>2024-11-05T17:24:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committees-comment-on-definition-of-employer-association-health-plans/</loc>
		<lastmod>2024-11-05T19:09:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-equity-and-benefit-design-part-1/</loc>
		<lastmod>2024-11-05T19:15:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-submits-comment-letter-to-the-naics-life-actuarial-a-task-force-latf-2/</loc>
		<lastmod>2024-11-05T19:21:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-issue-brief-on-esli/</loc>
		<lastmod>2024-11-06T19:06:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-sent-to-cms-cciio-on-exposure-draft-of-risk-adjustment-technical-paper/</loc>
		<lastmod>2024-11-06T19:13:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-practice-council-comments-on-asop-no-12-exposure-draft/</loc>
		<lastmod>2024-11-06T19:27:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-ltci-msa-proposals/</loc>
		<lastmod>2024-11-06T20:01:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-to-cms-on-cost-sharing-payments-programs-maximum-monthly-cap-2/</loc>
		<lastmod>2024-11-06T20:22:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comment-letter-to-cms-on-the-proposed-rule-for-the-2023-policy-and-technical-changes-to-the-medicare-advantage-and-medicare-prescription-drug-benefit-programs/</loc>
		<lastmod>2024-11-06T20:36:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/executive-summary-erisa-in-the-context-of-health-benefits/</loc>
		<lastmod>2024-11-06T22:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-regarding-blanks-working-group-proposal-on-certification-of-continuing-education-by-appointed-actuaries/</loc>
		<lastmod>2024-11-06T22:40:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-practice-council-and-casualty-practice-council-submit-a-joint-comment-letter-to-the-naics-big-data-and-artificial-intelligence-h-working-group/</loc>
		<lastmod>2024-11-06T22:58:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-to-scori-on-underwriting-survey/</loc>
		<lastmod>2024-11-12T18:33:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-on-consumer-cost-of-automobile-insurance/</loc>
		<lastmod>2024-12-03T17:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-requests-clarification-on-2024-regulatory-guidance/</loc>
		<lastmod>2024-12-03T17:56:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-p-c-loss-reserves-2023/</loc>
		<lastmod>2024-12-03T17:56:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-and-coplfr-report-to-castf/</loc>
		<lastmod>2024-12-03T17:57:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-comments-to-asb-on-asop-no-36/</loc>
		<lastmod>2024-12-03T17:58:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-coplfr-report-to-castf/</loc>
		<lastmod>2024-12-03T17:59:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-comments-to-irs-on-micro-captives/</loc>
		<lastmod>2024-12-03T17:59:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-and-coplfr-report-to-castf-2/</loc>
		<lastmod>2024-12-03T18:02:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-p-c-loss-reserves-2022/</loc>
		<lastmod>2024-12-03T18:10:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-submits-comments-to-the-asb-on-asop-36/</loc>
		<lastmod>2024-12-03T18:11:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-p-c-loss-reserves-2021/</loc>
		<lastmod>2024-12-03T18:11:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-p-c-loss-reserves-2020/</loc>
		<lastmod>2024-12-03T18:15:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/faqs-about-covid-19-and-pc-financial-reporting/</loc>
		<lastmod>2024-12-03T18:15:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-updates-castf-on-casualty-practice-council-activity/</loc>
		<lastmod>2024-12-03T18:16:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/audit-committees-and-actuarial-loss-reserve-expertise/</loc>
		<lastmod>2024-12-03T18:18:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-issues-faq-on-covid-19-and-pc-financial-reporting/</loc>
		<lastmod>2024-12-03T18:20:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-comments-on-continuing-education-form/</loc>
		<lastmod>2024-12-03T18:21:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-p-c-loss-reserves-2019/</loc>
		<lastmod>2024-12-03T18:23:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-p-c-loss-reserves-2018/</loc>
		<lastmod>2024-12-03T18:28:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/retained-property-casualty-insurance-related-risk-interaction-of-actuarial-analysis-and-accounting/</loc>
		<lastmod>2024-12-03T18:31:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-p-c-loss-reserves-2017/</loc>
		<lastmod>2024-12-03T18:34:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-p-c-loss-reserves-2016/</loc>
		<lastmod>2024-12-03T18:39:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-p-c-loss-reserves-2015/</loc>
		<lastmod>2024-12-03T18:44:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-p-c-loss-reserves-2014/</loc>
		<lastmod>2024-12-03T18:49:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-overview-for-p-c-insurers-audit-committees/</loc>
		<lastmod>2024-12-03T18:50:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-pc-loss-reserves-2013/</loc>
		<lastmod>2024-12-03T18:51:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-to-regulators-on-process-allowing-non-cas-members-to-sign-naic-p-c-opinions/</loc>
		<lastmod>2024-12-03T18:51:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-pc-loss-reserves-2012/</loc>
		<lastmod>2024-12-03T18:53:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-pc-loss-reserves-2011/</loc>
		<lastmod>2024-12-03T18:54:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/reinsurance-attestation-supplement-20-1-risk-transfer-testing/</loc>
		<lastmod>2024-12-03T18:54:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/gaap-survey-results-committee-on-life-insurance-financial-reporting-colifr/</loc>
		<lastmod>2024-12-03T18:56:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-report-on-improvements-to-statements-of-actuarial-opinion/</loc>
		<lastmod>2024-12-03T18:57:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cyber-risk-committee-presentation-at-naic/</loc>
		<lastmod>2024-12-03T19:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-cyber-risk-at-crear-cyber-conference/</loc>
		<lastmod>2024-12-03T19:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cyber-risk-toolkit-updated-with-revised-ransomware-section/</loc>
		<lastmod>2024-12-03T19:45:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-the-treasury-department-and-fio-on-potential-federal-insurance-response-to-catastrophic-cyber-incidents/</loc>
		<lastmod>2024-12-03T19:47:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cyber-risk-task-force-updates-cyber-risk-toolkit/</loc>
		<lastmod>2024-12-03T19:48:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-the-treasury-department-and-fio-on-the-terrorism-risk-insurance-program/</loc>
		<lastmod>2024-12-03T19:48:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/updated-cyber-risk-tool-kit/</loc>
		<lastmod>2024-12-03T19:50:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cyber-risk-toolkit/</loc>
		<lastmod>2024-12-03T19:51:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/american-academy-of-actuaries-report-on-cyber-breach-reporting-requirements/</loc>
		<lastmod>2024-12-03T19:52:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cyber-breach-reporting-requirements-an-analysis-of-laws-across-the-united-states/</loc>
		<lastmod>2024-12-03T19:56:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-to-fema/</loc>
		<lastmod>2024-12-03T20:15:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-to-california-department-of-insurance/</loc>
		<lastmod>2024-12-03T20:16:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-the-senate-banking-housing-and-urban-affairs-on-nfip/</loc>
		<lastmod>2024-12-03T20:26:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/insurance-linked-securities-and-catastrophe-bonds-issue-paper/</loc>
		<lastmod>2024-12-03T20:28:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-the-housing-community-development-and-insurance-subcommittee-on-nfip/</loc>
		<lastmod>2024-12-03T20:29:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/wildfires-issue-paper-released/</loc>
		<lastmod>2024-12-03T20:32:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/flood-insurance-monograph-updated/</loc>
		<lastmod>2024-12-03T20:33:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-fellow-discusses-actuaries-climate-index/</loc>
		<lastmod>2024-12-03T20:34:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-answers-questions-about-wildfires/</loc>
		<lastmod>2024-12-03T20:35:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/wildfire-presentation-to-the-naic/</loc>
		<lastmod>2024-12-03T20:36:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/casualty-council-comments-to-u-s-senate-on-terrorism-risk-insurance/</loc>
		<lastmod>2024-12-03T20:37:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/casualty-council-comments-to-u-s-house-on-terrorism-risk-insurance/</loc>
		<lastmod>2024-12-03T20:38:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-issues-paper-on-wildfire-lessons-learned/</loc>
		<lastmod>2024-12-03T20:38:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-speakers-describe-actuaries-climate-index/</loc>
		<lastmod>2024-12-03T20:39:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/monograph-on-catastrophe-modeling/</loc>
		<lastmod>2024-12-03T20:39:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/questions-for-regulators-as-private-sector-flood-insurance-grows/</loc>
		<lastmod>2024-12-03T20:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-actuaries-climate-index-to-federal-officials/</loc>
		<lastmod>2024-12-03T20:40:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/council-letter-to-u-s-senate-committee-on-flood-insurance/</loc>
		<lastmod>2024-12-03T20:41:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/council-letter-to-u-s-house-on-flood-insurance/</loc>
		<lastmod>2024-12-03T20:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-letters-to-congress-on-tria-reauthorization/</loc>
		<lastmod>2024-12-03T20:42:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-to-naic-on-actuaries-climate-index/</loc>
		<lastmod>2024-12-03T20:42:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/determining-the-impact-of-climate-change-on-insurance-risk-and-the-global-community/</loc>
		<lastmod>2024-12-03T20:43:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-to-ncoil-on-actuarial-rates-in-the-context-of-nfip-hazard-mapping/</loc>
		<lastmod>2024-12-03T20:43:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/group-and-health-coverage-in-the-wake-of-september-11/</loc>
		<lastmod>2024-12-03T20:45:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/terrorism-insurance-coverage-in-the-aftermath-of-september-11th/</loc>
		<lastmod>2024-12-03T20:45:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/flood-insurance-subcommittee-presentation-to-ncoil/</loc>
		<lastmod>2024-12-03T20:45:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pc-rbc-committee-presentation-to-naic/</loc>
		<lastmod>2024-12-04T16:07:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-report-to-the-naic/</loc>
		<lastmod>2024-12-04T16:07:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/p-c-rbc-committee-presents-to-naic/</loc>
		<lastmod>2024-12-04T16:08:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/p-c-rbc-committee-presents-to-naic-2/</loc>
		<lastmod>2024-12-04T16:08:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/p-c-rbc-committee-presents-to-naic-3/</loc>
		<lastmod>2024-12-04T16:10:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/p-c-rbc-committee-presentation-to-naic/</loc>
		<lastmod>2024-12-04T16:11:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-report-to-the-naic-on-update-to-property-and-casualty-risk-based-capital-underwriting-factors-experience-through-december-31-2017/</loc>
		<lastmod>2024-12-04T16:12:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-scope-letter-on-new-assessment-of-underwriting-risk/</loc>
		<lastmod>2024-12-04T16:13:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/updated-discussion-draft-of-joint-p-c-health-report-on-bond-factors/</loc>
		<lastmod>2024-12-04T16:16:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/discussion-draft-of-joint-p-c-health-report-on-bond-factors/</loc>
		<lastmod>2024-12-04T16:17:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-p-c-rbc-underwriting-factors/</loc>
		<lastmod>2024-12-04T16:20:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-letter-to-naic-on-operational-risk-proposal/</loc>
		<lastmod>2024-12-04T16:26:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-p-c-underwriting-risk-charges-at-naic-meeting/</loc>
		<lastmod>2024-12-04T16:26:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-report-on-reinsurance-credit-risk-charge-in-naic-p-c-rbc/</loc>
		<lastmod>2024-12-04T16:27:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-smi-rbc-subgroup-on-cas-working-party-activity/</loc>
		<lastmod>2024-12-04T16:28:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/p-c-rbc-committee-letter-on-smi-project/</loc>
		<lastmod>2024-12-04T16:31:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naics-p-c-risk-based-capital-working-group-on-rbc-smi-project/</loc>
		<lastmod>2024-12-04T16:32:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-on-medical-marijuana-in-workers-compensation/</loc>
		<lastmod>2024-12-04T16:34:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-on-telehealth-in-workers-compensation/</loc>
		<lastmod>2024-12-04T16:34:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/workers-compensation-the-potential-impact-on-covid-19-on-the-opioid-epidemic/</loc>
		<lastmod>2024-12-04T16:36:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/workers-compensation-system-an-analysis-of-past-present-and-potential-future-crises-2/</loc>
		<lastmod>2024-12-04T16:42:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-portable-health-benefits/</loc>
		<lastmod>2024-12-04T17:04:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committees-comment-on-definition-of-employer-association-health-plans/</loc>
		<lastmod>2024-12-04T17:05:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-2025-nbpp/</loc>
		<lastmod>2024-12-04T17:08:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presentation-to-naic-on-considerations-for-calculating-cost-sharing-premium-reduction-load-factors/</loc>
		<lastmod>2024-12-04T17:24:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-practice-area-comment-letter-submitted-to-the-center-for-consumer-information-and-insurance-oversight-cciio-on-cost-sharing-reduction-premium-load-factors/</loc>
		<lastmod>2024-12-04T17:25:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/drivers-of-2023-health-insurance-premium-changes-infographic/</loc>
		<lastmod>2024-12-04T17:27:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/drivers-of-2023-health-insurance-premium-changes/</loc>
		<lastmod>2024-12-04T17:28:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/hpc-committees-comment-on-proposed-rule-on-affordability-of-employer-coverage-for-related-individuals/</loc>
		<lastmod>2024-12-04T17:29:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/drivers-of-2022-health-insurance-premium-changes/</loc>
		<lastmod>2024-12-04T17:35:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/drivers-of-2021-health-insurance-premium-changes-the-effects-of-covid-19/</loc>
		<lastmod>2024-12-04T17:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/individual-and-small-group-markets-committee-and-risk-sharing-subcommittee-comments-on-the-proposed-rule-for-the-2020-nbpp/</loc>
		<lastmod>2024-12-04T17:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-changes-to-radv-timing-in-the-final-2020-nbpp-and-related-documents/</loc>
		<lastmod>2024-12-04T17:43:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/drivers-of-2020-health-insurance-premium-changes/</loc>
		<lastmod>2024-12-04T17:43:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/nearly-a-decade-later-the-aca-is/</loc>
		<lastmod>2024-12-04T17:45:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-1332-state-relief-and-empowerment-waivers-guidance/</loc>
		<lastmod>2024-12-04T17:48:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-health-reimbursement-arrangements-and-other-account-based-group-health-plans/</loc>
		<lastmod>2024-12-04T17:49:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/auto-enrollment-into-individual-market-health-insurance-coverage/</loc>
		<lastmod>2024-12-04T17:51:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/drivers-of-2019-health-insurance-premium-changes/</loc>
		<lastmod>2024-12-04T17:53:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-drivers-of-2018-health-insurance-premium-changes/</loc>
		<lastmod>2024-12-04T17:58:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/drivers-of-2018-health-insurance-premium-changes/</loc>
		<lastmod>2024-12-04T17:59:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/association-health-plans/</loc>
		<lastmod>2024-12-04T18:03:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/selling-insurance-across-state-lines/</loc>
		<lastmod>2024-12-04T18:04:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/using-high-risk-pools-to-cover-high-risk-enrollees/</loc>
		<lastmod>2024-12-04T18:05:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-congressional-testimony-on-effectiveness-of-individual-mandate-in-aca/</loc>
		<lastmod>2024-12-04T18:06:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-issue-paper-evaluating-the-individual-health-insurance-market/</loc>
		<lastmod>2024-12-04T18:09:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-congressional-testimony-on-drivers-of-2017-health-insurance-premium-changes/</loc>
		<lastmod>2024-12-04T18:11:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/drivers-of-2017-health-insurance-premium-changes/</loc>
		<lastmod>2024-12-04T18:12:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-small-group-definition/</loc>
		<lastmod>2024-12-04T18:13:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/drivers-of-2016-health-insurance-premium-changes/</loc>
		<lastmod>2024-12-04T18:14:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statement-for-the-record-on-the-hospital-insurance-trust-fund-and-the-future-of-medicare-financing/</loc>
		<lastmod>2024-12-05T03:35:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comment-letter-on-prescription-drug-rebate-proposed-rule/</loc>
		<lastmod>2024-12-05T03:39:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicares-financial-condition-beyond-actuarial-balance-8/</loc>
		<lastmod>2024-12-05T03:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicares-financial-condition-beyond-actuarial-balance-9/</loc>
		<lastmod>2024-12-05T03:42:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-responses-on-recommendations-for-medicare-modifications/</loc>
		<lastmod>2024-12-05T03:43:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicare-at-50-medicare-advantage-plans/</loc>
		<lastmod>2024-12-05T03:44:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicare-at-50-is-it-sustainable-for-50-more-years-2/</loc>
		<lastmod>2024-12-05T03:46:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicare-at-50-does-it-meet-the-needs-of-the-beneficiaries/</loc>
		<lastmod>2024-12-05T03:47:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-presentation-on-medicare-supplement-refund-formula-recommendation/</loc>
		<lastmod>2024-12-05T03:48:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-medicare-supplement-refund-formula-recommendation/</loc>
		<lastmod>2024-12-05T03:50:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/mswg-letter-to-naic-on-medicare-supplement-refund-formula/</loc>
		<lastmod>2024-12-05T04:14:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/great-unwinding-webinar-recap/</loc>
		<lastmod>2024-12-05T04:28:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-gene-therapy-rfi/</loc>
		<lastmod>2024-12-05T04:39:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-issue-brief-on-hospital-price-variation/</loc>
		<lastmod>2024-12-05T04:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-on-telehealth-after-covid-19/</loc>
		<lastmod>2024-12-05T04:44:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comparative-effectiveness-research/</loc>
		<lastmod>2024-12-05T04:51:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-presents-on-health-equity-at-soa-health-meeting/</loc>
		<lastmod>2024-12-06T18:28:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presents-to-ahip-on-health-equity-and-benefit-design/</loc>
		<lastmod>2024-12-06T18:29:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presents-to-ahip-on-health-equity-for-managing-population-health-and-risk-adjustment/</loc>
		<lastmod>2024-12-06T18:30:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-to-seac-on-health-equity-and-updates-on-the-health-equity-symposium-workshops/</loc>
		<lastmod>2024-12-06T18:31:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-equity-issue-brief-summarizes-series-on-benefit-design-and-removing-barriers-to-successful-implementation/</loc>
		<lastmod>2024-12-06T18:32:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-equity-issue-brief-examines-overcoming-constraints-to-implementation/</loc>
		<lastmod>2024-12-06T18:34:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-equity-issue-brief-examines-the-needs-of-populations-we-are-trying-to-serve/</loc>
		<lastmod>2024-12-06T18:35:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presents-to-cbpp-on-health-equity-and-benefit-design/</loc>
		<lastmod>2024-12-06T18:36:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presents-to-ahip-on-health-equity-and-provider-contracting-and-network-development/</loc>
		<lastmod>2024-12-06T18:37:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-equity-issue-brief-examines-evaluation-of-benefit-changes/</loc>
		<lastmod>2024-12-06T18:38:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presents-to-ahip-on-health-equity-and-plan-pricing/</loc>
		<lastmod>2024-12-06T18:39:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-equity-and-benefit-design/</loc>
		<lastmod>2024-12-06T18:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presents-on-health-equity-at-soa-meeting/</loc>
		<lastmod>2024-12-06T18:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-to-seac-on-health-equity-and-the-upcoming-health-equity-symposium-workshops/</loc>
		<lastmod>2024-12-06T18:43:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-care-and-health-insurance-system-risk-assessment-and-risk-adjustment-in-the-context-of-health-equity/</loc>
		<lastmod>2024-12-06T18:45:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-equity-committee-comments-to-cms-on-medicare-advantage/</loc>
		<lastmod>2024-12-06T18:46:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-equity-committee-presentation-on-barriers-to-care-and-benefit-design-to-the-naic-special-ex-committee-on-race-and-insurance/</loc>
		<lastmod>2024-12-06T18:47:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-dei-presentation-at-the-drake-symposium/</loc>
		<lastmod>2024-12-06T18:48:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/discussion-brief-on-health-equity-from-an-actuarial-perspective/</loc>
		<lastmod>2024-12-06T19:01:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-recommendation-letter-to-hhs-on-covid-19-health-equity-task-force/</loc>
		<lastmod>2024-12-06T19:03:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-hrbc-working-group-on-h2-updates/</loc>
		<lastmod>2024-12-06T19:19:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/financial-reporting-and-solvency-committee-comments-to-naic-on-ag-51-appendix-a-010/</loc>
		<lastmod>2024-12-06T19:21:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-the-health-risk-based-capital-e-working-group-on-investment-income/</loc>
		<lastmod>2024-12-06T19:21:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-update-to-the-naic-hrbc-e-working-group-during-the-fall-2022-naic-national-meeting/</loc>
		<lastmod>2024-12-06T19:22:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-solvency-subcommittee-letter-to-the-naic-health-rbc-working-group-on-timeline-to-analyze-and-review-the-h2-underwriting-risk-component/</loc>
		<lastmod>2024-12-06T19:22:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-solvency-subcommittee-report-to-the-naic-health-rbc-working-group-on-review-of-the-h2-underwriting-risk-component/</loc>
		<lastmod>2024-12-06T19:24:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-the-naic-health-rbc-working-group-on-review-of-the-h2-underwriting-risk-component/</loc>
		<lastmod>2024-12-06T19:25:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-memorandum-practice-note/</loc>
		<lastmod>2024-12-06T19:34:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-to-the-naic-hrbc-e-working-group-on-the-current-and-proposed-h3-factors/</loc>
		<lastmod>2024-12-06T19:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/response-letter-to-naic-on-health-solvency-concentration-risk-model/</loc>
		<lastmod>2024-12-06T19:42:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-presents-new-guidelines-for-health-care-receivables/</loc>
		<lastmod>2024-12-06T19:44:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/updated-proposal-to-naic-on-health-care-receivables/</loc>
		<lastmod>2024-12-06T19:45:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-health-receivables/</loc>
		<lastmod>2024-12-06T19:46:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-health-care-receivables-factors/</loc>
		<lastmod>2024-12-06T19:47:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-stop-loss-factors/</loc>
		<lastmod>2024-12-06T19:50:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-to-fsoc-on-regulatory-capital-requirements-for-u-s-insurers/</loc>
		<lastmod>2024-12-06T19:51:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-to-goes-subgroup-on-on-sert-scenario-exposure/</loc>
		<lastmod>2024-12-09T18:23:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-practice-council-submits-presentation-to-naic-life-actuarial-a-task-force/</loc>
		<lastmod>2024-12-09T18:40:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-comments-to-latf-on-reinsurance-exposure/</loc>
		<lastmod>2024-12-09T19:20:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-subcommittee-comments-to-colorado-on-proposed-acli-regulation/</loc>
		<lastmod>2024-12-09T19:20:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-comments-to-latf-on-reinsurance-exposure-2/</loc>
		<lastmod>2024-12-09T19:20:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-to-rbcire/</loc>
		<lastmod>2024-12-09T19:20:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-on-oliver-wyman-report/</loc>
		<lastmod>2024-12-09T19:20:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-to-variable-annuities-capital-and-reserve-subgroup/</loc>
		<lastmod>2024-12-09T19:20:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-subcommittee-comments-to-colorado-on-proposed-acli-regulation-2/</loc>
		<lastmod>2024-12-09T19:20:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-comments-to-latf-on-reinsurance-issues/</loc>
		<lastmod>2024-12-09T19:20:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-subcommittee-comments-to-scori-on-underwriting-survey/</loc>
		<lastmod>2024-12-09T19:20:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-presents-at-soa-valact-meeting-on-vm-22/</loc>
		<lastmod>2024-12-09T19:21:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-presents-at-soa-valact-meeting-on-offshore-reinsurance/</loc>
		<lastmod>2024-12-09T19:21:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-presents-at-soa-valact-meeting-on-naic-updates/</loc>
		<lastmod>2024-12-09T19:21:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-presents-at-soa-valact-meeting-on-goes-project/</loc>
		<lastmod>2024-12-09T19:21:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-presents-at-soa-valact-meeting-on-assets/</loc>
		<lastmod>2024-12-09T19:21:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committees-comment-to-fasb-on-financial-reporting-draft/</loc>
		<lastmod>2024-12-09T19:21:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-on-ilva-product-standards/</loc>
		<lastmod>2024-12-09T19:21:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-apf-2023-12/</loc>
		<lastmod>2024-12-09T19:21:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-on-targeting-criteria-and-evaluation-statistics/</loc>
		<lastmod>2024-12-09T19:21:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-on-vm-31-and-vm-g/</loc>
		<lastmod>2024-12-09T19:21:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-on-interest-maintenance-reserve-and-cash-surrender-value/</loc>
		<lastmod>2024-12-09T19:21:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-to-latf-on-the-corporate-model/</loc>
		<lastmod>2024-12-09T19:21:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-to-latf-on-gross-wealth-factors/</loc>
		<lastmod>2024-12-09T19:21:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-to-latf-on-stylized-facts-and-acceptance-criteria/</loc>
		<lastmod>2024-12-09T19:21:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-presents-to-rbcire/</loc>
		<lastmod>2024-12-09T19:22:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-presents-to-latf/</loc>
		<lastmod>2024-12-09T19:22:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-practice-council-presents-to-latf/</loc>
		<lastmod>2024-12-09T19:22:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-presents-to-goes-subgroup/</loc>
		<lastmod>2024-12-09T19:22:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-presents-to-risk-based-capital-investment-risk-and-evaluation-e-working-group/</loc>
		<lastmod>2024-12-09T19:22:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-practice-council-presents-to-latf-2/</loc>
		<lastmod>2024-12-09T19:22:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/issue-brief-examines-bermuda-ceded-reinsurance-considerations/</loc>
		<lastmod>2024-12-09T19:22:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-releases-issue-paper-on-dynamic-lapses/</loc>
		<lastmod>2024-12-09T19:22:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-work-group-comments-on-ilva-product-standards/</loc>
		<lastmod>2024-12-09T19:23:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-naic-blanks-e-working-group/</loc>
		<lastmod>2024-12-09T19:23:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-latf-on-apf-2023-06/</loc>
		<lastmod>2024-12-09T19:23:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-to-latf-on-actuarial-reporting-template-for-imr/</loc>
		<lastmod>2024-12-09T19:23:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-net-negative-imr/</loc>
		<lastmod>2024-12-09T19:23:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-rbcirewg-on-exposure-2023-09-ire/</loc>
		<lastmod>2024-12-09T19:23:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-latf-on-apf-2023-06-2/</loc>
		<lastmod>2024-12-09T19:23:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-product-standard-committee-on-ilva-product-standards/</loc>
		<lastmod>2024-12-09T19:23:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-the-naic-ltc-actuarial-b-working-group-on-long-term-care-ltc-past-losses-2/</loc>
		<lastmod>2024-12-09T19:23:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-latf-on-apf-2023-03/</loc>
		<lastmod>2024-12-09T19:23:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-latf-on-apf-2023-05/</loc>
		<lastmod>2024-12-09T19:23:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-to-latf-on-bond-risk-measures/</loc>
		<lastmod>2024-12-09T19:23:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-submits-comment-letter-to-the-naics-valuation-of-securities-e-task-force-vos/</loc>
		<lastmod>2024-12-09T19:24:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/annuity-reserves-work-group-arcwg-submits-comment-letter-to-naic-valuation-manual-vm-22-a-subgroup/</loc>
		<lastmod>2024-12-09T19:24:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-illustrations-work-group-submits-comments-on-indexed-universal-life-illustrations-exposure/</loc>
		<lastmod>2024-12-09T19:24:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/index-linked-variable-annuity-ilva-work-group-submits-comments-on-proposed-actuarial-guideline-ilva/</loc>
		<lastmod>2024-12-09T19:24:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-groups-submit-libor-sofr-comment-letter-to-naic-life-actuarial-a-task-force/</loc>
		<lastmod>2024-12-09T19:24:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/libor-sofr-comment-letter-to-naic-life-actuarial-a-task-force/</loc>
		<lastmod>2024-12-09T19:24:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/index-linked-variable-annuity-work-group-submits-comments-on-proposed-actuarial-guideline-ilva/</loc>
		<lastmod>2024-12-09T19:48:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/iwg-comment-letter-on-iul-exposure/</loc>
		<lastmod>2024-12-09T19:48:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/ilva-comment-letter/</loc>
		<lastmod>2024-12-09T19:48:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/annuity-reserves-and-capital-work-group-submits-comments-on-vm-22-longevity-reinsurance-proposal/</loc>
		<lastmod>2024-12-09T19:48:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-illustrations-work-group-comment-letter/</loc>
		<lastmod>2024-12-09T19:48:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-on-exposure-3-1-of-the-proposed-actuarial-guideline-ilva/</loc>
		<lastmod>2024-12-09T19:48:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-comment-letter-on-apf-2022-04-swap-spreads/</loc>
		<lastmod>2024-12-09T19:48:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-comment-letter-on-exposure-of-proposed-actuarial-guideline-related-to-asset-adequacy-testing/</loc>
		<lastmod>2024-12-09T19:48:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-draft-2023-actuarial-value-av-calculator-methodology/</loc>
		<lastmod>2024-12-09T19:49:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-illustrations-work-groups-comments-on-indexed-universal-life-illustrations-exposure/</loc>
		<lastmod>2024-12-09T19:49:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/auto-insurance-committee-comments-to-naic-property-and-casualty-insurance-committee/</loc>
		<lastmod>2024-12-09T19:49:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-and-coplfr-comments-to-castf/</loc>
		<lastmod>2024-12-09T19:49:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/hpc-committees-comment-on-2023-nbpp/</loc>
		<lastmod>2024-12-09T19:49:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/erm-orsa-committee-submits-comments-to-the-iais-on-the-development-of-liquidity-metrics-phase-2/</loc>
		<lastmod>2024-12-09T19:49:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c-2-longevity-risk-work-groups-comment-letter-to-naic-on-reserve-implications-of-proposed-vm-22-principle-based-reserving-framework/</loc>
		<lastmod>2024-12-09T19:49:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asset-modeling-and-reporting-task-forces-comments-on-proposed-asset-adequacy-ag/</loc>
		<lastmod>2024-12-09T19:49:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-cms-cciio-on-exposure-draft-of-risk-adjustment-technical-paper/</loc>
		<lastmod>2024-12-09T19:49:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-equity-work-group-hewg-sends-comment-letter-to-national-association-of-insurance-commissioners-naic-committee-on-revised-health-insurance-data-principles-exposure-draft/</loc>
		<lastmod>2024-12-09T19:49:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/varcwg-comments-to-latf-on-apf-2021-11/</loc>
		<lastmod>2024-12-09T19:49:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/hewg-sends-comment-letter-to-naic-special-committee-on-race-and-insurance/</loc>
		<lastmod>2024-12-09T19:49:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-practice-councils-task-forces-comments-to-the-asb-on-asop-24/</loc>
		<lastmod>2024-12-09T19:49:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-subcommittee-comments-to-cms-on-payment-parameters-proposed-rule/</loc>
		<lastmod>2024-12-09T19:49:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-work-group-comments-to-cms-on-medicare-payment-policies-under-the-physician-fee-schedule/</loc>
		<lastmod>2024-12-09T19:49:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-the-naic-long-term-care-ex-task-force-on-the-long-term-care-insurance-multistate-rate-review-framework/</loc>
		<lastmod>2024-12-09T19:49:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comment-letter-to-the-naic-long-term-care-insurance-reduced-benefit-options-ex-subgroup-on-issues-related-to-ltc-wellness-benefits-2/</loc>
		<lastmod>2024-12-09T19:49:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-the-naic-long-term-care-ex-task-force-on-the-long-term-care-insurance-multistate-rate-review-framework-5/</loc>
		<lastmod>2024-12-09T19:49:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-updated-comment-letter-to-the-naic-blanks-e-working-group/</loc>
		<lastmod>2024-12-09T19:49:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-rfi-from-the-treasury-department-and-fio-on-availability-and-affordability-of-auto-insurance/</loc>
		<lastmod>2024-12-09T19:49:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-subcommittee-comments-to-hhs-dol-and-the-treasury-on-the-no-surprises-act/</loc>
		<lastmod>2024-12-09T19:49:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-comment-letter-to-the-naic-casualty-actuarial-and-statistical-c-task-force/</loc>
		<lastmod>2024-12-09T19:49:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-comment-letter-to-the-naic-blanks-e-working-group/</loc>
		<lastmod>2024-12-09T19:49:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c-2-longevity-risk-work-groups-comment-letter-to-naic-on-longevity-factors-and-instructions/</loc>
		<lastmod>2024-12-09T19:49:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c1-work-groups-comment-letter-to-naic-on-bond-factors/</loc>
		<lastmod>2024-12-09T19:49:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-reserves-work-groups-comment-letter-to-naic-on-asset-adequacy-testing-for-reinsurance/</loc>
		<lastmod>2024-12-09T19:49:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c-2-longevity-risk-work-groups-comment-letter-to-naic-on-longevity-factors-and-instructions-2/</loc>
		<lastmod>2024-12-09T19:49:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/financial-reporting-and-solvency-committee-comment-letter-to-the-naic-health-actuarial-b-task-force-on-the-revised-instructions-for-the-health-statement-of-actuarial-opinion/</loc>
		<lastmod>2024-12-09T19:49:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-reserves-work-groups-comment-letter-to-naic-on-apf-2020-10/</loc>
		<lastmod>2024-12-09T19:49:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-practice-council-comment-letter-on-colorado-senate-bill-21-169/</loc>
		<lastmod>2024-12-09T19:49:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-practice-council-comment-letter-on-colorado-insurance-unfair-discrimination-legislation/</loc>
		<lastmod>2024-12-09T19:49:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/financial-reporting-and-solvency-committee-comment-letter-to-the-naic-health-actuarial-b-task-force-on-the-proposed-definition-changes-to-actuarial-assets/</loc>
		<lastmod>2024-12-09T19:49:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-the-naic-health-rbc-working-group-on-impact-of-investment-income/</loc>
		<lastmod>2024-12-09T19:49:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/casualty-practice-council-submits-comments-on-colorado-senate-bill-21-169/</loc>
		<lastmod>2024-12-09T19:49:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/esg-work-groups-comments-to-latf-on-recent-exposures/</loc>
		<lastmod>2024-12-09T19:49:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-subcommittee-comments-to-treasury-dol-and-hhs-on-insurance-and-health-plan-coverage-of-covid-19-testing/</loc>
		<lastmod>2024-12-09T19:49:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-the-naic-health-rbc-working-group-on-impact-of-investment-income-2/</loc>
		<lastmod>2024-12-09T19:49:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-the-naic-health-rbc-working-group-on-investment-income/</loc>
		<lastmod>2024-12-09T19:49:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/hpc-comments-on-review-of-agency-actions-related-to-the-affordable-care-act-and-medicaid-2/</loc>
		<lastmod>2024-12-09T19:49:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-asop-no-38-using-models-outside-the-actuarys-expertise-property-and-casualty/</loc>
		<lastmod>2024-12-09T19:49:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c1-work-group-comments-to-lrbc-working-group-on-capital-requirements-for-real-estate/</loc>
		<lastmod>2024-12-09T19:49:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-equity-work-group-comments-to-the-naic-special-ex-committee-on-race-and-insurance/</loc>
		<lastmod>2024-12-09T19:50:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-solvency-subcommittee-comment-letter-to-naic-health-risk-based-capital-working-group-on-investment-income-and-underwriting-risk-factors/</loc>
		<lastmod>2024-12-09T19:50:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-subcommittee-comment-to-cms-on-payment-parameters-proposed-rule/</loc>
		<lastmod>2024-12-09T19:50:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comments-on-cyber-risk-and-tria/</loc>
		<lastmod>2024-12-09T19:50:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/casualty-council-comments-on-pandemic-risk-legislation/</loc>
		<lastmod>2024-12-09T19:50:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/senior-casualty-fellow-comments-on-review-of-predictive-models/</loc>
		<lastmod>2024-12-09T19:50:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/hpc-comments-to-asb-on-asop-no-22-proposed-revision/</loc>
		<lastmod>2024-12-09T19:50:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-2021-actuarial-value-av-calculator/</loc>
		<lastmod>2024-12-09T19:50:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/risk-sharing-subcommittee-comments-on-hhs-operated-radv-under-the-patient-ppacas-hhs-operated-radv-program/</loc>
		<lastmod>2024-12-09T19:50:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-financial-examiners-handbook/</loc>
		<lastmod>2024-12-09T19:50:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-department-of-labor-on-pension-benefit-statements-and-lifetime-income-illustrations/</loc>
		<lastmod>2024-12-09T19:50:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-comments-on-2020-sao-pc-instructions/</loc>
		<lastmod>2024-12-09T19:50:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-asop-11-reinsurance-involving-life-insurance-annuities-or-health-benefit-plans-in-financial-reports/</loc>
		<lastmod>2024-12-09T19:50:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/casualty-practice-council-comments-on-pandemic-risk-proposal/</loc>
		<lastmod>2024-12-09T19:50:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-comments-to-gao-on-cyber-attacks-and-tria/</loc>
		<lastmod>2024-12-09T19:50:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-ag-49a/</loc>
		<lastmod>2024-12-09T19:50:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/longevity-risk-work-group-comments-on-exposure-of-alternative-factors-for-longevity/</loc>
		<lastmod>2024-12-09T19:50:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-comment-letter-on-asop-no-11-exposure/</loc>
		<lastmod>2024-12-09T19:50:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-rbc-proposal-2019-16-1/</loc>
		<lastmod>2024-12-09T21:16:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/macroprudential-task-force-comment-letter-on-liquidity-stress-testing-framework/</loc>
		<lastmod>2024-12-09T21:16:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/longevity-risk-task-force-comment-letter-on-proposed-longevity-risk-charge/</loc>
		<lastmod>2024-12-09T21:16:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comment-letter-on-additional-assumption-sensitivities/</loc>
		<lastmod>2024-12-09T21:16:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-to-naic-on-iul-illustration-questions/</loc>
		<lastmod>2024-12-09T21:16:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-experience-committee-apf-and-supplemental-comment-letter-on-vm-51-data-elements/</loc>
		<lastmod>2024-12-09T21:16:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-reporting-of-loss-portfolio-transfer/</loc>
		<lastmod>2024-12-09T21:16:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/council-comments-to-congressional-committee-regarding-hearing-on-pathways-to-universal-health-coverage/</loc>
		<lastmod>2024-12-09T21:16:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/casualty-council-comments-on-assumptions-asop/</loc>
		<lastmod>2024-12-09T21:16:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-comments-on-proposed-p-c-sao-instructions/</loc>
		<lastmod>2024-12-09T21:16:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-comment-letter-on-asop-no-2-exposure-draft/</loc>
		<lastmod>2024-12-09T21:16:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-comment-letter-to-asb-on-asop-exposure/</loc>
		<lastmod>2024-12-09T21:16:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-iul-products-to-naic/</loc>
		<lastmod>2024-12-09T21:16:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-illustrations-for-iul-products-under-ag-49/</loc>
		<lastmod>2024-12-09T21:16:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-practice-council-comment-letter-on-asop-no-22-exposure/</loc>
		<lastmod>2024-12-09T21:16:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/council-comment-letter-on-proposed-modeling-asop/</loc>
		<lastmod>2024-12-09T21:16:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-selling-insurance-across-state-lines/</loc>
		<lastmod>2024-12-09T21:16:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/casualty-practice-council-comments-on-pandemic-reinsurance-proposal/</loc>
		<lastmod>2024-12-09T21:16:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/council-comment-letter-on-proposed-modeling-asop-2/</loc>
		<lastmod>2024-12-09T21:16:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-to-naic-on-annuity-disclosure-model-regulation/</loc>
		<lastmod>2024-12-09T21:16:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comment-letter-to-naic-on-proposed-approach-to-incorporating-an-rbc-charge-for-longevity-risk/</loc>
		<lastmod>2024-12-09T21:16:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-comment-letter-on-proposed-modeling-asop/</loc>
		<lastmod>2024-12-09T21:16:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-experience-committee-comment-letter-to-naic-on-apf-2019-38/</loc>
		<lastmod>2024-12-09T21:16:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lcac-comment-letter-on-exposed-rbc-preamble/</loc>
		<lastmod>2024-12-09T21:16:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-to-naic-on-annuity-disclosure-model-regulation-245/</loc>
		<lastmod>2024-12-09T21:16:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/reinsurance-work-group-comment-letter-to-naic-on-yrt-apf/</loc>
		<lastmod>2024-12-09T21:17:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-to-naic-on-apf-2019-04/</loc>
		<lastmod>2024-12-09T21:17:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-apf-2018-58/</loc>
		<lastmod>2024-12-09T21:17:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subgroup-comment-letter-to-naic-on-actuarial-opinion-definitions/</loc>
		<lastmod>2024-12-09T21:17:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-apf-2018-44/</loc>
		<lastmod>2024-12-09T21:17:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-comments-to-naic-on-3-year-experience-proposal-draft/</loc>
		<lastmod>2024-12-09T21:17:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-iais-on-risk-based-global-insurance-capital-standard-version-2-0-ics-2-0-consultation-paper/</loc>
		<lastmod>2024-12-09T21:17:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-exposed-lrbc-growth-charge-proposal/</loc>
		<lastmod>2024-12-09T21:17:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-adoption-of-methodology-for-hhs-operated-permanent-risk-adjustment-program-for-2018-benefit-year/</loc>
		<lastmod>2024-12-09T21:17:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-the-impact-of-corporate-tax-rate-change-on-hrbc/</loc>
		<lastmod>2024-12-09T21:17:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-iais-on-common-framework-for-the-supervision-of-internationally-active-insurance-groups-comframe-consultation-paper/</loc>
		<lastmod>2024-12-09T21:17:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-naic-exposure-on-group-capital-calculation/</loc>
		<lastmod>2024-12-09T21:17:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comments-to-u-s-senate-committee-on-banking-housing-and-urban-affairs-on-fintech-hearing/</loc>
		<lastmod>2024-12-09T21:17:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-naic-orsa-review-timelines-exposure/</loc>
		<lastmod>2024-12-09T21:17:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-letter-on-consolidated-comments-for-annuity-disclosure-model-regulation/</loc>
		<lastmod>2024-12-09T21:17:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-letter-on-consolidated-comments-for-annuity-disclosure-model-regulation-245/</loc>
		<lastmod>2024-12-09T21:17:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comment-letter-to-naic-on-exposed-scope-for-liquidity-stress-test/</loc>
		<lastmod>2024-12-09T21:17:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-proposed-california-workers-compensation-regulation/</loc>
		<lastmod>2024-12-09T21:17:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-continued-competence-exposure-draft/</loc>
		<lastmod>2024-12-09T21:17:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-draft-changes-to-model-582/</loc>
		<lastmod>2024-12-09T21:17:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comment-letter-to-naic-on-academy-recommendations-for-2019-lhvlm/</loc>
		<lastmod>2024-12-09T21:17:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-to-naic-on-c1-bond-factors/</loc>
		<lastmod>2024-12-09T21:17:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-proposed-policyholder-behavior-assumptions/</loc>
		<lastmod>2024-12-09T21:17:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comment-letter-to-naic-on-scope-considerations/</loc>
		<lastmod>2024-12-09T21:17:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-the-medicare-long-term-care-services-and-supports-act-of-2018-2/</loc>
		<lastmod>2024-12-09T21:17:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-to-naic-on-operational-risk-growth-charge/</loc>
		<lastmod>2024-12-09T21:17:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-to-ca-doi-on-ab-2634/</loc>
		<lastmod>2024-12-09T21:17:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-exposure-of-vaiwg-framework/</loc>
		<lastmod>2024-12-09T21:17:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-assumption-of-governance-for-ag43/</loc>
		<lastmod>2024-12-09T21:17:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-proposed-changes-to-annuity-disclosure-model-regulation/</loc>
		<lastmod>2024-12-09T21:17:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-proposal-to-add-fund-investment-instructions-to-pp-manual/</loc>
		<lastmod>2024-12-09T21:17:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-short-term-limited-duration-insurance/</loc>
		<lastmod>2024-12-09T21:17:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-on-climate-change-risks-to-insurers/</loc>
		<lastmod>2024-12-09T21:17:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-u-s-house-of-representatives-on-economic-growth-regulatory-relief-and-consumer-protection-act/</loc>
		<lastmod>2024-12-09T21:17:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-asb-on-iaa-international-standard-of-actuarial-practice-4-ifrs-17-insurance-contracts/</loc>
		<lastmod>2024-12-09T21:17:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-life-risk-based-capital/</loc>
		<lastmod>2024-12-09T21:17:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-to-naic-on-suggested-changes-to-life-illustrations/</loc>
		<lastmod>2024-12-09T21:17:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-draft-buyers-guide/</loc>
		<lastmod>2024-12-09T21:17:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-comparing-workers-comp-rates-between-states/</loc>
		<lastmod>2024-12-09T21:17:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-castf-public-attestation-exposure-draft/</loc>
		<lastmod>2024-12-09T21:17:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-suggested-changes-to-rbc/</loc>
		<lastmod>2024-12-09T21:17:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-response-letter-to-acli-comments-on-accelerated-underwriting-data-elements/</loc>
		<lastmod>2024-12-09T21:17:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-to-naic-on-changes-to-rbc/</loc>
		<lastmod>2024-12-09T21:17:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-the-three-year-experience-period/</loc>
		<lastmod>2024-12-09T21:22:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-association-health-plans/</loc>
		<lastmod>2024-12-09T21:22:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-promoting-healthcare-choice-and-competition/</loc>
		<lastmod>2024-12-09T21:22:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-considerations-related-to-modeling-the-potential-impact-of-association-health-plans-2/</loc>
		<lastmod>2024-12-09T21:22:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-to-naic-on-va-qis-ii-recommendations-vf/</loc>
		<lastmod>2024-12-09T21:22:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-revised-life-insurance-buyers-guide-draft/</loc>
		<lastmod>2024-12-09T21:22:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-to-naic-on-ssap-101-federal-income-tax-reform/</loc>
		<lastmod>2024-12-09T21:22:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-cej-expanded-outline-exposure-draft/</loc>
		<lastmod>2024-12-09T21:22:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-2019-benefit-and-payment-parameters-proposed-rule/</loc>
		<lastmod>2024-12-09T21:22:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-presidential-executive-order-to-departments-of-treasury-labor-and-hhs/</loc>
		<lastmod>2024-12-09T21:22:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-life-insurance-buyers-guide-exposure-draft/</loc>
		<lastmod>2024-12-09T21:22:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-life-insurance-buyers-guide-draft/</loc>
		<lastmod>2024-12-09T21:22:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-to-latf-on-yrt-reinsurance-premiums/</loc>
		<lastmod>2024-12-09T21:22:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-life-insurance-valuation-manual-changes-possible-impact-on-p-c-reporting/</loc>
		<lastmod>2024-12-09T21:22:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-reinsurance-risk-transfer-exposure-draft/</loc>
		<lastmod>2024-12-09T21:22:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-proposed-new-definition-of-pc-reinsurance-risk-transfer/</loc>
		<lastmod>2024-12-09T21:23:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-the-graham-cassidy-heller-johnson-proposal/</loc>
		<lastmod>2024-12-09T21:23:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/flood-insurance-comment-letter-to-u-s-house-of-representatives/</loc>
		<lastmod>2024-12-09T21:23:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-pcaob-on-proposed-amendments-to-auditors-use-of-the-work-of-specialists/</loc>
		<lastmod>2024-12-09T21:23:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-updated-recommendations-for-rbc-factors/</loc>
		<lastmod>2024-12-09T21:23:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-exposed-vm-31-amendment-proposal-form/</loc>
		<lastmod>2024-12-09T21:23:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-exposed-vm-20-apf/</loc>
		<lastmod>2024-12-09T21:23:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-the-better-care-reconciliation-act-of-2017-bcra/</loc>
		<lastmod>2024-12-09T21:23:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-high-cost-risk-pooling-in-aca-risk-adjustment/</loc>
		<lastmod>2024-12-09T21:23:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-investment-rbc-bond-factors/</loc>
		<lastmod>2024-12-09T21:23:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/flood-insurance-comment-letter-to-senate-banking-committee/</loc>
		<lastmod>2024-12-09T21:23:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-re-proposed-ny-insurance-regulation-210/</loc>
		<lastmod>2024-12-09T21:23:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-to-naic-regarding-proposed-changes-to-the-financial-condition-examiners-handbook/</loc>
		<lastmod>2024-12-09T21:23:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-proposed-rbc-requirements-for-real-estate/</loc>
		<lastmod>2024-12-09T21:23:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-future-experience-study-data-elements/</loc>
		<lastmod>2024-12-09T21:23:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-house-ways-and-means-health-subcommittee-on-medicare/</loc>
		<lastmod>2024-12-09T21:23:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-stop-loss-calibration-of-risk-factors/</loc>
		<lastmod>2024-12-09T21:23:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-senate-finance-committee-on-individual-market-and-medicaid/</loc>
		<lastmod>2024-12-09T21:23:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-life-rbc-operational-risk-factor/</loc>
		<lastmod>2024-12-09T21:23:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-asb-on-principle-based-reserve-asop-exposure-draft/</loc>
		<lastmod>2024-12-09T21:23:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-american-health-care-act-ahca/</loc>
		<lastmod>2024-12-09T21:23:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subgroup-comments-on-2018-urrt-instructions/</loc>
		<lastmod>2024-12-09T21:23:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-california-guidance-for-workers-comp-self-insureds/</loc>
		<lastmod>2024-12-09T21:23:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-on-proposed-asop-on-future-costs-for-p-c-risk-transfer-and-funding/</loc>
		<lastmod>2024-12-09T21:23:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-operational-risk-draft-report-2/</loc>
		<lastmod>2024-12-09T21:23:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-exposed-apf-for-section-2g-in-vm-20/</loc>
		<lastmod>2024-12-09T21:23:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-exposed-apf-for-vm-20-definitions/</loc>
		<lastmod>2024-12-09T21:23:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-association-health-plans-in-u-s-house-bill/</loc>
		<lastmod>2024-12-09T21:23:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-asset-treatment-for-stand-alone-ltc-asset-adequacy-analysis/</loc>
		<lastmod>2024-12-09T21:23:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-market-stabilization-proposed-rule/</loc>
		<lastmod>2024-12-09T21:23:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-latfs-vm-22-draft-report/</loc>
		<lastmod>2024-12-09T21:23:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-vm-22-draft-report/</loc>
		<lastmod>2024-12-09T21:23:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-revised-weighting-methodology-proposal/</loc>
		<lastmod>2024-12-09T21:23:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-va-quantitative-impact-study/</loc>
		<lastmod>2024-12-09T21:23:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-gasb-74-implementation-guide/</loc>
		<lastmod>2024-12-09T21:23:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/p-c-and-health-group-comments-on-operational-risk-factor/</loc>
		<lastmod>2024-12-09T21:23:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-to-maryland-insurance-commissioner-on-ltc-public-hearing-2/</loc>
		<lastmod>2024-12-09T21:23:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-exposed-basic-operational-risk-add-on-proposal-2/</loc>
		<lastmod>2024-12-09T21:23:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-proposed-operational-risk-factors-and-growth-charge-for-life-rbc-formula-2/</loc>
		<lastmod>2024-12-09T21:23:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-ag43-and-c-3-phase-ii-exposure-draft/</loc>
		<lastmod>2024-12-09T21:23:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-coplfr-comment-letter-to-asb-on-modeling-asop/</loc>
		<lastmod>2024-12-09T21:23:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-2018-benefit-and-payment-parameters-proposed-rule/</loc>
		<lastmod>2024-12-09T21:23:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-proposed-rbc-factors-for-fixed-income-securities-2/</loc>
		<lastmod>2024-12-09T21:23:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-proposal-for-life-bond-granularity-2/</loc>
		<lastmod>2024-12-09T21:23:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-pbr-in-issue-paper-no-15x/</loc>
		<lastmod>2024-12-09T21:23:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-asb-on-asop-24-revisions/</loc>
		<lastmod>2024-12-09T21:23:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-latf-on-standard-nonforfeiture-laws/</loc>
		<lastmod>2024-12-09T21:23:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-naic-subgroup/</loc>
		<lastmod>2024-12-09T21:23:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-naic-on-non-jumbo-and-jumbo-sample-calculations/</loc>
		<lastmod>2024-12-09T21:23:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comments-on-feds-proposed-rule-on-capital-requirements/</loc>
		<lastmod>2024-12-09T21:23:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comments-on-feds-proposed-rule-on-enhanced-prudential-standards/</loc>
		<lastmod>2024-12-09T21:23:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-naic-on-life-risk-based-capital-formula-2/</loc>
		<lastmod>2024-12-09T21:23:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-naic-on-ag-49/</loc>
		<lastmod>2024-12-09T21:23:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-latf-on-statutory-valuation-interest-rates/</loc>
		<lastmod>2024-12-09T21:23:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-comments-to-latf-on-vm-20-product-aggregation/</loc>
		<lastmod>2024-12-09T21:23:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/council-comments-to-latf-on-the-qualified-actuaries/</loc>
		<lastmod>2024-12-09T21:24:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subgroup-comments-to-latf-on-consolidated-acli-and-academy-apf/</loc>
		<lastmod>2024-12-09T21:24:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subgroup-comments-to-latf-on-section-4-of-vm-g/</loc>
		<lastmod>2024-12-09T21:24:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subgroup-comments-to-latf-on-combined-revisions-to-vm-g/</loc>
		<lastmod>2024-12-09T21:24:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-to-maryland-insurance-commissioner-on-ltc/</loc>
		<lastmod>2024-12-09T21:24:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-comments-to-latf-on-post-level-term-profit-assumptions/</loc>
		<lastmod>2024-12-09T21:24:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subgroup-comments-to-latf-on-valuation-manual/</loc>
		<lastmod>2024-12-09T21:24:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-on-cms-risk-adjustment-methodology-discussion-paper/</loc>
		<lastmod>2024-12-09T21:24:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-2017-urrt-and-instructions/</loc>
		<lastmod>2024-12-09T21:24:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-comments-on-asbs-proposed-p-c-ratemaking-asop/</loc>
		<lastmod>2024-12-09T21:24:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-latf-on-statutory-valuation-interest-rates-3/</loc>
		<lastmod>2024-12-09T21:24:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-comments-to-latf-on-term-and-ulsg/</loc>
		<lastmod>2024-12-09T21:24:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-comments-to-latf-on-net-premium-reserves/</loc>
		<lastmod>2024-12-09T21:24:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-to-naics-health-risk-based-capital-e-working-group/</loc>
		<lastmod>2024-12-09T21:24:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subgroup-comments-to-latf-on-valuation-manual-2/</loc>
		<lastmod>2024-12-09T21:24:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-committee-comments-to-latf-on-valuation-manual/</loc>
		<lastmod>2024-12-09T21:24:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comments-on-naic-price-optimization-white-paper/</loc>
		<lastmod>2024-12-09T21:24:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-comments-on-actuarial-opinion-instructions/</loc>
		<lastmod>2024-12-09T21:24:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-naic-on-ag-49-2/</loc>
		<lastmod>2024-12-09T21:24:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subgroup-comments-to-latf-on-valuation-manual-3/</loc>
		<lastmod>2024-12-09T21:24:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-to-naic-on-statutory-valuation-interest-rates/</loc>
		<lastmod>2024-12-09T21:24:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-on-benefit-and-payment-parameters-proposed-rule/</loc>
		<lastmod>2024-12-09T21:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-comments-on-fees-incurred-for-salvage-subrogation-recoveries/</loc>
		<lastmod>2024-12-09T21:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-comments-on-workers-compensation-large-deductible-study/</loc>
		<lastmod>2024-12-09T21:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-fellow-comments-on-workers-compensation-large-deductible-study/</loc>
		<lastmod>2024-12-09T21:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-variable-annuities-blanks-proposal/</loc>
		<lastmod>2024-12-09T21:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/liwg-comments-to-naic-on-new-working-group/</loc>
		<lastmod>2024-12-09T21:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-ag-49-revision/</loc>
		<lastmod>2024-12-09T21:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naics-property-casualty-committee-on-price-optimization-white-paper/</loc>
		<lastmod>2024-12-09T21:24:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-castf-price-optimization-white-paper/</loc>
		<lastmod>2024-12-09T21:24:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-bond-risk-factors-in-rbc-formula/</loc>
		<lastmod>2024-12-09T21:24:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subgroup-comments-on-synthetic-gic-model-regulation/</loc>
		<lastmod>2024-12-09T21:24:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-contingent-deferred-annuities/</loc>
		<lastmod>2024-12-09T21:24:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-variable-annuities-framework-for-change/</loc>
		<lastmod>2024-12-09T21:24:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-on-excise-tax-on-high-cost-employer-sponsored-health-coverage/</loc>
		<lastmod>2024-12-09T21:24:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-urrt-and-rating-methodology/</loc>
		<lastmod>2024-12-09T21:24:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-castf-price-optimization-white-paper-3/</loc>
		<lastmod>2024-12-09T21:24:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-fio-on-auto-insurance-2/</loc>
		<lastmod>2024-12-09T21:24:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c1-work-group-comments-on-proposed-c-1-asset-rbc-requirement/</loc>
		<lastmod>2024-12-09T21:24:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/liwg-comments-on-life-insurance-policy-illustration-issues/</loc>
		<lastmod>2024-12-09T21:24:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pbr-strategy-subgroup-comments-on-xxx-axxx-credit-for-reinsurance-model-regulation-draft/</loc>
		<lastmod>2024-12-09T21:24:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/vm-22-subgroup-comments-on-non-variable-annuities-and-deposit-funds/</loc>
		<lastmod>2024-12-09T21:24:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-pbritf-on-substantially-similar-exposure-draft/</loc>
		<lastmod>2024-12-09T21:24:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comments-on-individual-disability-valuation-standard-report-2/</loc>
		<lastmod>2024-12-09T21:24:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicaid-subcommittee-comments-to-cms-2/</loc>
		<lastmod>2024-12-09T21:24:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-terrorism-risk-insurance-supplement-draft/</loc>
		<lastmod>2024-12-09T21:24:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-castf-price-optimization-white-paper-4/</loc>
		<lastmod>2024-12-09T21:24:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comments-on-proposed-dol-fiduciary-rule-2/</loc>
		<lastmod>2024-12-09T21:24:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-councils-comments-on-naic-e-committee-questionnaire/</loc>
		<lastmod>2024-12-09T21:24:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-terrorism-risk-insurance-supplement-and-instructions-draft/</loc>
		<lastmod>2024-12-09T21:24:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-comments-to-naic-on-soa-general-insurance-track-request/</loc>
		<lastmod>2024-12-09T21:24:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-castf-price-optimization-white-paper-5/</loc>
		<lastmod>2024-12-09T21:24:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-calculating-r6-r7-catastrophe-risks/</loc>
		<lastmod>2024-12-09T21:25:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-revised-form-pr026/</loc>
		<lastmod>2024-12-09T21:25:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-edge-data-submissions/</loc>
		<lastmod>2024-12-09T21:25:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-castf-price-optimization-white-paper-2/</loc>
		<lastmod>2024-12-09T21:25:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-comments-to-naic-on-process-for-approving-academy-members-to-sign-p-c-naic-opinions/</loc>
		<lastmod>2024-12-09T21:25:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-nonforfeiture-benefits-for-cdas/</loc>
		<lastmod>2024-12-09T21:25:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subgroup-comment-letter-on-synthetic-gic-model-regulation/</loc>
		<lastmod>2024-12-09T21:25:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-proposed-actuarial-guideline-for-iul-illustrations/</loc>
		<lastmod>2024-12-09T21:25:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-2014-mlr-annual-reporting-form/</loc>
		<lastmod>2024-12-09T21:25:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/council-comments-on-premium-rate-filing-implications-of-king-v-burwell/</loc>
		<lastmod>2024-12-09T21:25:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-fio-on-certification-of-terrorism-events/</loc>
		<lastmod>2024-12-09T21:25:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-p-c-premium-and-reserve-underwriting-risk-factors/</loc>
		<lastmod>2024-12-09T21:25:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-exposure-draft-of-proposed-asop-on-modeling/</loc>
		<lastmod>2024-12-09T21:25:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-comments-on-cas-exposure-draft-on-statement-of-principles-on-ratemaking/</loc>
		<lastmod>2024-12-09T21:25:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-exposure-draft-of-proposed-asop-on-property-casualty-ratemaking/</loc>
		<lastmod>2024-12-09T21:25:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lcac-comments-on-xxx-axxx-reinsurance-framework-exposure-drafts/</loc>
		<lastmod>2024-12-09T21:25:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-exposed-actuarial-guideline-for-iul-illustrations/</loc>
		<lastmod>2024-12-09T21:25:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-xxx-axxx-reinsurance-supplemental-proposal/</loc>
		<lastmod>2024-12-09T21:25:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-stress-testing-of-life-insurance-reserves/</loc>
		<lastmod>2024-12-09T21:25:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lcac-comment-letter-on-xxx-axxx-reinsurance-framework-exposure-drafts/</loc>
		<lastmod>2024-12-09T21:25:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-comments-to-naic-on-operational-risk/</loc>
		<lastmod>2024-12-09T21:25:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-payment-parameters-proposed-rule/</loc>
		<lastmod>2024-12-09T21:25:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-on-breakthrough-therapy-designation-medications-2/</loc>
		<lastmod>2024-12-09T21:25:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-comments-on-exposure-draft-of-pbr-asop/</loc>
		<lastmod>2024-12-09T21:25:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-updated-regulatory-guidance-for-issuers-of-cdas/</loc>
		<lastmod>2024-12-09T21:25:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-pbr-implementation-task-force-on-ag-48-exposure-draft/</loc>
		<lastmod>2024-12-09T21:25:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-proposed-actuarial-guidelines-for-indexed-universal-life-illustrations/</loc>
		<lastmod>2024-12-09T21:25:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-latf-on-updated-ag-48-exposure-draft/</loc>
		<lastmod>2024-12-09T21:25:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-committee-on-retiree-health-sends-comment-letter-to-gasb-regarding-exposure-draft/</loc>
		<lastmod>2024-12-09T21:25:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-comments-to-congress-on-tria-reauthorization/</loc>
		<lastmod>2024-12-09T21:25:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-senate-on-tria-reauthorization/</loc>
		<lastmod>2024-12-09T21:25:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-raas-updated-proposal-on-reinsurance-credit-risk/</loc>
		<lastmod>2024-12-09T21:25:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/public-plans-subcommittee-sends-comment-letter-to-gasb-regarding-exposure-draft-2__trashed/</loc>
		<lastmod>2024-12-09T21:25:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-latf-on-ag-48-exposure-draft/</loc>
		<lastmod>2024-12-09T21:25:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-regulatory-guidelines-for-cdas/</loc>
		<lastmod>2024-12-09T21:25:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subgroup-comments-on-rector-report-npr-component/</loc>
		<lastmod>2024-12-09T21:25:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-comment-letter-on-proposed-changes-to-iris-ratios/</loc>
		<lastmod>2024-12-09T21:25:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-on-new-accounting-proposal-for-aca-risk-sharing-programs/</loc>
		<lastmod>2024-12-09T21:25:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-on-health-insurance-providers-fee-for-medicaid-2/</loc>
		<lastmod>2024-12-09T21:25:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-fio-on-auto-insurance/</loc>
		<lastmod>2024-12-09T21:25:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-comments-on-cas-ratemaking-principles-draft/</loc>
		<lastmod>2024-12-09T21:25:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-june-4-rector-report/</loc>
		<lastmod>2024-12-09T21:25:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-2013-individual-disability-income-valuation-tables/</loc>
		<lastmod>2024-12-09T21:25:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-stress-testing-proposal/</loc>
		<lastmod>2024-12-09T21:25:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-most-recent-separate-account-recommendations/</loc>
		<lastmod>2024-12-09T21:25:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-aca-risk-sharing-mechanisms/</loc>
		<lastmod>2024-12-09T21:25:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-reinsurance-credit-risk-updated-proposal/</loc>
		<lastmod>2024-12-09T21:25:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-reinsurance-ceded-interpretation/</loc>
		<lastmod>2024-12-09T21:25:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-guidance-for-indexed-universal-life-illustrations/</loc>
		<lastmod>2024-12-09T21:25:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-comment-letter-on-proposed-small-company-exemption-to-vm-20/</loc>
		<lastmod>2024-12-09T21:25:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-cda-capital-and-reserve-proposals/</loc>
		<lastmod>2024-12-09T21:25:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/additional-comments-on-separate-account-recommendations/</loc>
		<lastmod>2024-12-09T21:25:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pbrss-comments-on-possible-interim-captives-meeting/</loc>
		<lastmod>2024-12-09T21:25:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lcas-comments-on-march-20-operational-risk-proposal/</loc>
		<lastmod>2024-12-09T21:25:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pbrss-follow-up-comments-on-feb-17-rector-report/</loc>
		<lastmod>2024-12-09T21:25:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-committee-on-retiree-health-comments-on-asop-no-35/</loc>
		<lastmod>2024-12-09T21:26:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-technical-comments-on-aca-rate-review-template/</loc>
		<lastmod>2024-12-09T21:26:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pbrss-comments-on-february-2014-rector-report/</loc>
		<lastmod>2024-12-09T21:26:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-definition-of-qualified-actuary/</loc>
		<lastmod>2024-12-09T21:26:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-follow-up-comments-on-rector-report/</loc>
		<lastmod>2024-12-09T21:26:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-technical-comments-on-aca-rate-review-template-2/</loc>
		<lastmod>2024-12-09T21:26:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/council-comments-on-benefit-and-payment-parameters-for-2015-proposed-rule/</loc>
		<lastmod>2024-12-09T21:26:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/technical-comments-to-cciio-on-aca-rate-review-template/</loc>
		<lastmod>2024-12-09T21:26:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/state-ltc-task-force-comment-letter-to-naic-on-proposed-changes-to-model-reg-2/</loc>
		<lastmod>2024-12-09T21:26:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-separate-account-recommendations/</loc>
		<lastmod>2024-12-09T21:26:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-insulating-separate-account-assets-for-non-variable-products/</loc>
		<lastmod>2024-12-09T21:26:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-comment-letter-on-rector-report/</loc>
		<lastmod>2024-12-09T21:26:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lcas-comment-letter-on-unauthorized-reinsurers/</loc>
		<lastmod>2024-12-09T21:26:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lcas-comment-letter-on-asset-valuation-reserve-double-counting/</loc>
		<lastmod>2024-12-09T21:26:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-requirements-for-medicare-advantage-part-d-programs/</loc>
		<lastmod>2024-12-09T21:26:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-committee-on-retiree-health-comments-on-asop-no-6-exposure-draft/</loc>
		<lastmod>2024-12-09T21:26:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-fio-on-terrorism-risk-insurance/</loc>
		<lastmod>2024-12-09T21:26:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-reinsurance-credit-risk-proposal/</loc>
		<lastmod>2024-12-09T21:26:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-ag-43-amendment-proposal/</loc>
		<lastmod>2024-12-09T21:26:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c1-work-group-comment-letter-to-naic-on-common-stock-proposal/</loc>
		<lastmod>2024-12-09T21:26:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/solvency-committee-comments-on-naic-smi-white-paper/</loc>
		<lastmod>2024-12-09T21:26:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-to-naic-on-aca-health-insurer-fee/</loc>
		<lastmod>2024-12-09T21:26:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-fio-on-natural-catastrophes-and-insurance/</loc>
		<lastmod>2024-12-09T21:26:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-proposed-regulations-on-ca-workers-comp-self-insurance-plans/</loc>
		<lastmod>2024-12-09T21:26:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subgroup-comments-on-naic-legislative-and-educational-briefs-on-pbr/</loc>
		<lastmod>2024-12-09T21:26:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-amendment-to-benefit-and-payment-parameters-rule/</loc>
		<lastmod>2024-12-09T21:26:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/mlr-work-group-comments-on-proposed-rule-on-requirements-for-medicare-advantage-part-d-programs/</loc>
		<lastmod>2024-12-09T21:26:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-practices-relating-to-preparing-reviewing-and-commenting-on-rate-filings-prepared-in-accordance-with-the-affordable-care-act/</loc>
		<lastmod>2024-12-09T21:26:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-comment-letter-on-bis-mortgage-insurance-report/</loc>
		<lastmod>2024-12-09T21:26:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-on-naic-pbr-draft-implementation-plan/</loc>
		<lastmod>2024-12-09T21:26:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/additional-pbr-strategy-subgroup-comments-on-naic-legislative-brief/</loc>
		<lastmod>2024-12-09T21:26:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pbr-strategy-subgroup-comments-on-naic-legislative-brief/</loc>
		<lastmod>2024-12-09T21:26:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/mlr-work-group-comments-on-proposed-rule-for-preventive-services/</loc>
		<lastmod>2024-12-09T21:26:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/councils-comments-to-naic-qualified-actuary-subgroup-questions/</loc>
		<lastmod>2024-12-09T21:26:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-aca-rate-review-template/</loc>
		<lastmod>2024-12-09T21:26:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/mlr-work-group-comments-on-proposed-rule-for-preventive-services-2/</loc>
		<lastmod>2024-12-09T21:26:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/sawg-comments-on-naic-draft-recommendation-on-separate-accounts/</loc>
		<lastmod>2024-12-09T21:26:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/aiwg-illustration-work-group-comments-on-iowa-illustration-memo/</loc>
		<lastmod>2024-12-09T21:26:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-comments-on-requiring-maaa-for-cms-chief-actuary-appointment-2/</loc>
		<lastmod>2024-12-09T21:27:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-comment-letter-on-proposed-changes-to-schedule-p/</loc>
		<lastmod>2024-12-09T21:27:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c1-work-group-comments-on-naic-recalibration-project/</loc>
		<lastmod>2024-12-09T21:27:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cawg-comments-on-contingent-deferred-annuity-recommendation/</loc>
		<lastmod>2024-12-09T21:27:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-committee-on-retiree-health-comments-on-asop-no-35-2/</loc>
		<lastmod>2024-12-09T21:27:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-naic-buyers-guide/</loc>
		<lastmod>2024-12-09T21:27:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subgroup-comments-on-iowa-annuity-illustration-memo/</loc>
		<lastmod>2024-12-09T21:27:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-on-benefit-and-payment-parameters-proposed-rule/</loc>
		<lastmod>2024-12-09T21:27:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-on-mlr-provisions-in-benefit-and-payment-parameters-proposed-rule/</loc>
		<lastmod>2024-12-09T21:27:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-on-health-insurance-market-reforms-proposed-rule/</loc>
		<lastmod>2024-12-09T21:27:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-on-essential-health-benefits-proposed-rule/</loc>
		<lastmod>2024-12-09T21:27:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-on-plan-data-collection-requirements/</loc>
		<lastmod>2024-12-09T21:27:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-on-actuarial-value-proposed-rule/</loc>
		<lastmod>2024-12-09T21:27:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-naic-pbr-draft-implementation-plan/</loc>
		<lastmod>2024-12-09T21:27:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-on-reserves-and-capital-for-cdas/</loc>
		<lastmod>2024-12-09T21:27:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-iowa-annuity-illustration-memorandum/</loc>
		<lastmod>2024-12-09T21:27:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-c-3-phase-ii-ag-43-work-plan-draft/</loc>
		<lastmod>2024-12-09T21:27:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-commercial-mortgage-rbc-proposal/</loc>
		<lastmod>2024-12-09T21:27:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-cda-definition/</loc>
		<lastmod>2024-12-09T21:27:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/iawg-comment-letter-on-commercial-mortgage-proposal/</loc>
		<lastmod>2024-12-09T21:27:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-comment-on-naic-pbr-budget-item/</loc>
		<lastmod>2024-12-09T21:27:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-practices-relating-to-preparing-reviewing-and-commenting-on-rate-filings-prepared-in-accordance-with-the-affordable-care-act-2/</loc>
		<lastmod>2024-12-09T21:27:19+00:00</lastmod>
	</url>
</urlset>
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