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		<loc>https://actuary.org/resources/small-group-certification-1995/</loc>
		<lastmod>1995-11-01T00:00:00+00:00</lastmod>
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		<loc>https://actuary.org/resources/large-group-medical-business/</loc>
		<lastmod>1995-11-01T00:00:00+00:00</lastmod>
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		<loc>https://actuary.org/resources/group-long-term-disability-income-insurance-1995/</loc>
		<lastmod>1995-11-01T00:00:00+00:00</lastmod>
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	<url>
		<loc>https://actuary.org/resources/individual-major-medical-business-1995/</loc>
		<lastmod>1995-11-01T00:00:00+00:00</lastmod>
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	<url>
		<loc>https://actuary.org/resources/long-term-care-insurance-1995/</loc>
		<lastmod>1995-11-02T00:00:00+00:00</lastmod>
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	<url>
		<loc>https://actuary.org/resources/general-considerations/</loc>
		<lastmod>1995-11-30T00:00:00+00:00</lastmod>
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	<url>
		<loc>https://actuary.org/resources/medicaid-managed-care-savings-access-and-quality/</loc>
		<lastmod>1996-04-01T00:00:00+00:00</lastmod>
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	<url>
		<loc>https://actuary.org/resources/reserving-for-asbestos-pollution-and-other-mass-tort-liabilities/</loc>
		<lastmod>1997-03-01T00:00:00+00:00</lastmod>
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	<url>
		<loc>https://actuary.org/resources/actuarial-issues-in-medicare-expansion/</loc>
		<lastmod>1998-01-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/genetic-information-and-voluntary-life-insurance/</loc>
		<lastmod>1998-06-01T00:00:00+00:00</lastmod>
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	<url>
		<loc>https://actuary.org/resources/letter-on-financial-services-competition-act-of-1997/</loc>
		<lastmod>1998-06-02T00:00:00+00:00</lastmod>
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	<url>
		<loc>https://actuary.org/resources/loss-ratios-and-health-coverages/</loc>
		<lastmod>1998-11-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-preliminary-recommendations-on-development-of-health-liquidity-test/</loc>
		<lastmod>1998-12-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-issues-in-the-expansion-of-beneficiary-options-under-medicarechoice/</loc>
		<lastmod>1999-01-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/bottom-line-on-medicarechoice/</loc>
		<lastmod>1999-01-01T00:00:00+00:00</lastmod>
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	<url>
		<loc>https://actuary.org/resources/actuarial-review-of-health-status-risk-adjustor-methodology/</loc>
		<lastmod>1999-01-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-on-h-r-10-financial-services-act-of-1999/</loc>
		<lastmod>1999-01-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-medicare-commission-on-proposed-changes-to-benefits-2/</loc>
		<lastmod>1999-02-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-medicare-commission-on-proposed-changes-to-benefits/</loc>
		<lastmod>1999-02-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-rbc-formula-for-health-insurance-products/</loc>
		<lastmod>1999-03-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-on-financial-services-modernization-act-of-1999/</loc>
		<lastmod>1999-03-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-rbc-formula-for-treatment-of-stop-loss-coverage/</loc>
		<lastmod>1999-04-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/testimony-on-surplus-pension-assets-2/</loc>
		<lastmod>1999-05-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-congress-on-hedge-funds-report/</loc>
		<lastmod>1999-05-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/compliance-with-the-naic-life-illustrations-model-regulation-and-asop-24/</loc>
		<lastmod>1999-07-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/additional-questions-relating-to-compliance-with-the-naic-life-illustrations-model-regulation-and-asop-24/</loc>
		<lastmod>1999-07-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/distribution-of-policyholder-equity-in-a-demutualization/</loc>
		<lastmod>1999-07-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/policyholder-protection-in-mutual-life-insurance-company-reorganizations/</loc>
		<lastmod>1999-07-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/special-issues-for-equity-indexed-products/</loc>
		<lastmod>1999-07-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/special-issues-for-variable-annuities/</loc>
		<lastmod>1999-07-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c3-phase-1-report-to-the-naic/</loc>
		<lastmod>1999-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/eiulwg-report-to-naic-on-agzzzz/</loc>
		<lastmod>1999-10-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/jrbc-committee-report-to-help-in-review-of-rbc-for-assets/</loc>
		<lastmod>2000-02-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-health-rate-filing-guidelines/</loc>
		<lastmod>2000-02-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-health-organization-risk-based-capital-task-force-projects/</loc>
		<lastmod>2000-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/workers-compensation-system-an-analysis-of-past-present-and-potential-future-crises/</loc>
		<lastmod>2000-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/workers-compensation-system-an-analysis-of-past-present-and-potential-future-crises/</loc>
		<lastmod>2000-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-efforts-to-inform-the-public-about-social-security-2/</loc>
		<lastmod>2000-04-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/unified-valuation-system-uvs-compared-to-existing-statutory-valuation-for-a-sample-company/</loc>
		<lastmod>2000-06-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/appendices-on-viability-analysis-from-valuation-task-force/</loc>
		<lastmod>2000-06-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/valuation-task-force-presentation-on-viability-analysis/</loc>
		<lastmod>2000-06-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicare-reform-evaluating-the-fiscal-soundness-of-medicare/</loc>
		<lastmod>2000-07-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicare-reform-providing-prescription-drug-coverage-for-medicare-beneficiaries/</loc>
		<lastmod>2000-07-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-health-organization-risk-based-capital-task-force-projects/</loc>
		<lastmod>2000-09-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-asset-codification-3/</loc>
		<lastmod>2000-12-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-health-organization-risk-based-capital-task-force-project/</loc>
		<lastmod>2000-12-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-hhs-on-proposed-standards-for-privacy-of-health-information/</loc>
		<lastmod>2001-02-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/tax-calculations-by-the-american-academy-of-actuaries-life-risk-based-capital-committees-codification-subgroup/</loc>
		<lastmod>2001-02-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/tax-calculations-by-the-american-academy-of-actuaries-life-risk-based-capital-committees-codification-subgroup-2/</loc>
		<lastmod>2001-02-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-disability-income-rbc/</loc>
		<lastmod>2001-03-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-asset-codification-2/</loc>
		<lastmod>2001-03-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-iasb-on-financial-instruments/</loc>
		<lastmod>2001-05-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/insurance-industry-catastrophe-management-practices/</loc>
		<lastmod>2001-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/catastrophe-exposures-insurance-industry-catastrophe-management-practices/</loc>
		<lastmod>2001-06-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/providing-prescription-drugs-to-seniors-a-patchwork-of-coverage/</loc>
		<lastmod>2001-07-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-issues-related-to-catastrophe-reserves/</loc>
		<lastmod>2001-07-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-ssap-54/</loc>
		<lastmod>2001-08-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-asset-codification/</loc>
		<lastmod>2001-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-house-committee-seeking-actuarial-inclusion-in-proposed-catastrophe-loss-commission/</loc>
		<lastmod>2001-10-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-the-consideration-of-terrorism-risk-insurance-proposals/</loc>
		<lastmod>2001-10-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/mtwg-overview-of-asbestos-issues-and-trends/</loc>
		<lastmod>2001-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-accident-and-health-working-group-on-ltc-practice-note-2/</loc>
		<lastmod>2001-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/risk-classification-in-voluntary-individual-disability-income-and-long-term-care-insurance/</loc>
		<lastmod>2001-12-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/casualty-practice-council-letter-to-senate-on-terrorism-risk-insurance-legislation/</loc>
		<lastmod>2001-12-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-ltc-and-stop-loss-rbc-projects/</loc>
		<lastmod>2001-12-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-accounting-guidelines/</loc>
		<lastmod>2002-01-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/updated-comparison-of-naic-rbc-formulas-life-pc-and-health/</loc>
		<lastmod>2002-02-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-comparing-life-p-c-and-health-rbc-formulas/</loc>
		<lastmod>2002-02-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-accident-and-health-working-group-on-ltc-practice-note/</loc>
		<lastmod>2002-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-senior-issues-task-force-on-ltc-practice-note-2/</loc>
		<lastmod>2002-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-status-of-stop-loss-health-rbc-work-group/</loc>
		<lastmod>2002-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-status-of-health-liquidity-work-group-3/</loc>
		<lastmod>2002-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statement-regarding-2002-medicare-trustees-report/</loc>
		<lastmod>2002-04-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/draft-faqs-from-the-life-financial-reporting-committee/</loc>
		<lastmod>2002-06-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-oversight-regarding-retirement-security-and-db-pension-plans-2/</loc>
		<lastmod>2002-06-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/applying-the-defined-contribution-concept-to-medicare-a-primer/</loc>
		<lastmod>2002-07-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-medical-malpractice-insurance-4/</loc>
		<lastmod>2002-07-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-epa-on-actuarial-issues-in-voluntary-pay-as-you-drive-initiative/</loc>
		<lastmod>2002-07-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-epa-on-actuarial-issues-in-voluntary-pay-as-you-drive-initiative-2/</loc>
		<lastmod>2002-07-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-on-public-company-accounting-reform-and-investor-protection-act-of-2002/</loc>
		<lastmod>2002-07-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-latest-version-of-actuarial-guideline-mmmm/</loc>
		<lastmod>2002-08-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-nominating-richard-robertson-to-public-company-accounting-oversight-board/</loc>
		<lastmod>2002-08-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-recommendation-for-adopting-2001-cso-tables/</loc>
		<lastmod>2002-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-total-adjusted-capital-for-modified-coinsurance-reinsurance/</loc>
		<lastmod>2002-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-asbestos-litigation/</loc>
		<lastmod>2002-09-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/fair-valuation-of-insurance-liabilities-principles-and-methods/</loc>
		<lastmod>2002-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/supplemental-congressional-testimony-on-asbestos-litigation/</loc>
		<lastmod>2002-10-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-eeoc-on-erie-county-ruling/</loc>
		<lastmod>2002-10-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/coplfr-letter-to-cas-on-p-c-principles-on-loss-reserves/</loc>
		<lastmod>2002-11-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-rbc-impact-of-reinsurance-cessions-to-unauthorized-reinsurers/</loc>
		<lastmod>2002-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-capital-adequacy-subcommittee-proposal-on-workers-comp-carve-out/</loc>
		<lastmod>2002-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/follow-up-report-on-rbc-method-for-indexed-separate-accounts/</loc>
		<lastmod>2002-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/application-of-actuarial-guideline-xxxix/</loc>
		<lastmod>2002-12-01T00:00:00+00:00</lastmod>
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	<url>
		<loc>https://actuary.org/resources/recommendations-on-implementing-c-3-phase-2/</loc>
		<lastmod>2002-12-01T00:00:00+00:00</lastmod>
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	<url>
		<loc>https://actuary.org/resources/report-on-life-insurers-deferred-tax-assets/</loc>
		<lastmod>2002-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-senior-issues-task-force-on-ltc-practice-note/</loc>
		<lastmod>2002-12-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-to-naic-on-ltc-rbc/</loc>
		<lastmod>2002-12-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-gasb-on-proposed-standard-for-post-retirement-benefit-plans/</loc>
		<lastmod>2002-12-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-status-of-health-liquidity-work-group-2/</loc>
		<lastmod>2002-12-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-capital-adequacy-subcommittee-report-on-total-adjusted-capital-for-modified-coinsurance-reinsurance/</loc>
		<lastmod>2003-01-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-offset-options-for-equity-indexed-annuities-in-proposed-annuity-nonforfeiture-law/</loc>
		<lastmod>2003-01-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-medical-malpractice-insurance-3/</loc>
		<lastmod>2003-02-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-medical-malpractice-insurance-2/</loc>
		<lastmod>2003-02-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-medical-malpractice-insurance/</loc>
		<lastmod>2003-02-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/supplement-to-feb-2002-comparison-of-3-naic-rbc-formulas/</loc>
		<lastmod>2003-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/varwg-report-on-reserve-methodology-and-rbc-c-3-phase-2-approach/</loc>
		<lastmod>2003-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-asbestos-litigation-issues-and-trends/</loc>
		<lastmod>2003-03-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-objectives-of-ltc-reserving-work-group/</loc>
		<lastmod>2003-03-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-medical-professional-liability-insurance/</loc>
		<lastmod>2003-03-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/supplement-to-feb-2002-report-on-changes-to-3-naic-rbc-formulas/</loc>
		<lastmod>2003-03-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicare-prescription-drug-plans-the-devil-is-in-the-details/</loc>
		<lastmod>2003-04-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/role-of-the-actuary-under-federal-insurance-regulation-april-2003/</loc>
		<lastmod>2003-04-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/long-term-care-insurance-compliance-with-the-naic-ltci-model-regulation-relating-to-rate-stability-5/</loc>
		<lastmod>2003-05-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-gasb-on-actuarial-measurement-of-retiree-health-benefits/</loc>
		<lastmod>2003-05-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-proposed-new-rbc-method-for-indexed-separate-accounts/</loc>
		<lastmod>2003-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-modified-coinsurance-and-reinsurance-rbc-issues/</loc>
		<lastmod>2003-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-capital-adequacy-subcommittee-progress-report-on-c-3-phase-2/</loc>
		<lastmod>2003-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/varwg-report-on-reserve-methodology-using-rbc-c-3-phase-2-principles/</loc>
		<lastmod>2003-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/a-statement-to-the-ohio-medical-malpractice-commission-about-industry-financial-results/</loc>
		<lastmod>2003-06-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/progress-report-to-naic-from-ltc-reserving-work-group/</loc>
		<lastmod>2003-06-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/changing-discount-rates-for-determining-lump-sums/</loc>
		<lastmod>2003-06-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-status-of-health-liquidity-work-group/</loc>
		<lastmod>2003-06-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/testimony-on-asbestos-litigation-reform/</loc>
		<lastmod>2003-07-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-variable-annuity-guaranteed-minimum-death-benefits/</loc>
		<lastmod>2003-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/varwg-update-to-naic-on-reserve-methodology-for-variable-annuity-products/</loc>
		<lastmod>2003-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/hpfrc-letter-to-naic-on-reserves/</loc>
		<lastmod>2003-09-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-accepting-naic-trend-test-charge/</loc>
		<lastmod>2003-09-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-on-ltc-rbc-report/</loc>
		<lastmod>2003-09-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-impact-of-new-annuity-standard-nonforfeiture-law-on-reserves/</loc>
		<lastmod>2003-10-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/draft-model-regulation-for-standard-nonforfeiture-law-for-individual-deferred-annuities/</loc>
		<lastmod>2003-10-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/memorandum-on-draft-revisions-to-actuarial-guideline-34-to-naic/</loc>
		<lastmod>2003-10-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/state-congressional-testimony-on-tort-reform/</loc>
		<lastmod>2003-10-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/annuity-nonforfeiture-model-regulation-report-to-naic/</loc>
		<lastmod>2003-12-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-to-south-carolina-committee-on-medical-malpractice-reform/</loc>
		<lastmod>2003-12-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/drwg-report-to-naic-on-possible-changes-to-svl/</loc>
		<lastmod>2004-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/2004-election-guide-on-medicare-reform/</loc>
		<lastmod>2004-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/recommendations-to-naic-on-calculation-of-asset-risk-c-1-required-capital-for-preferred-stock/</loc>
		<lastmod>2004-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposal-to-naic-on-risk-based-capital-requirements-for-c-3a/</loc>
		<lastmod>2004-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/varw-report-to-naic-on-reserve-methodology-for-variable-annuity-products/</loc>
		<lastmod>2004-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-loss-ratio-curves-for-redetermination-of-refund-benchmarks/</loc>
		<lastmod>2004-03-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/model-regulation-on-annuity-nonforfeiture-to-naic/</loc>
		<lastmod>2004-03-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-general-nonforfeiture-revision-to-naic/</loc>
		<lastmod>2004-03-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-opinions-in-property-casualty-insurance/</loc>
		<lastmod>2004-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/fundamentals-of-current-pension-funding-and-accounting-for-private-sector-pension-plans/</loc>
		<lastmod>2004-07-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-supplement-to-naic-on-recommended-ltc-rbc-formula/</loc>
		<lastmod>2004-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/tips-on-using-rate-filing-task-force-model/</loc>
		<lastmod>2004-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asset-adequacy-analysis/</loc>
		<lastmod>2004-12-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-funding-reform-for-single-employer-plans/</loc>
		<lastmod>2005-02-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicare-next-steps/</loc>
		<lastmod>2005-02-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/testimony-at-a-house-subcommittee-hearing-on-medical-malpractice-liability-reform/</loc>
		<lastmod>2005-02-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/whats-a-credit-balance-how-does-it-affect-pension-funding/</loc>
		<lastmod>2005-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/administrations-single-employer-pension-funding-proposal-2/</loc>
		<lastmod>2005-03-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/response-to-house-subcommittee-for-information-on-medical-malpractice-liability-reform/</loc>
		<lastmod>2005-03-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicare-and-social-security-weighing-solvency/</loc>
		<lastmod>2005-04-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/a-paper-on-factors-to-be-considered-in-using-medical-malpractice-insurance-closed-claim-databases/</loc>
		<lastmod>2005-04-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/anticipated-common-practices-relating-to-aicpa-statement-of-position-03-1-accounting-and-reporting-by-insurance-enterprises-for-certain-nontraditional-long-duration-contracts-and-for-separate-account/</loc>
		<lastmod>2005-04-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-gao-on-role-of-actuaries-in-insurance/</loc>
		<lastmod>2005-06-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-updating-status-on-medicare-part-d-rbc/</loc>
		<lastmod>2005-06-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-house-energy-and-commerce-committee-on-hr-2355/</loc>
		<lastmod>2005-07-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/individual-major-medical-business/</loc>
		<lastmod>2005-08-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/administrations-retirement-savings-proposals-2/</loc>
		<lastmod>2005-08-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-certification-of-rates-for-medicaid-managed-care-programs/</loc>
		<lastmod>2005-08-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/application-of-c-3-phase-ii-and-vacarvm/</loc>
		<lastmod>2005-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-on-concerns-about-senate-asbestos-bill-effects-on-workers-comp-system/</loc>
		<lastmod>2005-09-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-on-concerns-about-senate-asbestos-bill-effects-on-workers-comp-system-2/</loc>
		<lastmod>2005-09-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-proposed-medicare-part-d-rbc-changes/</loc>
		<lastmod>2005-09-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/explanatory-slides-to-naic-on-medicare-part-d/</loc>
		<lastmod>2005-09-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pay-for-performance-rewarding-improvements-in-the-quality-of-health-care/</loc>
		<lastmod>2005-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/reinsurance-reserve-credit/</loc>
		<lastmod>2005-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-iasb-insurance-contracts-project-phase-ii/</loc>
		<lastmod>2005-10-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/small-group-medical-insurance-reserves-and-liabilities/</loc>
		<lastmod>2005-10-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/analysis-of-congressional-pension-funding-reform-proposals-multiemployer-plan-provisions/</loc>
		<lastmod>2005-11-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/analysis-of-proposals-to-extend-the-terrorism-risk-insurance-act-of-2002/</loc>
		<lastmod>2005-12-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-proposed-rbc-risk-factors-for-medicare-part-d/</loc>
		<lastmod>2005-12-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-memo-to-ny-insurance-department-on-discount-rates/</loc>
		<lastmod>2005-12-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/preferred-mortality-pog-project-timeline/</loc>
		<lastmod>2006-02-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-report-to-lhatf-modeling-pbr/</loc>
		<lastmod>2006-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c3-phase-ii-survey/</loc>
		<lastmod>2006-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/analysis-of-congressional-pension-funding-reform-proposals/</loc>
		<lastmod>2006-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statutory-reserves-for-individual-disability-income-insurance/</loc>
		<lastmod>2006-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lcas-report-on-modified-coinsurance/</loc>
		<lastmod>2006-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cwg-report-to-lhatf-on-defining-principles-in-principle-based-approach/</loc>
		<lastmod>2006-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-presentation-to-lhatf-20-year-term-margin/</loc>
		<lastmod>2006-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-report-to-lhatf-inforce-blocks/</loc>
		<lastmod>2006-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-report-on-aggregate-margins/</loc>
		<lastmod>2006-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-presentation-on-principles-based-valuation-standard-for-life-products/</loc>
		<lastmod>2006-03-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/attestation-of-actuarial-equivalence-for-plan-sponsors-accepting-a-retiree-drug-subsidy-under-the-medicare-drug-program/</loc>
		<lastmod>2006-03-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/testimony-to-naic-on-terrorism-insurance-issues/</loc>
		<lastmod>2006-03-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-report-to-lhatf-on-ul-with-secondary-guarantee/</loc>
		<lastmod>2006-04-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/keeping-employers-responsible-for-their-and-only-their-pension-promises/</loc>
		<lastmod>2006-05-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-energy-department-on-reimbursing-doe-contractors-db-pension-costs-3/</loc>
		<lastmod>2006-05-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letters-to-fasb-on-proposed-changes-in-financial-accounting-standards/</loc>
		<lastmod>2006-05-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-report-to-lhatf/</loc>
		<lastmod>2006-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-approach-to-life-reserving/</loc>
		<lastmod>2006-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/summary-of-changes-in-updated-proposed-model-regulation-to-naic/</loc>
		<lastmod>2006-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pbrgwg-recommendations-on-valuation-review/</loc>
		<lastmod>2006-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-immediate-and-nonvariable-deferred-annuities/</loc>
		<lastmod>2006-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-update-on-principle-based-life-reserving/</loc>
		<lastmod>2006-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lfsrmc-report-on-principle-based-reserving-to-in-force-contracts/</loc>
		<lastmod>2006-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/updated-proposed-model-regulation-to-naic/</loc>
		<lastmod>2006-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-report-to-lhatf/</loc>
		<lastmod>2006-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/interim-report-to-naic-on-preferred-mortality-table/</loc>
		<lastmod>2006-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-proposed-actuarial-guideline/</loc>
		<lastmod>2006-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-update-to-actuarial-guideline-dis/</loc>
		<lastmod>2006-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-update-to-actuarial-guideline-mar/</loc>
		<lastmod>2006-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-update-on-principle-based-life-reserving/</loc>
		<lastmod>2006-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/updated-proposed-model-regulation-to-naic/</loc>
		<lastmod>2006-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/summary-of-changes-in-updated-proposed-model-regulation-to-naic/</loc>
		<lastmod>2006-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-risk-focused-surveillance-framework/</loc>
		<lastmod>2006-06-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-to-naic-on-principle-based-review/</loc>
		<lastmod>2006-07-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-senate-on-national-insurance-act-of-2006/</loc>
		<lastmod>2006-07-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/group-long-term-disability-insurance/</loc>
		<lastmod>2006-08-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/svl2-update-on-principle-based-project/</loc>
		<lastmod>2006-08-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/varwg-report-to-lhatf-on-vacarvm/</loc>
		<lastmod>2006-08-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-citizens-health-care-working-group-on-interim-recommendations-for-improving-health-care/</loc>
		<lastmod>2006-08-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/application-of-c-3-phase-ii/</loc>
		<lastmod>2006-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-update-of-summary-of-principles-for-principle-based-approach/</loc>
		<lastmod>2006-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-update-of-glossary-of-principle-based-terms/</loc>
		<lastmod>2006-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-principle-based-reserves-for-non-variable-annuities/</loc>
		<lastmod>2006-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/updated-draft-actuarial-guidelines-to-naic-life-and-health-actuarial-task-force/</loc>
		<lastmod>2006-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-congress-on-nonadmitted-and-reinsurance-reform-act-of-2006-h-r-5637/</loc>
		<lastmod>2006-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/wading-through-medical-insurance-pools-a-primer/</loc>
		<lastmod>2006-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/variable-annuity-report-to-naic/</loc>
		<lastmod>2006-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/hybrid-securities-work-plan-from-iawg/</loc>
		<lastmod>2006-11-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lwrg-update-on-non-guaranteed-element/</loc>
		<lastmod>2006-11-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-proposal-to-ag-pbr-val-on-setting-asset-assumptions/</loc>
		<lastmod>2006-11-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/naic-model-regulation-xxx/</loc>
		<lastmod>2006-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/iawg-revision-of-hybrid-securities-plan/</loc>
		<lastmod>2006-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-from-stop-loss-rbc-work-group/</loc>
		<lastmod>2006-12-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-pc-loss-reserves-2006/</loc>
		<lastmod>2007-01-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/common-practices-relating-to-fasb-statement-133-accounting-for-derivative-instruments-and-hedging-activities-as-it-relates-to-variable-annuities-with-guaranteed-benefits-3/</loc>
		<lastmod>2007-02-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/common-practices-relating-to-fasb-statement-133-accounting-for-derivative-instruments-and-hedging-activities-as-it-relates-to-variable-annuities-with-guaranteed-benefits/</loc>
		<lastmod>2007-02-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/updated-presentation-on-modernizing-life-valuation/</loc>
		<lastmod>2007-03-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-from-stop-loss-work-group/</loc>
		<lastmod>2007-03-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/niwg-status-report-and-questions-for-lhatf/</loc>
		<lastmod>2007-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/updated-varwg-report-and-corresponding-presentation-to-lhatf/</loc>
		<lastmod>2007-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/principles-based-valuation-review-opinion-requirements-from-subgroup-1-of-valuation-law-and-manual-team/</loc>
		<lastmod>2007-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/updated-academy-soa-preferred-mortality-project-oversight-group-presentation/</loc>
		<lastmod>2007-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/state-long-term-care-principles-based-work-group-presentation-to-aamphwg/</loc>
		<lastmod>2007-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/fs-rm-definitions-of-principles/</loc>
		<lastmod>2007-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/eswg-status-report-c-3-phase-1-interest-rate-model/</loc>
		<lastmod>2007-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/acwg-report-on-c3-component-of-life-rbc-formula/</loc>
		<lastmod>2007-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/valuation-law-and-manual-team-status-report-and-presentation-on-transition-to-principle-based-framework/</loc>
		<lastmod>2007-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lcwg-revision-of-hybrid-securities-plan/</loc>
		<lastmod>2007-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicares-financial-condition-beyond-actuarial-balance-2007/</loc>
		<lastmod>2007-04-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-update-to-lhatf-on-requirements-for-principle-based-reserves-for-life-products/</loc>
		<lastmod>2007-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/svl2-pba-presentation-to-lhatf/</loc>
		<lastmod>2007-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-invested-asset-work-group-status-report-required-capital-for-hybrid-securities/</loc>
		<lastmod>2007-06-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/niwg-follow-up-questions-to-lhatf-on-questionnaire/</loc>
		<lastmod>2007-06-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/group-term-life-waiver-valuation-table-update/</loc>
		<lastmod>2007-06-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/varwg-responds-to-issues-raised-by-lhatf-on-ag-vacarvm/</loc>
		<lastmod>2007-06-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/background-report-on-preferred-mortality/</loc>
		<lastmod>2007-06-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicare-reform-options/</loc>
		<lastmod>2007-06-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/valuation-law-manual-and-report-from-valuation-and-law-manual-team/</loc>
		<lastmod>2007-06-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lcwg-report-to-naic-on-changes-to-lrwg-documents-on-hedging-references/</loc>
		<lastmod>2007-07-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/overview-of-asbestos-claims-issues-and-trends/</loc>
		<lastmod>2007-08-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/ifrs-task-force-presentation-to-naic-on-insurance-contracts/</loc>
		<lastmod>2007-08-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-jbea-on-audits-of-enrolled-actuaries-ce-filings-3/</loc>
		<lastmod>2007-09-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-rbc-underwriting-factors-to-naic-property-rbc-working-group/</loc>
		<lastmod>2007-09-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/iawg-report-on-capital-requirements-for-hybrids/</loc>
		<lastmod>2007-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/niwg-update-on-general-revision-of-life-and-annuity-standard-nonforfeiture-laws/</loc>
		<lastmod>2007-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/group-life-waiver-of-premium-valuation-table-work-group-report-2/</loc>
		<lastmod>2007-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/draft-valuation-manual/</loc>
		<lastmod>2007-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revisions-to-experience-reporting-requirements-vm-50/</loc>
		<lastmod>2007-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/meeting-summary-with-new-york-state-insurance-department-on-pbr-proposal-for-life-products/</loc>
		<lastmod>2007-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/arwg-report-to-naic-on-valuation-manual-work/</loc>
		<lastmod>2007-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/rwg-report-to-naic-on-pbr-risk-transfer-requirements/</loc>
		<lastmod>2007-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-test-for-material-tail-risk-by-lrwg-group-modeling-subgroup/</loc>
		<lastmod>2007-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/sample-pbr-actuarial-report-for-life-polices-subject-to-pbr-valuation/</loc>
		<lastmod>2007-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/eswg-report-to-naic-on-scenario-generator-models/</loc>
		<lastmod>2007-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/governance-requirements-for-principles-based-reserves-and-capital-for-life-insurance-and-pba-governance-report/</loc>
		<lastmod>2007-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/modeling-efficiency-work-group-status-report-to-naic/</loc>
		<lastmod>2007-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cwg-report-to-naic-on-pba-for-life-annuity-and-health-products/</loc>
		<lastmod>2007-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/anticipated-common-practices-relating-to-aicpa-statement-of-position-sop-05-1-accounting-by-insurance-enterprises-for-deferred-acquisition-costs-in-connection-with-modifications-or-exchanges-of-ins/</loc>
		<lastmod>2007-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/review-opinion-requirements-for-principle-based-valuation-vm-40/</loc>
		<lastmod>2007-10-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/valuation-and-law-manual-team-report-to-lhatf/</loc>
		<lastmod>2007-10-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/group-life-waiver-of-premium-valuation-table-work-group-report/</loc>
		<lastmod>2007-10-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-revisions-to-draft-valuation-manual/</loc>
		<lastmod>2007-11-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/recommended-changes-to-statutory-blank-to-accommodate-principle-based-reserves/</loc>
		<lastmod>2007-12-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/disease-management/</loc>
		<lastmod>2007-12-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-pc-loss-reserves-2007/</loc>
		<lastmod>2008-01-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/identification-and-valuation-of-embedded-derivatives-in-modified-coinsurance-and-similar-insurance-arrangements/</loc>
		<lastmod>2008-02-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/fact-sheet-on-types-of-medical-malpractice-insurance-policies/</loc>
		<lastmod>2008-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-equivalence-for-prescription-drug-plans-and-medicare-advantage-prescription-drug-plans-under-the-medicare-drug-program/</loc>
		<lastmod>2008-03-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/p-c-rbc-committee-addendum-on-revised-updated-underwriting-risk-factors-to-naic-property-rbc-working-group/</loc>
		<lastmod>2008-03-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-principles-based-reserves-for-universal-variable-life-insurance-with-guaranteed-minimum-death-benefits/</loc>
		<lastmod>2008-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/modeling-report-on-stochastic-exclusion-test/</loc>
		<lastmod>2008-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-definitions-to-include-in-vm-1-of-valuation-manual/</loc>
		<lastmod>2008-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-to-lhatf-on-2008-valuation-basic-table/</loc>
		<lastmod>2008-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lcwg-modeling-update-to-life-rbc-working-group/</loc>
		<lastmod>2008-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicare-part-d-accounting/</loc>
		<lastmod>2008-04-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/embedded-values-ev-reporting/</loc>
		<lastmod>2008-05-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/testimony-to-naic-on-increasing-health-care-costs/</loc>
		<lastmod>2008-05-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-from-joint-academy-soa-preferred-mortality-valuation-table-team/</loc>
		<lastmod>2008-05-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/overview-of-asset-modeling-and-discount-rate-issues-in-vm-20/</loc>
		<lastmod>2008-05-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/activities-in-development-of-pbr/</loc>
		<lastmod>2008-06-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/fundamentals-of-insurance-implications-for-health-coverage/</loc>
		<lastmod>2008-07-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/credibility/</loc>
		<lastmod>2008-07-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/testimony-to-ncoil-about-dependent-health-benefits/</loc>
		<lastmod>2008-07-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-congress-on-insurance-information-act-of-2008-h-r-5840/</loc>
		<lastmod>2008-07-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-congress-on-insurance-information-act-of-2008-h-r-5840/</loc>
		<lastmod>2008-07-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lcwg-report-on-life-risk-based-capital-formula/</loc>
		<lastmod>2008-07-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuaries-advocate-raising-social-securitys-retirement-age-2/</loc>
		<lastmod>2008-08-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/_letter-to-naic-on-evaluating-effectiveness-of-proposed-trend-tests/</loc>
		<lastmod>2008-08-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/p-c-actuarial-communication-on-reserve-ranges-and-variability-of-unpaid-claim-estimates/</loc>
		<lastmod>2008-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/taking-control-an-actuarial-perspective-on-health-spending-growth/</loc>
		<lastmod>2008-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-insurance-coverage-and-reimbursement-decisions-implications-for-increased-comparative-effectiveness-research/</loc>
		<lastmod>2008-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/preferred-mortality-september-21-lhatf-valuation-table-team-update/</loc>
		<lastmod>2008-09-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/niwg-update-regarding-general-revision-of-life-and-annuity-standard-nonforfeiture-laws/</loc>
		<lastmod>2008-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c3-lacwg-proposed-simplification-methods-and-proposed-changes-to-rbc-instructions/</loc>
		<lastmod>2008-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-from-c3-life-and-annuity-capital-work-group/</loc>
		<lastmod>2008-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-from-group-life-waiver-of-premium-valuation-table-work-group/</loc>
		<lastmod>2008-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-from-lcas-on-working-reserve-for-c3-rbc-calculation/</loc>
		<lastmod>2008-11-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-status-of-eswg/</loc>
		<lastmod>2008-12-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-principle-based-approaches-training-for-regulatory-actuaries/</loc>
		<lastmod>2008-12-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/p-c-rbc-committee-update-to-underwriting-risk-factors-to-naic-property-rbc-working-group/</loc>
		<lastmod>2008-12-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-methodology-for-setting-prescribed-net-spreads-on-new-investments-in-vm-20/</loc>
		<lastmod>2008-12-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-pc-loss-reserves-2008/</loc>
		<lastmod>2009-01-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/testimony-to-ncoil-on-the-solvency-risk-management-of-credit-default-swaps-cds/</loc>
		<lastmod>2009-01-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/fas-157-and-fas-159/</loc>
		<lastmod>2009-02-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/fas-157-and-fas-159-2/</loc>
		<lastmod>2009-02-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/nfiwg-report-to-lhatf-on-general-revision-of-life-and-annuity-standard-nonforfeiture-laws-2/</loc>
		<lastmod>2009-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/risk-classification-in-the-voluntary-individual-health-insurance-market/</loc>
		<lastmod>2009-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-regulation-of-systemic-risk-in-the-financial-services-industry/</loc>
		<lastmod>2009-03-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/response-to-fcag-questions-on-issues-surrounding-financial-crisis/</loc>
		<lastmod>2009-04-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-new-york-times-editor-on-fdics-novel-view-of-risk/</loc>
		<lastmod>2009-04-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-fdic-on-new-york-times-article-on-loan-guarantees/</loc>
		<lastmod>2009-04-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-health-insurance-market-reforms/</loc>
		<lastmod>2009-04-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/testimony-at-naic-meeting-on-credit-based-insurance-scores/</loc>
		<lastmod>2009-04-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/concepts-for-successful-regulation-of-systemic-risk/</loc>
		<lastmod>2009-04-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-how-the-federal-government-should-oversee-insurance/</loc>
		<lastmod>2009-05-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/critical-issues-in-health-reform-risk-adjustment/</loc>
		<lastmod>2009-05-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicares-financial-condition-beyond-actuarial-balance-2009/</loc>
		<lastmod>2009-05-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/value-based-insurance-design/</loc>
		<lastmod>2009-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/nfiwg-report-to-lhatf-on-economic-scenario-generators/</loc>
		<lastmod>2009-06-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/economic-scenario-implementation-work-group-esiwg-update-to-lhatf/</loc>
		<lastmod>2009-06-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-risk-margins/</loc>
		<lastmod>2009-06-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-proposals-to-reform-the-health-system/</loc>
		<lastmod>2009-06-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/application-of-c3-phase-ii-and-ag-xliii/</loc>
		<lastmod>2009-07-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/white-paper-on-discount-rates-in-accounting-present-value-estimates/</loc>
		<lastmod>2009-09-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/highlights-of-report-on-existing-asset-default-costs-for-vm-20/</loc>
		<lastmod>2009-09-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/valuation-table-team-report-to-lhatf/</loc>
		<lastmod>2009-09-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/payout-annuity-team-report-to-latf-on-new-mortality-table/</loc>
		<lastmod>2009-09-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/regulating-financial-systemic-risk-public-policy-options-for-a-financial-services-regulatory-structure/</loc>
		<lastmod>2009-09-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/revised-actuarial-statement-of-opinion-instructions/</loc>
		<lastmod>2009-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pbr-educational-session-to-lhatf/</loc>
		<lastmod>2009-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicare-advantage-payment-reform/</loc>
		<lastmod>2009-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-view-on-medical-professional-liability-reforms/</loc>
		<lastmod>2009-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/federal-health-care-reform-2009-start-up-capital-costs-for-health-care-co-ops-and-a-public-plan/</loc>
		<lastmod>2009-11-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-u-s-house-on-health-care-reform/</loc>
		<lastmod>2009-11-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-senate-on-patient-protection-and-affordable-care-act/</loc>
		<lastmod>2009-11-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-senate-on-patient-protection-and-affordable-care-act-2/</loc>
		<lastmod>2009-11-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/nfiwg-report-to-lhatf-on-general-revision-of-life-and-annuity-standard-nonforfeiture-laws/</loc>
		<lastmod>2009-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/the-next-phase-c3-phase-iii/</loc>
		<lastmod>2009-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/nfiwg-update-on-general-revision-of-life-and-annuity-standard-nonforfeiture-laws/</loc>
		<lastmod>2009-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/addendum-to-c-3-phase-ii-and-actuarial-guideline-xliii-2/</loc>
		<lastmod>2009-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c3-phase-iii-2/</loc>
		<lastmod>2009-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/addendum-to-c-3-phase-ii-and-actuarial-guideline-xliii/</loc>
		<lastmod>2009-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c3-phase-iii/</loc>
		<lastmod>2009-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-concerning-otc-derivatives-reform-and-systemic-risk/</loc>
		<lastmod>2009-12-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/fs-rm-review-of-international-responses-to-financial-crisis-for-lhatf/</loc>
		<lastmod>2009-12-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-response-to-ny-proposed-economic-scenarios-in-vm-20/</loc>
		<lastmod>2009-12-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/highlights-of-report-on-existing-asset-default-costs-for-vm-vm-20/</loc>
		<lastmod>2009-12-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/testimony-to-naic-on-health-reform/</loc>
		<lastmod>2009-12-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-certification-of-restrictions-relating-to-premium-rates-in-the-small-group-market/</loc>
		<lastmod>2009-12-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/federal-health-care-reform-excise-tax-on-high-cost-employer-plans/</loc>
		<lastmod>2010-01-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-pc-loss-reserves-2009/</loc>
		<lastmod>2010-01-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-congress-on-key-differences-between-house-and-senate-health-care-bills/</loc>
		<lastmod>2010-01-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-congress-on-key-differences-between-house-and-senate-health-care-bills-2/</loc>
		<lastmod>2010-01-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/call-to-action-actuaries-urge-comprehensive-medicare-reform/</loc>
		<lastmod>2010-02-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-health-summit-on-key-criteria-for-viable-health-reform/</loc>
		<lastmod>2010-02-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/aiwg-presentation-to-naic-annuity-disclosure-working-group-on-annuity-illustration-guidelines/</loc>
		<lastmod>2010-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-lhatf-on-actuarial-guideline-25/</loc>
		<lastmod>2010-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/survey-to-reinsurers-regarding-the-use-of-reinsurer-mortality/</loc>
		<lastmod>2010-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-academy-soa-update-on-mortality-development-and-margins/</loc>
		<lastmod>2010-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/review-and-recommendation-for-definitions-in-vm-01/</loc>
		<lastmod>2010-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-on-development-of-new-payout-annuity-mortality-table/</loc>
		<lastmod>2010-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/amendment-to-vm-20-by-lrwg-with-accompanying-theoretical-foundation/</loc>
		<lastmod>2010-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-lhatf-in-response-to-soa-report-on-pba/</loc>
		<lastmod>2010-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-lhatf-on-margins-in-universal-life-with-secondary-guarantee/</loc>
		<lastmod>2010-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-congress-on-potential-unintended-consequences-of-health-reform-legislation/</loc>
		<lastmod>2010-03-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/critical-issues-in-health-reform/</loc>
		<lastmod>2010-03-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-congressional-leaders-on-health-reform-implementation/</loc>
		<lastmod>2010-03-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-lhatf-on-general-revision-of-life-and-annuity-standard-non-forfeiture-laws/</loc>
		<lastmod>2010-03-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-north-carolina-insurance-department-on-definition-of-qualified-actuary/</loc>
		<lastmod>2010-04-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-north-carolina-insurance-department-on-definition-of-qualified-actuary-2/</loc>
		<lastmod>2010-04-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-medical-loss-ratio-provisions-in-health-reform-law/</loc>
		<lastmod>2010-04-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-medical-loss-ratio-provisions-in-health-reform-law-2/</loc>
		<lastmod>2010-04-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-mlr-considerations-in-patient-protection-and-affordability-act/</loc>
		<lastmod>2010-04-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-mlr-considerations-in-patient-protection-and-affordability-act-2/</loc>
		<lastmod>2010-04-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/role-of-the-systemic-risk-regulator/</loc>
		<lastmod>2010-05-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/risk-assessment-and-risk-adjustment/</loc>
		<lastmod>2010-05-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-premium-review/</loc>
		<lastmod>2010-05-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-premium-review-2/</loc>
		<lastmod>2010-05-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/illustration-from-the-annuity-illustrations-work-group-to-the-naic-annuity-disclosure-working-group/</loc>
		<lastmod>2010-05-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-statistical-credibility/</loc>
		<lastmod>2010-05-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-statistical-credibility-2/</loc>
		<lastmod>2010-05-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/testimony-to-naic-on-stranger-originated-annuities/</loc>
		<lastmod>2010-05-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-supplemental-health-care-exhibit-exposure-draft-2/</loc>
		<lastmod>2010-05-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-supplemental-health-care-exhibit-exposure-draft/</loc>
		<lastmod>2010-05-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/testimony-for-an-naic-meeting-on-stranger-originated-life-annuities/</loc>
		<lastmod>2010-05-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/follow-up-letter-to-naic-on-mlr-statistical-credibility/</loc>
		<lastmod>2010-05-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-amendment-proposal-to-vm-20-on-margin-ratios/</loc>
		<lastmod>2010-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-amendment-proposal-to-vm-20-for-prescribed-reinvestment-asset-spreads/</loc>
		<lastmod>2010-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-catf-on-commercial-real-estate-mortgage-risk-based-capital/</loc>
		<lastmod>2010-06-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-hhs-on-early-retiree-reinsurance/</loc>
		<lastmod>2010-06-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-accident-and-health-working-group-on-contract-reserves-2/</loc>
		<lastmod>2010-06-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-accident-and-health-working-group-on-contract-reserves/</loc>
		<lastmod>2010-06-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-on-office-of-financial-research/</loc>
		<lastmod>2010-06-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-oil-spill-liability/</loc>
		<lastmod>2010-06-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-longevity-risk-2/</loc>
		<lastmod>2010-06-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-reform-implementation-an-actuarial-perspective/</loc>
		<lastmod>2010-06-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/testimony-to-ncoil-on-stranger-originated-annuities/</loc>
		<lastmod>2010-07-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/the-class-act-coordination-cost-and-impact/</loc>
		<lastmod>2010-07-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-hhs-on-dependent-coverage/</loc>
		<lastmod>2010-07-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-massachusetts-legislature-on-sb-2447/</loc>
		<lastmod>2010-07-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pba-101-slides/</loc>
		<lastmod>2010-08-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/arwg-report-to-lhatf-on-statutory-valuation-of-deposit-fund-contracts-in-seattle/</loc>
		<lastmod>2010-08-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-reform-implementation-understanding-the-terminology/</loc>
		<lastmod>2010-08-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-to-lhatf-from-life-experience-subcommittee-on-development-of-new-payout-annuity-mortality-table/</loc>
		<lastmod>2010-08-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/nfiwg-update-to-lhatf-on-nonforfeiture-reform/</loc>
		<lastmod>2010-08-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-hhs-on-grandfathered-coverage/</loc>
		<lastmod>2010-08-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-hhs-on-mlr-credibility/</loc>
		<lastmod>2010-08-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-hhs-on-annual-lifetime-limits-and-preexisting-condition-exclusions/</loc>
		<lastmod>2010-08-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-causes-of-p-c-insurance-company-insolvencies/</loc>
		<lastmod>2010-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/response-to-the-international-accounting-standards-board-iasbs-proposed-amendments-to-ias-19-employee-benefits-2/</loc>
		<lastmod>2010-09-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/response-to-gasb-views-on-pension-accounting-and-financial-reporting-by-employers-2/</loc>
		<lastmod>2010-09-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-hhs-on-preventive-services/</loc>
		<lastmod>2010-09-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-hhs-on-aca-reinsurance-provision/</loc>
		<lastmod>2010-09-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/dta-bridge-group-final-report-2/</loc>
		<lastmod>2010-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/casualty-practice-council-request-for-cas-research-assistance-on-rbc-smi-project/</loc>
		<lastmod>2010-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/dta-bridge-group-final-report/</loc>
		<lastmod>2010-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/practices-for-preparing-health-contract-reserves/</loc>
		<lastmod>2010-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/dta-bridge-group-report-on-risks-associated-with-deferred-tax-assets/</loc>
		<lastmod>2010-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/p-c-rbcc-response-to-naic-request-on-rbc-issues-6/</loc>
		<lastmod>2010-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/vul-subgroup-deterministic-return-report-to-lhatf/</loc>
		<lastmod>2010-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/p-c-rbcc-response-to-naic-request-on-rbc-issues-5/</loc>
		<lastmod>2010-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/p-c-rbcc-response-to-naic-request-on-rbc-issues-4/</loc>
		<lastmod>2010-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/p-c-rbcc-response-to-naic-request-on-rbc-issues-3/</loc>
		<lastmod>2010-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/p-c-rbcc-response-to-naic-request-on-rbc-issues-2/</loc>
		<lastmod>2010-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/p-c-rbcc-response-to-naic-request-on-rbc-issues/</loc>
		<lastmod>2010-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-draft-mlr-rebate-regulation/</loc>
		<lastmod>2010-10-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-experience-subcommittee-update-to-lhatf/</loc>
		<lastmod>2010-10-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicares-financial-condition-beyond-actuarial-balance-2010/</loc>
		<lastmod>2010-11-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statements-of-actuarial-opinion-on-pc-loss-reserves-2010/</loc>
		<lastmod>2010-12-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/role-of-the-actuary-under-federal-risk-and-insurance-oversight/</loc>
		<lastmod>2010-12-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/dta-bridge-group-revised-report/</loc>
		<lastmod>2010-12-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/revised-actuarial-statement-of-opinion-instructions-of-naic-health-annual-statement-effective-december-31-2010/</loc>
		<lastmod>2011-01-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-irs-on-proposed-hybrid-plan-reguations/</loc>
		<lastmod>2011-01-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-the-internal-revenue-service-regarding-proposed-regulations-for-hybrid-retirement-plans/</loc>
		<lastmod>2011-01-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-smi-rbc-request-2/</loc>
		<lastmod>2011-01-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-report-on-smi-project-6/</loc>
		<lastmod>2011-01-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-report-on-smi-project-4/</loc>
		<lastmod>2011-01-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-report-on-smi-project-3/</loc>
		<lastmod>2011-01-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-report-on-smi-project-2/</loc>
		<lastmod>2011-01-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-report-on-smi-project/</loc>
		<lastmod>2011-01-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-smi-rbc-request/</loc>
		<lastmod>2011-01-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-report-on-smi-project-5/</loc>
		<lastmod>2011-02-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-principles-for-reducing-reliance-on-cra-ratings/</loc>
		<lastmod>2011-02-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-medicare-part-d-survey-request/</loc>
		<lastmod>2011-02-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-systemic-risk-of-non-bank-financial-companies/</loc>
		<lastmod>2011-02-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/nfiwg-summary-of-nonforfeiture-related-public-policy-issues-for-latf/</loc>
		<lastmod>2011-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-practices-relating-to-accounting-for-insurance-pursuant-to-international-financial-reporting-standards/</loc>
		<lastmod>2011-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/tax-wg-report-on-three-year-statutory-transition-period/</loc>
		<lastmod>2011-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-the-class-program/</loc>
		<lastmod>2011-03-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-naic-orsa-proposal/</loc>
		<lastmod>2011-03-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-valuation-for-solvency-purposes/</loc>
		<lastmod>2011-03-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-cra-ratings-document/</loc>
		<lastmod>2011-03-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-iais-paper-icp14-valuation-for-solvency-purposes-2/</loc>
		<lastmod>2011-03-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-on-development-of-new-mortality-tables/</loc>
		<lastmod>2011-03-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/reinsurance-subcommittee-comments-on-insurance-contracts/</loc>
		<lastmod>2011-04-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/an-actuarial-perspective-on-proposals-to-improve-medicares-financial-condition/</loc>
		<lastmod>2011-05-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/fs-rm-apf-to-clarify-issues-in-vm-20-impact-study/</loc>
		<lastmod>2011-05-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-revised-iais-icp-14-valuation-for-solvency-purposes/</loc>
		<lastmod>2011-05-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/annuity-illustration-work-group-letter-on-naic-annuity-disclosure-model-regulation/</loc>
		<lastmod>2011-05-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-to-irs-and-treasury-on-the-definition-of-plan-related-expenses-3/</loc>
		<lastmod>2011-05-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicares-financial-condition-beyond-actuarial-balance-2011/</loc>
		<lastmod>2011-05-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-response-to-blanks-proposal/</loc>
		<lastmod>2011-05-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-response-to-blanks-proposal-2/</loc>
		<lastmod>2011-05-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-irs-and-treasury-on-guidance-on-merger-spinoff-issues-under-ppa/</loc>
		<lastmod>2011-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-amendment-proposal-on-vm-20-to-naic/</loc>
		<lastmod>2011-06-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-irs-on-preparer-tax-identification-number-registration-requirements/</loc>
		<lastmod>2011-06-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/fact-sheet-medicare-shared-savings-program-under-the-affordable-care-act/</loc>
		<lastmod>2011-06-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-sec-on-municipal-advisor-registration/</loc>
		<lastmod>2011-06-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-the-2011-medicare-trustees-report/</loc>
		<lastmod>2011-06-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-treasury-on-metrics-to-monitor-insurance-industry-systemic-risk/</loc>
		<lastmod>2011-06-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-the-reauthorization-of-the-national-flood-insurance-program/</loc>
		<lastmod>2011-06-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/iawg-report-on-c-1-framework/</loc>
		<lastmod>2011-06-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-social-securitys-solvency-2/</loc>
		<lastmod>2011-07-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-on-s-1091-to-senate-banking-committee/</loc>
		<lastmod>2011-07-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/capitol-hill-briefing-weathering-the-storm-placing-the-nfip-on-actuarial-solid-ground/</loc>
		<lastmod>2011-07-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/the-national-flood-insurance-program-past-present-and-future/</loc>
		<lastmod>2011-07-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-the-class-act-at-2011-ncoil-summer-meeting/</loc>
		<lastmod>2011-07-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicaid-rate-setting-101-capitation-rate-development-process-and-considerations/</loc>
		<lastmod>2011-07-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-value-under-the-affordable-care-act/</loc>
		<lastmod>2011-07-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-common-framework-for-supervision-of-internationally-active-insurance-groups-2/</loc>
		<lastmod>2011-07-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-of-the-nonforfeiture-improvement-work-group/</loc>
		<lastmod>2011-08-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-iais-concept-paper-common-framework-for-the-supervision-of-internationally-active-insurance-groups-2/</loc>
		<lastmod>2011-08-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-naic-orsa-guidance-manual-2/</loc>
		<lastmod>2011-08-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-iais-on-comframe-paper/</loc>
		<lastmod>2011-08-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/second-follow-up-letter-to-house-subcommittee-on-academys-social-security-congressional-testimony-2/</loc>
		<lastmod>2011-08-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-exposure-draft-of-credit-for-reinsurance-model-law/</loc>
		<lastmod>2011-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-pbgc-on-unfunded-vested-benefits-calculation/</loc>
		<lastmod>2011-09-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/payout-annuity-team-report-to-latf/</loc>
		<lastmod>2011-09-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/financial-reporting-committee-letter-to-pcaob-on-auditors-report-3/</loc>
		<lastmod>2011-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/financial-reporting-committee-letter-to-pcaob-on-auditors-report-2/</loc>
		<lastmod>2011-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/optional-retrospective-application-of-asu-2010-26-acquisition-costs/</loc>
		<lastmod>2011-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/selecting-and-documenting-mortality-assumptions-for-pensions-2/</loc>
		<lastmod>2011-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-gasb-on-exposure-drafts-on-pension-accounting-and-financial-reporting-by-employers/</loc>
		<lastmod>2011-10-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-irs-and-dol-on-form-5500-schedule-h/</loc>
		<lastmod>2011-10-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/response-to-gasbs-exposure-drafts-3/</loc>
		<lastmod>2011-10-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-pbgc-on-actuarial-implications-of-ppa-for-multiemployer-pension-plans/</loc>
		<lastmod>2011-10-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/response-to-iasb-on-agenda-consultation-2011-paper/</loc>
		<lastmod>2011-10-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/caiwg-analysis-on-contingent-annuities/</loc>
		<lastmod>2011-10-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-naic-orsa-guidance-manual/</loc>
		<lastmod>2011-10-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-progress-of-academy-soa-cancer-claims-cost-tables-work-group/</loc>
		<lastmod>2011-10-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/the-invested-asset-work-group-wrote-a-letter-to-the-naic-life-rbc-working-group-regarding-the-aclis-proposal-on-risk-based-capital-for-commercial-mortgages-2/</loc>
		<lastmod>2011-11-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-naic-own-risk-and-solvency-assessment-orsa-guidance-manual/</loc>
		<lastmod>2011-11-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/the-invested-asset-work-group-wrote-a-letter-to-the-naic-life-rbc-working-group-regarding-the-aclis-proposal-on-risk-based-capital-for-commercial-mortgages/</loc>
		<lastmod>2011-11-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pbgc-response-to-pension-committees-inquiry-2/</loc>
		<lastmod>2011-11-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/on-risk-classification/</loc>
		<lastmod>2011-11-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-letter-to-arizona-insurance-department/</loc>
		<lastmod>2011-11-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-massachusetts-senate-on-amendment-to-h-3535/</loc>
		<lastmod>2011-11-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/mewg-bibliography-updated-december-2011/</loc>
		<lastmod>2011-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/white-paper-on-other-comprehensive-income/</loc>
		<lastmod>2011-12-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/tax-implications-of-proposals-for-structuring-commissioners-mortality-tables-to-include-the-extra-mortality-risk-of-business-not-subject-to-full-underwriting-2/</loc>
		<lastmod>2011-12-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/tax-implications-of-proposals-for-structuring-commissioners-mortality-tables-to-include-the-extra-mortality-risk-of-business-not-subject-to-full-underwriting/</loc>
		<lastmod>2011-12-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/approaches-to-setting-the-discount-rate-for-valuation-of-insurance-contracts-a-discussion-paper-2/</loc>
		<lastmod>2011-12-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-fio-on-modernizing-and-improving-u-s-system-of-insurance-regulation/</loc>
		<lastmod>2011-12-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/approaches-to-setting-the-discount-rate-for-valuation-of-insurance-contracts-a-discussion-paper/</loc>
		<lastmod>2011-12-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-proposed-rule-on-systemically-important-financial-institutions/</loc>
		<lastmod>2011-12-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-defining-contract-boundary-for-insurance-contracts/</loc>
		<lastmod>2011-12-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/contingent-annuity-analysis-presentation/</loc>
		<lastmod>2011-12-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/vm-20-transition-period-apf-3/</loc>
		<lastmod>2012-01-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/vm-20-transition-period-apf/</loc>
		<lastmod>2012-01-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/vm-20-transition-period-apf-2/</loc>
		<lastmod>2012-01-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/maximum-nonforfeiture-interest-rate-apf/</loc>
		<lastmod>2012-01-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/standard-nonforfeiture-law-references-to-mortality-tables-apf/</loc>
		<lastmod>2012-01-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/vm-02-references-to-mortality-tables-apf/</loc>
		<lastmod>2012-01-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/vm-02-transition-period-apf/</loc>
		<lastmod>2012-01-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/contingent-annuity-presentation-comparing-two-different-investment-arrangements/</loc>
		<lastmod>2012-01-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-amendment-to-vm-20-outlining-streamlined-approach-to-mortality/</loc>
		<lastmod>2012-01-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/caiwg-responds-to-questions/</loc>
		<lastmod>2012-02-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/affordable-care-act-what-every-actuary-should-know/</loc>
		<lastmod>2012-02-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/second-health-practice-council-letter-to-arizona-insurance-department/</loc>
		<lastmod>2012-02-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/interest-rate-faq-updated/</loc>
		<lastmod>2012-02-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/interest-rate-faq/</loc>
		<lastmod>2012-02-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-simplified-mortality-amendment-to-latf/</loc>
		<lastmod>2012-02-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-soa-pog-reports-on-new-mortality-tables/</loc>
		<lastmod>2012-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/arwg-report-on-definition-of-deterministic-reserves-in-vm-22/</loc>
		<lastmod>2012-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-amendment-proposal-regarding-vm-20/</loc>
		<lastmod>2012-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/revising-medicares-fee-for-service-benefit-structure/</loc>
		<lastmod>2012-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/nfiwg-quarterly-update/</loc>
		<lastmod>2012-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lifetime-income-webinar-slides-march-7-2012/</loc>
		<lastmod>2012-03-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/risk-classification-and-the-new-academy-monograph/</loc>
		<lastmod>2012-03-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-comments-on-gasbs-preliminary-views-on-economic-condition-reporting-financial-projections-3/</loc>
		<lastmod>2012-04-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/esg-faq-document/</loc>
		<lastmod>2012-04-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-treasury-on-financial-research-advisory-committee/</loc>
		<lastmod>2012-04-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-regarding-appropriate-definition-of-qualified-actuary-related-to-acas-rate-review-provision/</loc>
		<lastmod>2012-04-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-regarding-appropriate-definition-of-qualified-actuary-related-to-acas-rate-review-provision-2/</loc>
		<lastmod>2012-04-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/fs-rm-pbr-review-and-updating-amendment-to-latf/</loc>
		<lastmod>2012-04-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/voter-guide-what-voters-should-know-about-medicare/</loc>
		<lastmod>2012-04-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-proposed-rule-enhanced-prudential-standards-and-early-remediation-requirements-for-covered-companies/</loc>
		<lastmod>2012-04-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-white-paper-the-u-s-national-state-based-system-of-insurance-financial-regulation-and-the-solvency-modernization-initiative-3/</loc>
		<lastmod>2012-04-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/bond-factors-report/</loc>
		<lastmod>2012-05-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-on-proposed-regulations-for-partial-annuity-distribution-options/</loc>
		<lastmod>2012-05-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-soundness/</loc>
		<lastmod>2012-05-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/fs-rm-vm-01-amendment-to-latf/</loc>
		<lastmod>2012-05-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-own-risk-and-solvency-assessment-model-act-2/</loc>
		<lastmod>2012-05-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/sample-slide-deck-without-speaker-notes-updated-5-12-a-guide-to-medicares-financial-challenges-and-options-for-improvement/</loc>
		<lastmod>2012-05-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-on-proposed-revision-to-asop-no-27/</loc>
		<lastmod>2012-05-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/research-brief-design-and-implementation-considerations-of-aca-risk-mitigation-programs/</loc>
		<lastmod>2012-06-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/voter-guide-making-health-care-reform-work-why-broad-participation-is-necessary-updated/</loc>
		<lastmod>2012-06-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-letter-to-soa-on-scale-bb/</loc>
		<lastmod>2012-06-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/health-care-reform-after-the-supreme-court-an-actuarial-perspective/</loc>
		<lastmod>2012-07-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/long-term-care-reform-options/</loc>
		<lastmod>2012-07-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-comframe-draft-for-supervision-of-internationally-active-insurance-groups/</loc>
		<lastmod>2012-07-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/tax-wg-supplemental-report-on-three-year-statutory-transition-period/</loc>
		<lastmod>2012-07-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-proposed-assessment-methodology-for-global-systemically-important-insurers-2/</loc>
		<lastmod>2012-07-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-on-implementation-of-map-21-pension-provisions/</loc>
		<lastmod>2012-08-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/draft-project-plan-to-naic-on-rbc/</loc>
		<lastmod>2012-08-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-regarding-general-revision-of-life-and-annuity-standard-nonforfeiture-laws/</loc>
		<lastmod>2012-08-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-to-naic-on-ltc-valuation-morbidity-tables/</loc>
		<lastmod>2012-08-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-flood-insurance-reform/</loc>
		<lastmod>2012-08-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-draft-of-comframe-for-supervision-of-internationally-active-insurance-groups/</loc>
		<lastmod>2012-08-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-proposed-regulations-on-lump-sum-distributions-when-plan-sponsor-files-bankruptcy/</loc>
		<lastmod>2012-08-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-fio-on-u-s-and-global-reinsurance-market/</loc>
		<lastmod>2012-08-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-caap-regarding-mafpp-discussion-draft/</loc>
		<lastmod>2012-10-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/voter-guide-a-guide-to-analyzing-the-issues-medicare-premium-support/</loc>
		<lastmod>2012-10-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-iasb-insurance-accounting-standard-working-drafts/</loc>
		<lastmod>2012-10-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/ideas-for-ag43-c-3-phase-ii-review-process/</loc>
		<lastmod>2012-10-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/ifrs-update-iasb-fasb-insurance-contracts-project/</loc>
		<lastmod>2012-11-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-measuring-regulatory-financial-success/</loc>
		<lastmod>2012-11-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/implications-for-state-medicaid-expansion-decisions/</loc>
		<lastmod>2012-11-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-possible-ag-33-solution-for-glib-business/</loc>
		<lastmod>2012-11-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/guaranteed-nonforfeiture-basis-factor-assumptions-report/</loc>
		<lastmod>2012-11-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/synthetic-gic-reserve-proposal-2/</loc>
		<lastmod>2012-11-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/guaranteed-nonforfeiture-basis-factor-assumptions-presentation/</loc>
		<lastmod>2012-11-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/long-term-care-actuarial-implications/</loc>
		<lastmod>2012-12-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-proposed-assessment-methodology-for-global-systemically-important-insurers/</loc>
		<lastmod>2012-12-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/an-actuarial-perspective-on-accountable-care-organizations-update/</loc>
		<lastmod>2012-12-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/fact-sheet-medicare-shared-savings-program-and-the-pioneer-aco-program/</loc>
		<lastmod>2012-12-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-proposed-revisions-to-asop-no-25/</loc>
		<lastmod>2012-12-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-december-draft-of-orsa-guidance-manual/</loc>
		<lastmod>2013-01-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-on-academy-soa-cancer-claims-cost-tables-work-group-project/</loc>
		<lastmod>2013-02-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-notice-requirements-under-section-101j-of-erisa/</loc>
		<lastmod>2013-02-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/synthetic-gic-reserve-proposal/</loc>
		<lastmod>2013-02-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/analysis-on-aca-related-potential-risks-to-health-rbc/</loc>
		<lastmod>2013-02-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/a-guide-to-analyzing-medicare-premium-support/</loc>
		<lastmod>2013-02-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/webinar-slides-on-the-relationship-between-medicare-and-private-insurance-provider-payment-rates/</loc>
		<lastmod>2013-02-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/discussion-papers-to-fasb-on-insurance-contracts-issues/</loc>
		<lastmod>2013-03-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/insurance-enterprise-risk-management-practices/</loc>
		<lastmod>2013-03-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/senior-health-fellow-written-testimony-on-medicares-benefit-design/</loc>
		<lastmod>2013-03-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pbr-implementation-and-review-process-presentation-to-ncoil/</loc>
		<lastmod>2013-03-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c1-work-group-request-for-industry-data-from-naic/</loc>
		<lastmod>2013-03-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-deterministic-reserve-amendment-proposal/</loc>
		<lastmod>2013-04-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subgroup-update-on-mortality-tables/</loc>
		<lastmod>2013-04-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/nonforfeiture-modernization-work-group-update/</loc>
		<lastmod>2013-04-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-pre-tax-investment-maintenance-reserve-amendment-proposal/</loc>
		<lastmod>2013-04-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-policy-loan-amendment-proposal/</loc>
		<lastmod>2013-04-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/aggregate-margin-task-force-update/</loc>
		<lastmod>2013-04-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-academy-soa-ltc-valuation-work-group-final-recommendation-to-naic-on-ltc-valuation-table/</loc>
		<lastmod>2013-04-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-to-naic-on-terrorism-risk-insurance/</loc>
		<lastmod>2013-04-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-modeling-efficiency-techniques-in-u-s-life-insurance-industry/</loc>
		<lastmod>2013-04-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/senior-health-fellow-testimony-on-premium-changes-under-the-aca/</loc>
		<lastmod>2013-05-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-presentation-on-pbr-at-naic-financial-summit/</loc>
		<lastmod>2013-05-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-comments-on-asop-no-4/</loc>
		<lastmod>2013-05-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-comments-on-pbgcs-proposed-rule-on-reportable-events/</loc>
		<lastmod>2013-06-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-proposed-regulations-on-ca-workers-comp-self-insurance-plans/</loc>
		<lastmod>2013-06-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/risky-business-living-longer-without-income-for-life-2/</loc>
		<lastmod>2013-06-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-the-2013-medicare-trustees-report/</loc>
		<lastmod>2013-06-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/financial-reporting-implications-under-the-aca/</loc>
		<lastmod>2013-06-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-to-state-legislators-at-ncoil-summer-meeting-on-future-of-flood-insurance-program/</loc>
		<lastmod>2013-07-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/insurance-enterprise-risk-management/</loc>
		<lastmod>2013-07-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-comments-on-proposed-lifetime-income-benefit-statements/</loc>
		<lastmod>2013-08-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/large-group-medical-insurance-reserves-liabilities-and-actuarial-assets/</loc>
		<lastmod>2013-08-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-of-credit-amendment-proposal/</loc>
		<lastmod>2013-08-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-treatment-of-due-premiums-amendment-proposal/</loc>
		<lastmod>2013-08-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/treatment-of-due-premiums-amendment-proposal/</loc>
		<lastmod>2013-08-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/vm-20-scope-amendment-proposal/</loc>
		<lastmod>2013-08-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/aggregate-margin-proposal-for-vm-20/</loc>
		<lastmod>2013-08-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-potential-vm-22-reserve-methodology/</loc>
		<lastmod>2013-08-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-on-nonforfeiture-treatment-of-certain-fixed-deferred-annuities/</loc>
		<lastmod>2013-08-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-guideline-33-non-elective-incidence-reserve-proposal/</loc>
		<lastmod>2013-08-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/financial-reporting-implications-under-the-affordable-care-act-2/</loc>
		<lastmod>2013-08-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cpc-presentation-to-naic-on-property-casualty-insurance-issues/</loc>
		<lastmod>2013-08-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/current-liability-reporting-presentation-at-cipr-summit/</loc>
		<lastmod>2013-08-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/actuarial-standard-of-practice-no-24/</loc>
		<lastmod>2013-08-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-practice-council-letter-on-coordinating-asops-on-retiree-benefits/</loc>
		<lastmod>2013-08-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-interest-rate-generator-frequently-asked-questions/</loc>
		<lastmod>2013-09-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/webinar-slides-minimum-value-and-actuarial-value-determinations-under-the-affordable-care-act/</loc>
		<lastmod>2013-09-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-irs-on-form-5500/</loc>
		<lastmod>2013-09-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-exposure-draft-of-modeling-asop/</loc>
		<lastmod>2013-09-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/erm-committee-comments-on-risk-appetite-paper/</loc>
		<lastmod>2013-09-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-on-proposed-pbgc-regulations-on-premiums-and-reducing-regulatory-burden/</loc>
		<lastmod>2013-10-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-ebsa-on-annual-funding-notice-for-db-plans/</loc>
		<lastmod>2013-10-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pbr-presentation-to-sera-conference/</loc>
		<lastmod>2013-10-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/ltc-presentation-to-sera-conference/</loc>
		<lastmod>2013-10-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comments-on-paper-on-key-attributes-of-regulating-non-banks/</loc>
		<lastmod>2013-10-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/webinar-presentation-deep-dive-into-naic-health-annual-statements-new-exhibit-3a-on-health-care-receivables/</loc>
		<lastmod>2013-10-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comments-on-fasb-insurance-contracts/</loc>
		<lastmod>2013-10-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comments-on-iasb-insurance-contracts/</loc>
		<lastmod>2013-10-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-letter-on-asop-coordination-involving-retirement-benefits/</loc>
		<lastmod>2013-10-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/financial-reporting-implications-under-the-affordable-care-act/</loc>
		<lastmod>2013-11-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/implications-of-changing-aca-rules-regarding-insurance-cancellations-in-the-individual-and-small-group-health-insurance-markets/</loc>
		<lastmod>2013-11-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/longevity-risk-presentation-to-ncoil/</loc>
		<lastmod>2013-11-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-premiums-to-ncoil/</loc>
		<lastmod>2013-11-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-to-iaa-on-comframe-paper/</loc>
		<lastmod>2013-11-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-to-naic-on-comframe-paper/</loc>
		<lastmod>2013-12-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/aca-risk-sharing-mechanisms-the-3rs-risk-adjustment-risk-corridors-and-reinsurance-explained/</loc>
		<lastmod>2013-12-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-to-latf-on-developing-utilization-assumptions-for-glibs/</loc>
		<lastmod>2013-12-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-to-latf-on-treatment-of-glwbs-under-proposed-gpnm-nonforfeiture-approach/</loc>
		<lastmod>2013-12-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-amendment-to-naic-on-direct-iteration-vs-gross-premium-valuation-for-deterministic-reserves/</loc>
		<lastmod>2013-12-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-memo-of-vm-20-spreads-to-latf/</loc>
		<lastmod>2013-12-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/response-to-ny-insurance-dept-on-due-premiums/</loc>
		<lastmod>2013-12-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-to-naic-on-ltc-principle-based-model-2/</loc>
		<lastmod>2013-12-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-on-irs-notice-2013-49-on-updated-mortality-tables/</loc>
		<lastmod>2013-12-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-to-fasb-and-iasb-on-financial-instruments/</loc>
		<lastmod>2014-01-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-to-iaa-on-bcr-paper/</loc>
		<lastmod>2014-01-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-senators-on-modifying-biggert-waters-law/</loc>
		<lastmod>2014-01-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/solvency-committee-comments-to-naic-on-bcr-paper/</loc>
		<lastmod>2014-01-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-letter-to-fio-urging-inclusion-of-actuaries-on-federal-advisory-committee/</loc>
		<lastmod>2014-01-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-letter-to-fio-urging-inclusion-of-actuaries-on-federal-advisory-committee-2/</loc>
		<lastmod>2014-01-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/spreadsheet-for-the-naic-life-actuarial-task-force-that-illustrates-potential-nonforfeiture-benefits-for-guaranteed-lifetime-withdrawal-benefits-contained-in-fixed-deferred-annuities-based-on-the-work/</loc>
		<lastmod>2014-01-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/erm-committee-comments-to-fsb-on-risk-culture-guidance/</loc>
		<lastmod>2014-01-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-comments-on-asop-no-35/</loc>
		<lastmod>2014-01-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-congressional-testimony-on-insurance-modernization/</loc>
		<lastmod>2014-02-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-congressional-testimony-on-aca-risk-corridors/</loc>
		<lastmod>2014-02-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/revised-amendment-proposal-on-due-premiums-in-vm-20/</loc>
		<lastmod>2014-02-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-letter-to-fasb-on-discount-rate/</loc>
		<lastmod>2014-02-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-academy-soa-work-group-report-on-ltc-valuation-table/</loc>
		<lastmod>2014-02-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/essential-elements-long-term-care-financing/</loc>
		<lastmod>2014-02-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-house-on-modifying-biggert-waters-law/</loc>
		<lastmod>2014-02-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-temporary-nondiscrimination-relief-for-closed-defined-benefit-plans/</loc>
		<lastmod>2014-02-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-the-orsa-guidance-manual/</loc>
		<lastmod>2014-03-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/putting-a-premium-on-health-the-affordable-care-act-amp-underwriting/</loc>
		<lastmod>2014-03-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-congressional-testimony-on-capital-regulation-for-insurers/</loc>
		<lastmod>2014-03-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-naic-on-impact-of-3rs-on-health-rbc/</loc>
		<lastmod>2014-03-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/aom-communication-improvement-report/</loc>
		<lastmod>2014-03-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/caiwg-response-to-questions-from-the-naic/</loc>
		<lastmod>2014-03-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/due-premium-treatment-amendment-proposal/</loc>
		<lastmod>2014-03-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-to-naic-on-medicare-supplement-refund-formula-review/</loc>
		<lastmod>2014-03-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-on-the-nonforfeiture-modernization-work-group/</loc>
		<lastmod>2014-03-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/minimum-value-and-actuarial-value-determinations-under-affordable-care-act/</loc>
		<lastmod>2014-04-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-orsa-exam-guidance/</loc>
		<lastmod>2014-05-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-updating-rbc-requirements-for-interest-rate-risk/</loc>
		<lastmod>2014-05-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-comments-on-rp-2014-mortality-tables/</loc>
		<lastmod>2014-05-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-ncoil-on-international-priorities/</loc>
		<lastmod>2014-06-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/drivers-of-2015-health-insurance-premium-changes-updated/</loc>
		<lastmod>2014-06-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-congress-on-insurance-capital-standards-clarification-act-of-2014/</loc>
		<lastmod>2014-06-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-iaa-on-iais-insurance-capital-standard-memo/</loc>
		<lastmod>2014-06-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-naic-on-medicare-part-d-rbc-factors/</loc>
		<lastmod>2014-06-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c-3-work-group-recommendation-on-rbc-interest-rate-risk/</loc>
		<lastmod>2014-06-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-congressional-testimony-on-the-aca-3rs/</loc>
		<lastmod>2014-06-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-letter-to-fasb-on-targeted-improvements/</loc>
		<lastmod>2014-06-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-at-ncoil-summer-meeting-on-role-of-private-market-in-flood-insurance/</loc>
		<lastmod>2014-07-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-second-orsa-exam-guidance-draft/</loc>
		<lastmod>2014-07-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-essential-elements-paper-on-social-security/</loc>
		<lastmod>2014-07-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/solvency-committee-comments-to-naic-on-revised-bcr-proposal/</loc>
		<lastmod>2014-08-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/solvency-committee-comments-to-iaa-on-revised-bcr-proposal/</loc>
		<lastmod>2014-08-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/ag33-non-elective-task-force-letter-on-ag33/</loc>
		<lastmod>2014-08-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/nonforfeiture-modernization-work-group-report-2/</loc>
		<lastmod>2014-08-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-letter-to-irs-and-treasury-regarding-hafta-guidance/</loc>
		<lastmod>2014-08-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-letter-to-iasb-on-treatment-of-participating-contracts/</loc>
		<lastmod>2014-09-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-securities-listed-by-the-securities-valuation-office/</loc>
		<lastmod>2014-09-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-principles-for-insurance-group-solvency-and-capital-standards/</loc>
		<lastmod>2014-09-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/erm-orsa-committee-actuaries-and-orsa-overview/</loc>
		<lastmod>2014-09-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-raas-updated-proposal-on-reinsurance-credit-risk/</loc>
		<lastmod>2014-10-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-to-cipr-on-actuaries-climate-index/</loc>
		<lastmod>2014-10-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/exposure-draft-profits-followed-by-losses/</loc>
		<lastmod>2014-10-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-insurance-group-solvency-and-capital-standards/</loc>
		<lastmod>2014-10-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-iasb-on-macro-hedging-discussion-paper/</loc>
		<lastmod>2014-10-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-auditing-accounting-estimates-and-fair-value-measurements-paper/</loc>
		<lastmod>2014-10-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c-3-work-group-instructions-and-spreadsheet-for-cte-90-calculation/</loc>
		<lastmod>2014-11-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-importance-of-actuaries-in-protecting-solvency/</loc>
		<lastmod>2014-11-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-uniform-application-checklist-for-certified-reinsurers/</loc>
		<lastmod>2014-11-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/synthetic-gic-model-regulation-proposed-changes/</loc>
		<lastmod>2014-11-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/synthetic-gic-reserve-supplemental-proposal/</loc>
		<lastmod>2014-11-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-asb-on-public-pension-plan-funding/</loc>
		<lastmod>2014-11-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/solvency-committee-congressional-testimony-on-international-capital-regulations/</loc>
		<lastmod>2014-11-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-reinsurance-and-ceding-commissions-proposal/</loc>
		<lastmod>2014-11-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/frc-comments-on-short-duration-contracts-disclosures/</loc>
		<lastmod>2014-11-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-to-congress-on-insurance-capital-standards-bill/</loc>
		<lastmod>2014-12-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-group-capital-methodologies/</loc>
		<lastmod>2014-12-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/council-comments-to-fsb-on-insurer-recovery-and-resolution-proposal/</loc>
		<lastmod>2014-12-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-gao-on-global-capital-standards/</loc>
		<lastmod>2014-12-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-letter-to-irs-regarding-hybrid-plans/</loc>
		<lastmod>2014-12-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-iasb-on-participating-contracts/</loc>
		<lastmod>2014-12-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-letter-to-naic-on-principles-for-sound-actuarial-guideline-for-illustrations/</loc>
		<lastmod>2015-01-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-letter-to-pbgc-regarding-late-retirement-actuarial-equivalence/</loc>
		<lastmod>2015-01-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/legislation-in-brief-on-standard-valuation-law-and-pbr/</loc>
		<lastmod>2015-01-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-recommendations-for-changes-to-rate-review-instructions/</loc>
		<lastmod>2015-01-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-comment-letter-to-irs-and-treasury-on-irc-section-436/</loc>
		<lastmod>2015-02-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-letter-to-irs-regarding-mortality-tables/</loc>
		<lastmod>2015-02-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-iais-on-global-insurance-capital-standard/</loc>
		<lastmod>2015-02-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-comment-letter-to-asb-on-modeling-standards/</loc>
		<lastmod>2015-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/potential-implications-of-the-small-group-definition-expanding-to-employers-with-51-100-employees/</loc>
		<lastmod>2015-03-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-fsoc-on-insurance-asset-management-products/</loc>
		<lastmod>2015-03-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-ltc-principle-based-model-update-to-naic/</loc>
		<lastmod>2015-03-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/nonforfeiture-modernization-work-group-report/</loc>
		<lastmod>2015-03-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-to-naic-on-ltc-terminations/</loc>
		<lastmod>2015-03-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-update-to-naic-on-ltc-credibility-monograph/</loc>
		<lastmod>2015-03-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/multiemployer-subcommittee-comment-letter-to-pbgc-on-partitions-and-facilitated-mergers/</loc>
		<lastmod>2015-04-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/multiemployer-subcommittee-comment-letter-to-irs-and-treasury-on-benefit-suspensions/</loc>
		<lastmod>2015-04-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-fio-on-u-s-gaap-loss-recognition-testing-and-icp-14/</loc>
		<lastmod>2015-04-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-testimony-on-aca-mandates/</loc>
		<lastmod>2015-04-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/solvency-committee-congressional-testimony-on-international-insurance-regulations/</loc>
		<lastmod>2015-04-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/solvency-committee-testimony-to-senate-on-insurance-capital-proposals/</loc>
		<lastmod>2015-04-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-fasb-on-bifurcated-embedded-derivatives/</loc>
		<lastmod>2015-04-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-to-iais-on-conduct-of-business-risk-draft-paper/</loc>
		<lastmod>2015-05-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-iais-on-insurance-core-principle-8/</loc>
		<lastmod>2015-05-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/implications-of-proposed-changes-to-the-aca-in-response-to-king-v-burwell/</loc>
		<lastmod>2015-05-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-on-asb-exposure-draft-on-risks-in-measuring-pension-obligations-and-determining-pension-plan-contributions/</loc>
		<lastmod>2015-05-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-comments-on-asb-exposure-draft-on-risks-in-measuring-pension-obligations-and-determining-pension-plan-contributions/</loc>
		<lastmod>2015-06-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/address-health-care-cost-growth-in-medicare-a-framework/</loc>
		<lastmod>2015-06-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/gaap-accounting-for-profits-followed-by-losses-in-long-duration-contracts/</loc>
		<lastmod>2015-06-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/selecting-and-documenting-mortality-assumptions-for-pensions-3/</loc>
		<lastmod>2015-06-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/recommended-edits-to-model-regulation-695-on-gics/</loc>
		<lastmod>2015-06-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/finreg-letter-to-congress-on-fsoc-annual-report/</loc>
		<lastmod>2015-06-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-report-on-rsm-uses-for-annuity-reserves/</loc>
		<lastmod>2015-06-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-federal-reserve-on-moce/</loc>
		<lastmod>2015-07-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-comments-on-irs-mortality-table-release-date/</loc>
		<lastmod>2015-07-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-asb-on-capital-adequacy-assessment-discussion-draft/</loc>
		<lastmod>2015-07-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-fasb-on-retrospective-unlocking-in-long-duration-contracts/</loc>
		<lastmod>2015-07-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicare-at-50-is-it-sustainable-for-50-more-years/</loc>
		<lastmod>2015-07-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-iais-on-higher-loss-absorbency-proposal/</loc>
		<lastmod>2015-08-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-group-capital-standards/</loc>
		<lastmod>2015-08-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-irs-and-treasury-on-suspension-of-benefits/</loc>
		<lastmod>2015-08-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/addendum-compliance-with-actuarial-guideline-xlix/</loc>
		<lastmod>2015-08-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-reinsurer-passporting/</loc>
		<lastmod>2015-09-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-fasb-on-limiting-unlocking-assumptions-on-insurance-contracts/</loc>
		<lastmod>2015-09-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-pbgc-on-4010-reporting-requirements/</loc>
		<lastmod>2015-09-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/solvency-committee-congressional-testimony-on-domestic-insurance-regulations-2/</loc>
		<lastmod>2015-09-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/modeled-reserve-amendment-proposal/</loc>
		<lastmod>2015-10-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/long-term-care-insurance-portability/</loc>
		<lastmod>2015-10-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-naic-on-group-capital-calculation-recommendation/</loc>
		<lastmod>2015-10-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/international-perspective-on-long-term-care/</loc>
		<lastmod>2015-10-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-update-on-evaluation-of-asset-risk-in-hrbc-formula/</loc>
		<lastmod>2015-11-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/arwg-non-variable-annuity-pbr-update-to-latf-3/</loc>
		<lastmod>2015-11-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-academy-soa-update-on-guaranteed-issue-simplified-issue-and-preneed/</loc>
		<lastmod>2015-11-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/idtwg-updates-incidence-modifies-for-life-reserve-calculations/</loc>
		<lastmod>2015-11-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/ltctwg-report-on-terminations-for-ltc-insurance/</loc>
		<lastmod>2015-11-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-update-on-cancer-claims-cost-tables-project/</loc>
		<lastmod>2015-11-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-iaa-on-erm-white-paper/</loc>
		<lastmod>2015-11-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-final-report-to-naic-on-ltc-principle-based-model/</loc>
		<lastmod>2016-01-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-iais-on-ntni-consultation-document/</loc>
		<lastmod>2016-01-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/erm-orsa-committee-overview-on-orsa-reports/</loc>
		<lastmod>2016-02-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-gasb-on-pension-issues-exposure-draft/</loc>
		<lastmod>2016-02-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/white-paper-exposure-draft-on-issues-in-implementing-fasb-short-duration-contract-disclosures/</loc>
		<lastmod>2016-02-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-fasb-on-fair-value-measurement-disclosure-framework/</loc>
		<lastmod>2016-02-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/exposure-draft-quantifying-risk-exposures-for-orsa-reports/</loc>
		<lastmod>2016-03-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-senate-finance-committee-on-multiemployer-pension-plan-issues/</loc>
		<lastmod>2016-03-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/ltc-pbr-work-group-presentation-to-naics-long-term-care-actuarial-working-group/</loc>
		<lastmod>2016-04-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-issue-paper-on-aca-risk-adjustment-program/</loc>
		<lastmod>2016-04-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-report-to-naics-health-risk-based-capital-e-work-group/</loc>
		<lastmod>2016-04-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/selecting-investment-return-assumptions-based-on-anticipated-future-experience/</loc>
		<lastmod>2016-04-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-irs-on-nondiscrimination-regulations/</loc>
		<lastmod>2016-04-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/understanding-premium-rate-increases-on-private-long-term-care-insurance-policyholders/</loc>
		<lastmod>2016-06-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/solvency-committee-comments-on-operational-risk-2016-factors/</loc>
		<lastmod>2016-06-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-comments-on-2017-applicable-mortality-tables/</loc>
		<lastmod>2016-06-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-academy-soa-group-update-on-guaranteed-issue-and-preneed-mortality/</loc>
		<lastmod>2016-06-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-comments-on-late-premium-payment-relief/</loc>
		<lastmod>2016-06-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicares-financial-condition-beyond-actuarial-balance-6/</loc>
		<lastmod>2016-06-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/quantifying-risk-exposures-for-orsa-reports-2/</loc>
		<lastmod>2016-06-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-comments-on-improving-availability-of-irs-actuaries-with-the-profession/</loc>
		<lastmod>2016-07-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/multiemployer-subcommittee-comments-on-mergers-and-transfers-between-plans/</loc>
		<lastmod>2016-08-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comments-on-feds-proposed-rule-on-enhanced-prudential-standards-2/</loc>
		<lastmod>2016-08-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-experience-committee-update-on-guaranteed-issue-and-preneed-mortality/</loc>
		<lastmod>2016-08-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/arwg-non-variable-annuity-pbr-update-to-latf-2/</loc>
		<lastmod>2016-08-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/longevity-risk-task-force-update-to-latf/</loc>
		<lastmod>2016-08-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-rbc-risk-factors-for-medicare-part-d-coverage/</loc>
		<lastmod>2016-08-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-on-proposed-2016-cancer-claim-cost-valuation-tables/</loc>
		<lastmod>2016-08-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-senate-aging-committee-on-open-multiple-employer-plans/</loc>
		<lastmod>2016-09-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letters-to-congress-on-aca-individual-mandate/</loc>
		<lastmod>2016-09-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-iais-on-risk-based-global-ics-consultation-document/</loc>
		<lastmod>2016-10-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pc-comments-to-asb-on-proposed-modeling-asop/</loc>
		<lastmod>2016-10-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-naic-staff-memo-on-group-capital-calculation-2/</loc>
		<lastmod>2016-10-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-groups-comment-letter-to-asb-on-risk-assessment-and-disclosure-asop/</loc>
		<lastmod>2016-10-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-makes-longevity-risk-presentation-to-fsoc/</loc>
		<lastmod>2016-11-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/essential-criteria-for-long-term-care-financing-reform-proposals/</loc>
		<lastmod>2016-11-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-testimony-at-congressional-hearing-on-long-term-care/</loc>
		<lastmod>2016-11-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subgroup-releases-model-governance-checklist/</loc>
		<lastmod>2016-12-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-on-naic-form-f-guidance-manual-exposure-draft/</loc>
		<lastmod>2016-12-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letters-to-congress-on-aca-repeal-without-replace/</loc>
		<lastmod>2016-12-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-updates-latf-on-rbc-longevity-risk-issues/</loc>
		<lastmod>2016-12-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/arwg-provides-non-variable-pbr-update-to-latf/</loc>
		<lastmod>2016-12-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-experience-committee-provides-update-on-simplified-issue-and-accelerated-underwriting/</loc>
		<lastmod>2016-12-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-experience-committee-provides-update-on-guaranteed-issue-and-preneed-mortality/</loc>
		<lastmod>2016-12-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/white-paper-on-considerations-in-implementing-the-fasb-short-duration-contract-disclosures/</loc>
		<lastmod>2016-12-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-on-c1-factors-provided-to-latf/</loc>
		<lastmod>2016-12-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-fasb-on-targeted-improvements-to-the-accounting-for-long-duration-contracts/</loc>
		<lastmod>2016-12-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-asb-on-capital-adequacy-assessment-exposure-draft-2/</loc>
		<lastmod>2017-01-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-irs-on-present-value-requirements-for-db-plan-distributions/</loc>
		<lastmod>2017-02-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-pbgc-on-two-pool-withdrawal-liability-methods/</loc>
		<lastmod>2017-02-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-iaa-on-risk-adjustment-educational-monograph-exposure-draft/</loc>
		<lastmod>2017-02-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/proposed-approaches-to-medicaid-funding/</loc>
		<lastmod>2017-03-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-notes-from-meeting-with-treasury-labor-and-pbgc/</loc>
		<lastmod>2017-03-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-irs-on-proposed-update-to-mortality-tables/</loc>
		<lastmod>2017-03-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/report-to-latf-on-guaranteed-issue-mortality-tables/</loc>
		<lastmod>2017-04-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-potential-legislative-and-administrative-actions-to-the-affordable-care-act/</loc>
		<lastmod>2017-04-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-an-evaluation-of-the-individual-health-insurance-market/</loc>
		<lastmod>2017-04-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/monograph-on-issues-surrounding-national-flood-insurance-program/</loc>
		<lastmod>2017-04-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/model-governance-practice-note/</loc>
		<lastmod>2017-04-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/steps-toward-a-more-sustainable-individual-health-insurance-market/</loc>
		<lastmod>2017-04-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-asb-on-setting-assumptions-exposure-draft/</loc>
		<lastmod>2017-04-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-asb-on-setting-assumptions-asop-draft/</loc>
		<lastmod>2017-05-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/credit-for-life-reinsurance-in-u-s-statutory-financial-statements-exposure-draft/</loc>
		<lastmod>2017-05-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-iais-on-revised-insurance-core-principles-and-comframe-material/</loc>
		<lastmod>2017-05-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/how-changes-to-health-insurance-market-rules-would-affect-risk-adjustment/</loc>
		<lastmod>2017-05-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-apf-on-vm-20-language-on-policy-loans-and-separate-account-assets/</loc>
		<lastmod>2017-05-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-irs-and-treasury-on-projection-of-cash-balance-benefits/</loc>
		<lastmod>2017-05-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-principle-based-reserves-under-vm-20/</loc>
		<lastmod>2017-05-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comments-to-u-s-house-leadership-on-the-financial-choice-act-of-2017/</loc>
		<lastmod>2017-05-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-to-naic-on-group-capital-calculation-adjustments/</loc>
		<lastmod>2017-05-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-the-academy-and-health-care-reform/</loc>
		<lastmod>2017-06-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-ltc-essential-criteria/</loc>
		<lastmod>2017-06-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/congressional-briefing-on-flood-insurance/</loc>
		<lastmod>2017-06-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-report-to-latf-on-nonforfeiture-modernization/</loc>
		<lastmod>2017-07-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-to-federal-reserve-board-on-regulatory-capital-requirements-for-life-insurers/</loc>
		<lastmod>2017-07-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/risk-pooling-how-health-insurance-in-the-individual-market-works/</loc>
		<lastmod>2017-07-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-u-s-house-financial-services-committee-on-the-financial-stability-oversight-council-insurance-member-continuity-act/</loc>
		<lastmod>2017-07-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-interest-rate-generator-frequently-asked-questions-faq/</loc>
		<lastmod>2017-07-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/cost-sharing-reductions-what-are-they-and-why-do-they-need-to-be-funded/</loc>
		<lastmod>2017-07-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-senate-on-aca-individual-mandate/</loc>
		<lastmod>2017-07-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-amendment-proposal-form-on-guaranteed-issue-under-current-requirements/</loc>
		<lastmod>2017-08-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-amendment-proposal-form-on-guaranteed-issue-under-pbr-requirements/</loc>
		<lastmod>2017-08-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-experience-committee-report-on-simplified-issue-composite-mortality-tables/</loc>
		<lastmod>2017-08-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-congressman-on-incentives-for-annuities/</loc>
		<lastmod>2017-08-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-erisa-advisory-council-on-annual-funding-notice-under-erisa-section-101f/</loc>
		<lastmod>2017-08-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-pcaob-on-proposed-amendments-to-auditors-use-of-the-work-of-specialists-2/</loc>
		<lastmod>2017-08-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-u-s-senate-committee-on-banking-housing-and-urban-affairs-on-the-financial-stability-oversight-council-insurance-member-continuity-act/</loc>
		<lastmod>2017-08-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-u-s-senate-committee-on-banking-housing-and-urban-affairs-on-the-international-insurance-capital-standards-accountability-act-of-2017/</loc>
		<lastmod>2017-08-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-naic-staff-memo-on-group-capital-calculation/</loc>
		<lastmod>2017-09-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-senate-help-committee-on-stabilization/</loc>
		<lastmod>2017-09-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/asset-adequacy-analysis-2/</loc>
		<lastmod>2017-09-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-the-american-institute-of-certified-public-accountants-on-asc-960-calculations/</loc>
		<lastmod>2017-10-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-position-statement-on-lifetime-income/</loc>
		<lastmod>2017-10-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/council-letter-to-u-s-house-of-representatives-on-flood-insurance-legislation/</loc>
		<lastmod>2017-11-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-ltc-to-ncoil/</loc>
		<lastmod>2017-11-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-pbgc-on-proposed-modifications-to-2017-form-5500-schedule-mb/</loc>
		<lastmod>2017-11-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-practice-council-update-to-latf/</loc>
		<lastmod>2017-11-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-experience-committee-presentation-on-gi-and-si-tables/</loc>
		<lastmod>2017-11-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-fasb-on-proposed-updates-to-market-risk-benefits-in-the-accounting-for-long-duration-contracts/</loc>
		<lastmod>2017-12-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subgroup-amendment-proposal-form-to-naic-on-vm-01/</loc>
		<lastmod>2018-01-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-comments-to-naic-on-big-data-exposures/</loc>
		<lastmod>2018-01-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-u-s-senate-on-economic-growth-regulatory-relief-and-consumer-protection-act/</loc>
		<lastmod>2018-01-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-insurance-illustrations-application-of-the-naic-life-insurance-illustrations-model-regulation-and-actuarial-standard-of-practice-no-24-2/</loc>
		<lastmod>2018-01-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-iais-on-revised-insurance-core-principle-16-enterprise-risk-management-for-solvency-purposes/</loc>
		<lastmod>2018-01-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/credit-for-life-reinsurance-in-u-s-statutory-financial-statements/</loc>
		<lastmod>2018-02-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-iais-on-activities-based-approach-to-systemic-risk-interim-consultation-paper/</loc>
		<lastmod>2018-02-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-amendment-proposal-form-on-changes-to-vm-20/</loc>
		<lastmod>2018-02-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-to-asb-on-capital-adequacy-assessment-exposure-draft/</loc>
		<lastmod>2018-03-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-joint-select-committee-on-solvency-of-multiemployer-pension-plans/</loc>
		<lastmod>2018-03-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/statutory-reserving-for-group-long-term-disability-income-insurance/</loc>
		<lastmod>2018-03-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-comparing-workers-comp-rates-between-states/</loc>
		<lastmod>2018-03-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/questions-for-consideration-by-ifrs-transition-resource-group-for-ifrs-17-insurance-contracts/</loc>
		<lastmod>2018-03-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-update-to-naic-on-academy-pbr-governance/</loc>
		<lastmod>2018-03-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-to-naic-on-aci-and-acri/</loc>
		<lastmod>2018-03-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-update-to-naic-on-tax-reform-effects-on-life-rbc/</loc>
		<lastmod>2018-03-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-apf-on-vm-20-section-3-c/</loc>
		<lastmod>2018-04-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/loan-programs-for-underfunded-multiemployer-plans/</loc>
		<lastmod>2018-05-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-insurance-tax-reserve-method-frequently-asked-questions-faq/</loc>
		<lastmod>2018-05-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-letter-to-naic-on-castf-attestation-charge/</loc>
		<lastmod>2018-05-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-apf-on-vm-20-iul-index-returns/</loc>
		<lastmod>2018-05-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/big-data-and-the-role-of-the-actuary-2/</loc>
		<lastmod>2018-06-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/joint-select-committee-on-solvency-of-multiemployer-pension-plans-hearing-the-history-and-structure-of-the-multiemployer-pension-system-responses-for-the-record/</loc>
		<lastmod>2018-06-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/the-ahp-short-term-duration-and-hra-rules-whats-the-latest/</loc>
		<lastmod>2018-06-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/the-ahp-short-term-duration-and-hra-rules-whats-the-latest/</loc>
		<lastmod>2018-06-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/revised-apf-on-aggregation-of-mortality-segments/</loc>
		<lastmod>2018-06-26T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/letter-to-congress-on-the-lifetime-income-disclosure-act/</loc>
		<lastmod>2018-07-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/discussion-draft-of-joint-p-c-health-report-on-health-specific-considerations/</loc>
		<lastmod>2018-07-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-notes-from-meeting-with-treasury-labor-and-pbgc/</loc>
		<lastmod>2018-07-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-experience-committee-update-to-naic/</loc>
		<lastmod>2018-08-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-update-to-naic-on-longevity-risk-survey/</loc>
		<lastmod>2018-08-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-update-to-naic-on-pbr-governance/</loc>
		<lastmod>2018-08-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-update-to-lrbc/</loc>
		<lastmod>2018-08-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-guidance-document-on-interpretation-of-lrbc-results/</loc>
		<lastmod>2018-09-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-revised-apf-on-aggregation-of-mortality-segments/</loc>
		<lastmod>2018-09-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/valuing-benefits-payable-as-a-lump-sum-2/</loc>
		<lastmod>2018-09-20T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/follow-up-letter-to-joint-select-committee-on-solvency-of-multiemployer-pension-plans/</loc>
		<lastmod>2018-09-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-revised-apf-on-mortality-experience-assumptions/</loc>
		<lastmod>2018-10-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/considerations-for-treatment-of-past-losses-in-long-term-care-insurance-rate-increase-requests/</loc>
		<lastmod>2018-10-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pbr-governance-update-to-latf/</loc>
		<lastmod>2018-11-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/svl-interest-rate-modernization-update-to-latf/</loc>
		<lastmod>2018-11-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/update-to-naic-ltc-actuarial-working-group/</loc>
		<lastmod>2018-11-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-on-life-insurance-online-guide-webpage/</loc>
		<lastmod>2018-11-27T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-principle-based-reserves-pbr-under-vm-20-2019-updated/</loc>
		<lastmod>2019-01-16T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pbr-assumptions-resource-manual/</loc>
		<lastmod>2019-01-28T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/long-term-care-insurance-practice-note-2/</loc>
		<lastmod>2019-01-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comment-letter-on-the-use-of-the-terms-actuary-and-qualified-actuary/</loc>
		<lastmod>2019-02-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-insurance-illustrations-application-of-the-naic-life-insurance-illustrations-model-regulation-and-actuarial-standard-of-practice-no-24/</loc>
		<lastmod>2019-02-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-comment-letter-to-castf-on-draft-p-c-2019-statement-of-actuarial-opinion-instructions/</loc>
		<lastmod>2019-02-14T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-experience-committee-comment-letter-to-naic-on-questions-raised-during-naic-fall-2018-national-meeting/</loc>
		<lastmod>2019-02-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-to-naic-on-exposed-guidance-document/</loc>
		<lastmod>2019-02-18T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/valuing-benefits-payable-as-a-lump-sum/</loc>
		<lastmod>2019-02-21T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/medicaid-and-long-term-care-insurance/</loc>
		<lastmod>2019-02-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/expanding-access-to-public-insurance-plans/</loc>
		<lastmod>2019-03-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comment-letter-to-naic-on-exposed-questions/</loc>
		<lastmod>2019-03-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-letter-to-naic-on-importance-of-principle-based-approach-for-life-insurance/</loc>
		<lastmod>2019-03-19T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-update-on-svl-interest-rate-modernization-to-naic/</loc>
		<lastmod>2019-04-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/arwg-update-at-naic-spring-2019-national-meeting/</loc>
		<lastmod>2019-04-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-reserves-work-group-presentation-at-naic-spring-2019-national-meeting/</loc>
		<lastmod>2019-04-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-update-on-pbr-governance-at-naic-spring-2019-national-meeting/</loc>
		<lastmod>2019-04-05T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/c-2-work-group-update-at-naic-spring-2019-national-meeting/</loc>
		<lastmod>2019-04-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/longevity-risk-task-force-update-at-naic-spring-2019-national-meeting/</loc>
		<lastmod>2019-04-07T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-comments-on-exposure-draft-of-ian-100-on-application-of-ifrs-17-insurance-contracts/</loc>
		<lastmod>2019-04-30T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comment-letter-on-proposed-modeling-asop/</loc>
		<lastmod>2019-05-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/task-force-letter-on-fsoc-regulation-of-nonbank-financial-companies/</loc>
		<lastmod>2019-05-13T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-comments-to-asb-on-modeling-asop/</loc>
		<lastmod>2019-05-15T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-practice-note-on-model-risk-management/</loc>
		<lastmod>2019-05-17T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/council-letter-to-congressional-committee-regarding-hearing-on-single-payer-health-care/</loc>
		<lastmod>2019-05-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/erm-orsa-committee-comment-letter-on-asop-no-22-exposure/</loc>
		<lastmod>2019-05-29T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/deciphering-the-different-options-to-expand-public-coverage/</loc>
		<lastmod>2019-06-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-update-on-review-of-life-mortality-rbc/</loc>
		<lastmod>2019-06-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-white-paper-on-estimating-the-uncollectible-reinsurance-reserve-for-p-c-companies/</loc>
		<lastmod>2019-07-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-comments-on-proposed-qualifications-changes/</loc>
		<lastmod>2019-07-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-on-second-exposure-draft-of-the-setting-assumptions-asop/</loc>
		<lastmod>2019-07-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/council-comments-to-actuarial-standards-board-on-setting-assumptions/</loc>
		<lastmod>2019-07-31T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/arwg-update-at-naic-summer-2019-national-meeting/</loc>
		<lastmod>2019-08-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/svl-interest-rate-modernization-work-group-update-at-naic-summer-2019-national-meeting/</loc>
		<lastmod>2019-08-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-update-on-yrt-field-test-at-naic-summer-2019-national-meeting/</loc>
		<lastmod>2019-08-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/presentation-on-ltc-valuation-work-group-update-to-naic/</loc>
		<lastmod>2019-08-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/academy-pbr-governance-update-at-naic-summer-2019-national-meeting/</loc>
		<lastmod>2019-08-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrwg-update-at-naic-summer-2019-national-meeting/</loc>
		<lastmod>2019-08-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lrtf-update-and-correlation-recommendation-at-naic-summer-2019-national-meeting/</loc>
		<lastmod>2019-08-03T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-comments-to-soa-on-pri-2012-exposure-draft/</loc>
		<lastmod>2019-08-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/subcommittee-comments-to-naic-health-risk-based-capital-working-group/</loc>
		<lastmod>2019-09-04T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-notes-from-meeting-with-treasury-pbgc-and-dol/</loc>
		<lastmod>2019-09-06T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/comments-from-committees-on-asop-27-and-35-exposure-drafts/</loc>
		<lastmod>2019-09-09T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/surprise-medical-bills-an-overview-of-the-problem-and-approaches-to-address-it/</loc>
		<lastmod>2019-09-10T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/committee-letter-to-ebsa-regarding-erisa-advisory-council-report/</loc>
		<lastmod>2019-09-11T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/lpc-update-on-yrt-field-test-to-latf/</loc>
		<lastmod>2019-09-12T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/life-experience-committee-mortality-improvement-scale-recommendation-report-to-naic/</loc>
		<lastmod>2019-09-24T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/telehealtha-digital-communication-approach-to-improving-health/</loc>
		<lastmod>2019-09-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/financial-reporting-committee-letter-to-iasb/</loc>
		<lastmod>2019-09-25T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pbr-checklist/</loc>
		<lastmod>2019-10-23T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/pension-committee-releases-variable-annuity-practice-note/</loc>
		<lastmod>2019-11-01T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/longevity-risk-task-force-letter-and-rbc-blank/</loc>
		<lastmod>2019-11-22T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/long-term-care-ltc-combination-product-valuation-practice-note/</loc>
		<lastmod>2019-12-02T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/resources/work-group-update-on-yrt-field-test/</loc>
		<lastmod>2019-12-05T00:00:00+00:00</lastmod>
	</url>
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