<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//actuary.org/wp-content/plugins/wordpress-seo/css/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://actuary.org/publication-issue/oxley-baker-introduce-terrorism-risk-protection-act-in-house-financial-services-committee-passes-bill-with-bipartisan-support-november-8-2001/</loc>
		<lastmod>2001-11-08T00:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuary-to-congressional-panel-increase-the-social-security-retirement-age/</loc>
		<lastmod>2011-08-01T18:00:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/national-flood-insurance-program-in-the-spotlight-at-upcoming-actuaries-briefing/</loc>
		<lastmod>2011-08-02T01:19:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuary-to-testify-to-congressional-subcommittee-on-social-securitys-finances/</loc>
		<lastmod>2011-08-02T01:24:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/letter-to-the-editor-of-national-underwriter-life-health-responding-to-lepr-develops-life-expectancy-estimation-standards-published-on-may-4/</loc>
		<lastmod>2011-08-02T01:26:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-briefing-to-focus-on-medicares-financial-issues-and-reform-options/</loc>
		<lastmod>2011-08-02T01:27:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-briefing-to-highlight-social-securitys-financial-condition-and-solutions/</loc>
		<lastmod>2011-08-02T01:32:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-set-to-discuss-financial-condition-of-medicare-and-social-security/</loc>
		<lastmod>2011-08-02T01:34:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-removing-individual-coverage-mandate-would-require-alternatives/</loc>
		<lastmod>2011-08-02T01:37:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-present-briefing-on-retirement-risk/</loc>
		<lastmod>2011-08-02T01:39:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuary-to-testify-at-congressional-hearing-on-the-class-act/</loc>
		<lastmod>2011-08-02T01:40:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-to-host-2011-enrolled-actuaries-meeting/</loc>
		<lastmod>2011-08-02T01:42:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/the-actuarial-state-of-the-union/</loc>
		<lastmod>2011-08-02T01:43:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-comment-on-public-pension-plan-disclosures/</loc>
		<lastmod>2011-08-02T01:47:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/curtis-huntington-appointed-chairperson-of-the-actuarial-board-for-counseling-and-discipline/</loc>
		<lastmod>2011-08-02T01:49:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-senior-pension-fellow-todisco-selected-as-chief-actuary-of-the-gao/</loc>
		<lastmod>2011-08-02T02:37:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-announces-election-of-new-regular-directors/</loc>
		<lastmod>2011-08-02T02:38:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-honors-sheldon-summers-with-myers-award/</loc>
		<lastmod>2011-08-02T02:41:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-honors-daniel-j-mccarthy-with-farley-award/</loc>
		<lastmod>2011-08-02T02:44:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-honors-rowen-bell-with-farley-award/</loc>
		<lastmod>2011-08-02T02:46:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-to-fiscal-commission-increase-the-retirement-age-for-social-security/</loc>
		<lastmod>2011-08-02T02:51:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-announces-nominees-for-regular-directors/</loc>
		<lastmod>2011-08-02T02:53:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-announces-election-of-david-sandberg-as-president-elect/</loc>
		<lastmod>2011-08-02T02:55:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-support-requirement-to-offer-lifetime-income-option/</loc>
		<lastmod>2011-08-02T03:00:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-stand-ready-to-discuss-annual-social-security-and-medicare-trustees-reports/</loc>
		<lastmod>2011-08-02T03:03:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-announces-slate-for-next-president-elect-officers/</loc>
		<lastmod>2011-08-02T03:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/former-gao-head-david-walker-to-address-american-academy-of-actuaries-policy-summit/</loc>
		<lastmod>2011-08-02T03:07:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-pension-expert-comments-on-gasb-release/</loc>
		<lastmod>2011-08-02T03:14:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuary-to-testify-to-insurance-commissioners-on-annuities/</loc>
		<lastmod>2011-08-02T03:16:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-to-departments-of-labor-and-treasury-annuities-are-an-efficient-way-to-insure-retirement/</loc>
		<lastmod>2011-08-02T03:20:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-support-federal-systemic-risk-regulator-anticipate-significant-role-for-state-insurance-regulators/</loc>
		<lastmod>2011-08-02T03:32:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-welcomes-new-communications-director/</loc>
		<lastmod>2011-08-02T03:37:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-plan-ahead-to-health-reform-implementation/</loc>
		<lastmod>2011-08-02T03:48:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-say-base-health-insurance-oversight-on-actuarial-principles/</loc>
		<lastmod>2011-08-02T20:32:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/capitol-hill-briefing-on-pension-contributions-postponed/</loc>
		<lastmod>2011-08-10T15:01:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/donald-fuerst-named-senior-pension-fellow-at-the-american-academy-of-actuaries/</loc>
		<lastmod>2011-08-10T15:35:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/miller-accepts-gavel-as-new-president-of-the-american-academy-of-actuaries/</loc>
		<lastmod>2011-08-12T19:20:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-to-discuss-pension-funding-policy-and-the-future-of-retirement-at-2010-enrolled-actuaries-meeting/</loc>
		<lastmod>2011-08-12T19:55:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-call-on-president-and-congress-to-adopt-cornerstones-for-a-financially-secure-america/</loc>
		<lastmod>2011-08-30T01:36:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-antitrust-exemption-repeal-would-likely-increase-medical-liability-premiums-limit-competition/</loc>
		<lastmod>2011-08-30T01:37:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-detail-health-care-reform-concerns-to-congressional-leaders/</loc>
		<lastmod>2011-08-30T01:38:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/albert-j-beer-appointed-chairperson-of-the-actuarial-standards-board/</loc>
		<lastmod>2011-08-30T01:39:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/letter-to-the-editor-of-the-economist-responding-to-learning-lessons-published-on-dec-5/</loc>
		<lastmod>2011-08-30T15:41:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-to-senate-strengthen-individual-mandate/</loc>
		<lastmod>2011-08-30T15:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-project-substantial-capital-to-fund-health-insurance-co-ops-or-public-plan/</loc>
		<lastmod>2011-08-30T15:41:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-to-unveil-latest-research-on-start-up-capital-requirements-for-co-ops-and-public-plan-option/</loc>
		<lastmod>2011-08-30T15:41:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/john-purple-receives-2009-robert-j-myers-award/</loc>
		<lastmod>2011-08-30T15:41:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/donald-j-segal-receives-2009-jarvis-farley-service-award/</loc>
		<lastmod>2011-08-30T15:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-announces-election-of-new-regular-directors-2/</loc>
		<lastmod>2011-08-30T15:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-honors-nancy-kichak/</loc>
		<lastmod>2011-08-30T15:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-announces-new-president-elect-officers/</loc>
		<lastmod>2011-08-30T15:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-honors-henry-siegel/</loc>
		<lastmod>2011-08-30T15:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuary-available-to-explain-cost-of-living-adjustment-determinations-for-social-security/</loc>
		<lastmod>2011-08-30T15:42:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/john-parks-accepts-gavel-to-lead-american-academy-of-actuaries-schobel-to-follow/</loc>
		<lastmod>2011-08-30T15:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuary-to-testify-to-congressional-subcommittee-on-medical-professional-liability-insurance/</loc>
		<lastmod>2011-08-30T15:42:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-risk-management-principles-are-key-to-averting-risks-that-are-crippling-economy/</loc>
		<lastmod>2011-08-30T15:42:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/hohman-elected-to-lead-american-academy-of-actuaries/</loc>
		<lastmod>2011-08-30T15:42:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-executive-director-to-retire/</loc>
		<lastmod>2011-08-30T15:42:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-asks-actuarial-standards-board-to-examine-pension-disclosures/</loc>
		<lastmod>2011-08-30T15:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-announces-resolution-of-lawsuit/</loc>
		<lastmod>2011-08-30T15:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/media-advisory-capitol-hill-briefing-actuaries-to-discuss-curbing-health-spending-growth/</loc>
		<lastmod>2011-08-30T15:42:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/john-parks-chosen-to-be-next-president/</loc>
		<lastmod>2011-08-30T15:42:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-laud-adoption-of-principle-based-standard-valuation-model-law-by-naic/</loc>
		<lastmod>2011-08-30T15:42:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-applaud-principle-based-progress-after-standard-valuation-law-adoption/</loc>
		<lastmod>2011-08-30T15:42:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/media-advisory-actuaries-take-social-security-message-to-capitol-hill/</loc>
		<lastmod>2011-08-30T15:42:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/bill-bluhm-accepts-gavel-as-president-of-the-academy/</loc>
		<lastmod>2011-08-30T15:42:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-unemployment-may-boost-number-of-uninsured/</loc>
		<lastmod>2011-08-30T15:42:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-appoints-frank-todisco-as-senior-pension-fellow/</loc>
		<lastmod>2011-08-30T15:42:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fred-kilbourne-receives-2007-jarvis-farley-service-award/</loc>
		<lastmod>2011-08-30T15:42:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/letter-to-fox-news-responding-to-segment-about-cost-of-living-adjustments-for-social-security/</loc>
		<lastmod>2011-08-30T15:42:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-to-policymakers-fix-social-security-start-by-increasing-retirement-age/</loc>
		<lastmod>2011-08-30T15:42:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-individual-social-security-accounts-should-only-be-considered-as-a-supplement/</loc>
		<lastmod>2011-08-30T15:42:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/mary-downs-appointed-interim-executive-director-of-the-american-academy-of-actuaries/</loc>
		<lastmod>2011-08-30T15:42:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/media-advisory-actuaries-to-host-public-forum-on-public-pension-disclosure/</loc>
		<lastmod>2011-08-30T15:42:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/mary-downs-appointed-executive-director-of-the-american-academy-of-actuaries/</loc>
		<lastmod>2011-08-30T15:42:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-women-more-dependent-on-social-security-benefits-but-receive-less/</loc>
		<lastmod>2011-08-30T15:42:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/media-advisory-actuaries-to-issue-statement-on-social-security/</loc>
		<lastmod>2011-08-30T15:42:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-applaud-progress-encourage-naic-to-adopt-standard-valuation-law/</loc>
		<lastmod>2011-08-30T15:42:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/proposed-budget-presents-opportunity-for-meaningful-medicare-reform-debate/</loc>
		<lastmod>2011-08-30T15:42:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-federal-long-term-care-legislation-falls-short-on-coverage-goals/</loc>
		<lastmod>2011-08-30T15:42:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/media-advisory-actuaries-to-participate-in-sec-roundtable-on-fair-value-accounting-standards/</loc>
		<lastmod>2011-08-30T15:42:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-highlight-need-for-social-security-reform-analyze-existing-reform-options/</loc>
		<lastmod>2011-08-30T15:42:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/media-advisory-assistant-treasury-secretary-to-deliver-keynote-at-financial-summit/</loc>
		<lastmod>2011-08-30T15:43:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/media-advisory-actuaries-to-brief-capitol-hill-on-comparing-health-plans/</loc>
		<lastmod>2011-08-30T15:43:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-health-care-reform-must-address-costs/</loc>
		<lastmod>2011-08-30T15:43:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-appoints-grace-hinchman-as-new-executive-director/</loc>
		<lastmod>2011-08-30T15:43:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/media-advisory-actuaries-to-discuss-first-year-of-pension-protection-act-and-other-major-pension-issues/</loc>
		<lastmod>2011-08-30T15:43:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/media-advisory-actuaries-provide-capitol-hill-briefing-to-explore-health-care-reform-components/</loc>
		<lastmod>2011-08-30T15:43:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/media-advisory-actuaries-present-retirement-risk-research-findings/</loc>
		<lastmod>2011-08-30T15:43:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/medicare-trustees-report-highlights-need-for-reform/</loc>
		<lastmod>2011-08-30T15:43:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/david-shea-named-to-academy-board-of-directors/</loc>
		<lastmod>2011-08-30T15:43:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/media-advisory-thinking-like-an-actuary-when-analyzing-health-care-reform/</loc>
		<lastmod>2011-08-30T15:43:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-urge-policymakers-to-address-rising-health-care-costs-retirement-program-reforms/</loc>
		<lastmod>2011-08-30T15:43:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-trustees-reports-warn-of-looming-financial-challenges-facing-retirement-programs/</loc>
		<lastmod>2011-08-30T15:46:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-addressing-health-spending-growth-is-path-to-sustainable-health-care-system/</loc>
		<lastmod>2011-08-30T15:46:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/letter-to-the-editor-of-the-new-york-times-responding-to-fdics-novel-view-of-risk-published-on-april-7/</loc>
		<lastmod>2011-08-30T15:46:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/media-advisory-actuaries-to-explore-funding-policy-and-other-pension-issues/</loc>
		<lastmod>2011-08-30T15:46:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-support-systemic-risk-regulator-to-prevent-future-financial-meltdowns/</loc>
		<lastmod>2011-08-30T15:47:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-priority-on-health-reform-and-retirement-security-signals-tough-choices-ahead/</loc>
		<lastmod>2011-08-30T15:47:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/u-s-actuaries-support-global-framework-to-prevent-future-financial-crises/</loc>
		<lastmod>2011-08-30T15:47:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-moves-to-new-office/</loc>
		<lastmod>2011-08-30T15:47:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-laud-new-presidents-medicare-and-social-security-message-call-for-bipartisan-solution/</loc>
		<lastmod>2011-08-30T15:47:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/bluhm-set-to-lead-parks-to-follow-new-officers-directors-installed/</loc>
		<lastmod>2011-08-30T15:49:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-say-medicare-needs-reform-discuss-options/</loc>
		<lastmod>2011-08-30T15:49:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-cost-of-nonsmokers-exposure-to-secondhand-smoke-nearly-6-billion-a-year/</loc>
		<lastmod>2011-08-30T15:50:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-honors-frank-irish/</loc>
		<lastmod>2011-08-30T15:50:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-health-insurance-pools-require-same-rule/</loc>
		<lastmod>2011-08-30T15:50:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-to-naic-travel-destination-appropriate-actuarial-tool-for-life-underwriters/</loc>
		<lastmod>2011-08-30T15:50:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-highlight-importance-of-pension-bill-address-need-for-national-retirement-policy/</loc>
		<lastmod>2011-08-30T15:50:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-analyzes-sen-enzis-small-business-health-insurance-legislation/</loc>
		<lastmod>2011-08-30T15:50:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-urges-department-of-energy-to-rescind-pension-policy/</loc>
		<lastmod>2011-08-30T15:50:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/the-academy-submits-a-terrorism-risk-analysis-to-the-presidents-working-group-on-financial-markets/</loc>
		<lastmod>2011-08-30T15:50:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-estimates-potential-terrorism-losses-at-naic-public-hearing/</loc>
		<lastmod>2011-08-30T15:50:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academys-gebhardtsbauer-appointed-saver-summit-delegate/</loc>
		<lastmod>2011-08-30T15:50:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/new-report-on-asbestos-litigation-trends-and-reforms/</loc>
		<lastmod>2011-08-30T15:50:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/tria-analysis-concludes-permanent-solution-needed/</loc>
		<lastmod>2011-08-30T15:55:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-issue-warning-about-flawed-report-on-medical-malpractice-insurance/</loc>
		<lastmod>2011-08-30T15:55:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/donna-claire-receives-the-2005-jarvis-farley-service-award/</loc>
		<lastmod>2011-08-30T15:55:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-installs-new-president-officers-president-elect/</loc>
		<lastmod>2011-08-30T15:55:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/bush-savings-proposal-raises-concerns/</loc>
		<lastmod>2011-08-30T15:55:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/irs-actuary-paulette-tino-receives-the-2005-robert-j-myers-award/</loc>
		<lastmod>2011-08-30T15:55:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/does-ual-pension-plans-termination-increase-the-pbgc-deficit/</loc>
		<lastmod>2011-08-30T15:55:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-evaluate-disease-management-programs/</loc>
		<lastmod>2011-08-30T15:56:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-seek-improvements-to-pension-reform-proposal/</loc>
		<lastmod>2011-08-30T15:56:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/the-academy-publishes-a-new-issue-brief-frequently-asked-questions-on-association-health-plans/</loc>
		<lastmod>2011-08-30T15:56:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/social-security-and-medicare-trustees-reports-show-no-significant-change/</loc>
		<lastmod>2011-08-30T15:56:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/congress-urged-to-be-careful-with-funding-rules-for-multiemployer-pension-plans/</loc>
		<lastmod>2011-08-30T15:56:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-examine-terrorism-risk-insurance-act/</loc>
		<lastmod>2011-08-30T15:56:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-to-tackle-stock-option-valuations/</loc>
		<lastmod>2011-08-30T15:56:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/robertson-honored-by-academy/</loc>
		<lastmod>2011-08-30T15:56:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/medicares-financial-future-in-jeopardy/</loc>
		<lastmod>2011-08-30T15:56:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/43-million-americans-lack-health-insurance-actuaries-release-2004-election-guide-with-key-questions-for-candidates/</loc>
		<lastmod>2011-08-30T15:56:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/learn-the-ins-and-outs-of-social-security-reform-game-on-academy-website-lets-you-make-the-decisions/</loc>
		<lastmod>2011-08-30T15:56:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-urge-congress-to-protect-defined-benefit-pension-plans/</loc>
		<lastmod>2011-08-30T15:56:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/standard-poors-study-on-insurance-actuaries-fundamentally-flawed/</loc>
		<lastmod>2011-08-30T16:05:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/senate-prescription-drug-bill-has-advantages-over-house-version/</loc>
		<lastmod>2011-08-30T16:05:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/gorski-honored-by-academy/</loc>
		<lastmod>2011-08-30T16:05:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-call-on-congress-to-act-soon-on-pension-interest-rates/</loc>
		<lastmod>2011-08-30T16:05:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/association-health-plan-bills-need-changes/</loc>
		<lastmod>2011-08-30T16:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-call-for-focused-pension-remedy/</loc>
		<lastmod>2011-08-30T16:05:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/former-gephardt-policy-adviser-joins-academy-staff/</loc>
		<lastmod>2011-08-30T16:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/medical-liability-insurance-reviewed/</loc>
		<lastmod>2011-08-30T16:05:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/federal-pension-insurer-faces-a-perfect-storm-of-stock-declines-low-interest-rates-and-pension-plan-terminations/</loc>
		<lastmod>2011-08-30T16:06:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-urge-super-committee-to-put-medicare-on-the-table/</loc>
		<lastmod>2011-09-12T16:00:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-dont-wait-until-deficit-deal-is-reached-now-is-the-time-to-address-social-security/</loc>
		<lastmod>2011-09-23T18:01:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-to-discuss-new-actuarial-research-study-on-pension-contribution-challenges/</loc>
		<lastmod>2011-10-03T18:37:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-announces-election-of-regular-directors/</loc>
		<lastmod>2011-10-07T14:20:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-agree-with-hhs-concerns-on-class-program/</loc>
		<lastmod>2011-10-17T13:54:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-recognizes-volunteers-efforts/</loc>
		<lastmod>2011-10-26T15:54:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-honors-michael-abroe-with-farley-award/</loc>
		<lastmod>2011-10-26T16:04:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-honors-mary-d-miller-with-myers-award/</loc>
		<lastmod>2011-10-26T16:09:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/sandberg-set-to-become-president-of-the-american-academy-of-actuaries/</loc>
		<lastmod>2011-10-26T16:14:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-announces-cecil-bykerk-as-next-president-elect/</loc>
		<lastmod>2011-10-28T14:59:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-welcomes-new-general-counsel-professionalism-director/</loc>
		<lastmod>2011-11-30T16:50:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/paul-fleischacker-appointed-chairperson-of-the-actuarial-board-for-counseling-and-discipline/</loc>
		<lastmod>2011-12-15T17:51:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/robert-meilander-appointed-chairperson-of-the-actuarial-standards-board/</loc>
		<lastmod>2011-12-15T17:54:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/state-of-the-union-2012-actuaries-identify-risks-look-to-solutions-for-a-financially-secure-america/</loc>
		<lastmod>2012-01-24T21:17:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-file-amicus-brief-with-supreme-court-on-health-reform-challenge/</loc>
		<lastmod>2012-01-27T20:16:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/ellen-dadisman-joins-american-academy-of-actuaries/</loc>
		<lastmod>2012-03-27T15:16:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-underscores-position-severing-individual-mandate-from-market-reforms-will-lead-to-adverse-selection/</loc>
		<lastmod>2012-03-27T15:29:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-set-to-discuss-trustees-reports-on-financial-condition-of-medicare-and-social-security/</loc>
		<lastmod>2012-04-24T18:28:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-releases-voters-guides-to-medicare-and-social-security/</loc>
		<lastmod>2012-04-27T14:10:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-weigh-in-on-best-way-to-stabilize-pension-plan-funding-after-two-years-of-low-interest-rates-2/</loc>
		<lastmod>2012-05-02T18:14:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-weigh-in-on-best-way-to-stabilize-pension-plan-funding-after-two-years-of-low-interest-rates/</loc>
		<lastmod>2012-05-02T18:15:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/take-the-2012-academy-volunteer-survey/</loc>
		<lastmod>2012-06-04T14:23:20+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/header_new.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/aaa_logo_tan.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-calls-new-report-on-pension-funding-valuable-contribution-of-expertise/</loc>
		<lastmod>2012-06-19T19:37:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-pledges-professions-expertise-in-continuing-efforts-to-improve-access-and-control-costs/</loc>
		<lastmod>2012-06-22T17:36:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-scotus-ruling-preserves-the-individual-mandate/</loc>
		<lastmod>2012-06-28T17:14:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-debunk-myth-that-80-pension-funded-ratio-alone-constitutes-actuarially-sound-recommend-comprehensive-criteria-to-judge-pension-fund-health/</loc>
		<lastmod>2012-07-31T18:09:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-medicaid-expansion-decisions-can-affect-private-plans/</loc>
		<lastmod>2012-09-14T16:01:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-candidates-should-fully-address-plans-to-solve-medicare-social-security-funding-issues/</loc>
		<lastmod>2012-10-01T21:00:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/beyond-the-candidate-debates-details-matter-for-medicare-premium-support-reforms/</loc>
		<lastmod>2012-10-09T18:35:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-announces-tom-terry-as-next-president-elect/</loc>
		<lastmod>2012-10-15T19:51:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-announces-elections-of-regular-directors/</loc>
		<lastmod>2012-10-15T19:54:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-honors-curtis-huntington-with-farley-award-2/</loc>
		<lastmod>2012-10-15T19:57:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-honors-julia-philips-with-myers-award-2/</loc>
		<lastmod>2012-10-15T19:58:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-recognizes-volunteers-efforts-2/</loc>
		<lastmod>2012-10-15T20:01:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-issues-three-discipline-notices/</loc>
		<lastmod>2012-11-21T15:31:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/news-release-academy-applauds-naic-decision-to-adopt-valuation-manual-to-modernize-reserving-system/</loc>
		<lastmod>2012-12-03T19:57:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/news-release-academy-looks-at-means-testing-as-means-to-improve-social-security-solvency/</loc>
		<lastmod>2012-12-11T18:07:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/news-release-long-term-care-commission-needs-actuary/</loc>
		<lastmod>2013-01-14T20:25:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/chief-medicare-actuary-retires-academy-applauds-fosters-service-to-public-and-profession/</loc>
		<lastmod>2013-02-01T21:30:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/state-of-the-union-opportunity-to-refocus-on-sustainability-reforms-not-just-budget-cuts/</loc>
		<lastmod>2013-02-11T22:31:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/news-release-cms-chief-actuary-nomination-requires-actuarial-independence-and-qualification/</loc>
		<lastmod>2013-02-20T15:49:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/news-release-actuaries-let-defined-benefit-plans-raise-retirement-age-to-align-with-social-security/</loc>
		<lastmod>2013-03-07T16:27:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-recognizes-volunteers-efforts-4/</loc>
		<lastmod>2013-03-21T21:00:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-honors-curtis-huntington-with-farley-award/</loc>
		<lastmod>2013-03-21T21:05:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-honors-julia-philips-with-myers-award/</loc>
		<lastmod>2013-03-21T21:08:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/news-release-actuaries-respond-to-president-obamas-proposed-budget/</loc>
		<lastmod>2013-04-11T14:30:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-look-to-elevate-importance-of-disclosure-as-public-employee-pension-transparency-act-is-introduced/</loc>
		<lastmod>2013-04-19T19:49:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/the-shocking-truth-understanding-aca-related-premium-changes-is-complicated/</loc>
		<lastmod>2013-05-09T17:24:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-30-years-later-its-time-again-to-raise-the-age-for-full-social-security-retirement-benefits/</loc>
		<lastmod>2013-05-23T18:31:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/revised-introductory-asop-sets-the-ground-rules-for-all-actuarial-standards-of-practice/</loc>
		<lastmod>2013-06-06T18:06:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-living-longer-lack-of-lifetime-income-risky-business/</loc>
		<lastmod>2013-06-19T19:55:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/pbgc-deficit-estimate-stands-on-firm-actuarial-ground/</loc>
		<lastmod>2013-08-22T19:44:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-honors-ethan-kra-with-jarvis-farley-service-award/</loc>
		<lastmod>2013-11-04T19:11:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-recognizes-volunteers-efforts-3/</loc>
		<lastmod>2013-11-04T19:12:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-honors-stephen-goss-with-robert-j-myers-public-service-award/</loc>
		<lastmod>2013-11-04T19:13:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/regular-directors-of-the-american-academy-of-actuaries-begin-terms/</loc>
		<lastmod>2013-11-04T19:14:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-warn-about-consequences-of-delaying-acas-individual-mandate-or-extending-open-enrollment-period/</loc>
		<lastmod>2013-11-06T20:40:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/proposals-to-address-insurance-cancellations-could-threaten-viability-of-new-aca-insurance-markets/</loc>
		<lastmod>2013-11-14T20:00:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/how-do-pension-plan-obligations-measure-up-american-academy-of-actuaries-explains-why-estimates-conflict/</loc>
		<lastmod>2013-11-21T20:02:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/darryl-walter-joins-the-american-academy-of-actuaries-as-new-director-of-membership/</loc>
		<lastmod>2013-11-21T21:35:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-using-map-21-discount-rates-for-reporting-pension-obligations-can-be-a-map-to-misinformation/</loc>
		<lastmod>2014-01-09T14:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-unveil-critical-approach-to-assessing-nations-retirement-income-challenges/</loc>
		<lastmod>2014-01-17T15:18:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-calls-on-president-to-include-solvency-and-sustainability-in-his-state-of-the-union-2014-year-of-action-agenda/</loc>
		<lastmod>2014-01-27T14:47:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-urges-federal-insurance-office-to-include-actuaries-on-advisory-committee/</loc>
		<lastmod>2014-01-28T22:04:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-retirement-legislation-introduced-by-sen-harkin-should-prompt-national-discussion/</loc>
		<lastmod>2014-01-30T23:01:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-pledges-assistance-with-insurance-modernization/</loc>
		<lastmod>2014-02-04T21:51:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-affordable-care-act-risk-corridor-program-is-two-sided-limiting-both-gains-and-losses/</loc>
		<lastmod>2014-02-05T22:09:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/for-public-employee-pension-plans-better-funding-policies-are-essential-for-better-funding/</loc>
		<lastmod>2014-02-19T18:52:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/just-the-essentials-new-academy-series-makes-complex-public-policy-issues-clear/</loc>
		<lastmod>2014-02-26T22:45:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-announces-health-care-cost-initiative/</loc>
		<lastmod>2014-02-27T22:44:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-with-or-without-chained-cpi-in-presidents-budget-social-security-reform-should-start-now/</loc>
		<lastmod>2014-03-03T23:06:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/30th-international-congress-of-actuaries-to-offer-expert-insights-on-challenges-facing-retirement-health-insurance-and-other-financial-systems/</loc>
		<lastmod>2014-03-18T18:00:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-actuarial-analysis-shed-light-on-risks-and-costs-under-health-reform-legislation/</loc>
		<lastmod>2014-03-20T12:49:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/multiemployer-pension-protection-2-0-more-robust-legislation-needed-to-address-plans-funding-challenges/</loc>
		<lastmod>2014-03-31T21:00:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-joins-national-coalition-to-bolster-importance-of-retirement-planning-to-public/</loc>
		<lastmod>2014-04-03T21:32:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-launches-health-cost-quality-of-care-initiative-with-release-of-models-of-care-delivery-report/</loc>
		<lastmod>2014-04-08T20:37:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/april-28-academy-forum-to-provide-first-look-at-actuaries-scoring-framework-for-retirement-systems-and-policies/</loc>
		<lastmod>2014-04-15T19:29:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-cautions-congressional-leadership-on-risks-of-using-pension-provisions-as-revenue-offsets/</loc>
		<lastmod>2014-04-17T16:25:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-shed-light-on-2015-health-insurance-premium-changes/</loc>
		<lastmod>2014-05-14T16:48:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academys-uccello-testifies-before-congress-on-affordable-care-acts-risk-sharing-mechanisms/</loc>
		<lastmod>2014-06-18T13:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/pba-newsletter-june-2014/</loc>
		<lastmod>2014-06-20T15:18:24+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/PBR-Banner-FINAL-061714_v1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/date-left_v1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/july-14-rep-lujan-grisham-to-discuss-care-for-growing-elderly-population/</loc>
		<lastmod>2014-07-11T19:18:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/what-do-the-newly-released-trustees-reports-mean-for-the-financial-health-of-social-security-and-medicare-actuarial-experts-available-to-break-it-down/</loc>
		<lastmod>2014-07-28T14:53:30+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/2014AAALOGO_stacked_w_tag_250x304_0.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-issue-brief-provides-international-perspective-on-efforts-to-address-growing-cost-of-diabetes/</loc>
		<lastmod>2014-08-18T13:40:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/two-new-directors-join-the-american-academy-of-actuaries/</loc>
		<lastmod>2014-09-04T19:56:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-proposes-10-principles-in-developing-insurance-group-capital-and-solvency-standards/</loc>
		<lastmod>2014-09-19T17:08:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-skills-and-professionalism-add-value-to-insurers-orsa-reports/</loc>
		<lastmod>2014-10-09T18:37:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-announces-tom-wildsmith-as-next-president-elect/</loc>
		<lastmod>2014-10-15T16:04:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-issues-discipline-notice-6/</loc>
		<lastmod>2014-10-17T20:11:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/media-advisory-nov-13-2014-former-hhs-secretary-kathleen-sebelius-to-speak-on-aca-implementation-and-health-care-trends/</loc>
		<lastmod>2014-11-07T21:44:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/media-advisory-nov-13-academy-assessments-grading-retirement-income-systems-and-proposals-to-be-released/</loc>
		<lastmod>2014-11-11T22:22:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-introduction-of-btd-medications-like-sovaldi-complicates-projections-of-medicaid-expenses/</loc>
		<lastmod>2014-11-11T22:40:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-recognizes-volunteers-efforts-5/</loc>
		<lastmod>2014-11-14T15:05:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-honors-stephen-kellison-with-jarvis-farley-service-award/</loc>
		<lastmod>2014-11-14T15:08:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-honors-ronald-gresch-with-robert-j-myers-public-service-award/</loc>
		<lastmod>2014-11-14T15:11:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/regular-directors-of-the-american-academy-of-actuaries-begin-terms-2/</loc>
		<lastmod>2014-11-14T15:13:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/mary-d-miller-becomes-president-of-the-american-academy-of-actuaries/</loc>
		<lastmod>2014-11-14T15:15:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-casualty-practice-council-urges-long-term-reauthorization-of-terrorism-risk-insurance-act/</loc>
		<lastmod>2014-12-04T21:11:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-testifies-before-congressional-committee-on-the-impact-of-social-security-on-women/</loc>
		<lastmod>2014-12-09T18:46:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/major-retirement-systems-and-public-policy-proposals-graded-by-actuaries/</loc>
		<lastmod>2015-01-08T14:35:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-call-for-state-of-the-union-to-include-public-policy-focus-on-aging-of-america/</loc>
		<lastmod>2015-01-20T14:02:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-urge-hhs-to-allow-changes-to-premium-rate-filings-if-aca-subsidies-are-eliminated/</loc>
		<lastmod>2015-02-24T15:02:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/court-ruling-affirms-u-s-actuarial-professions-self-discipline-process/</loc>
		<lastmod>2015-02-25T00:43:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-detail-health-plan-and-premium-changes-expected-under-acas-redefinition-of-small-group/</loc>
		<lastmod>2015-03-03T19:04:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-raises-awareness-of-growing-climate-and-weather-related-risks/</loc>
		<lastmod>2015-04-15T14:56:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-president-makes-statement-on-past-president-terrys-nomination-as-iaa-president/</loc>
		<lastmod>2015-05-12T18:46:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-outline-implications-of-policy-proposals-to-address-possible-post-king-v-burwell-disruptions/</loc>
		<lastmod>2015-05-28T15:25:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/july-9-actuarial-standards-board-to-hold-public-hearing-regarding-public-pension-issues/</loc>
		<lastmod>2015-06-05T13:42:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-senior-health-fellow-available-to-discuss-outcome-of-king-v-burwell-supreme-court-case/</loc>
		<lastmod>2015-06-18T14:15:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-offers-actuarial-expertise-to-national-policy-discussion-on-aging-related-issues/</loc>
		<lastmod>2015-06-24T19:07:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-scotus-decision-upholding-subsidies-averts-significant-health-insurance-market-disruptions/</loc>
		<lastmod>2015-06-25T14:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-experts-available-to-discuss-challenges-and-policy-options-for-social-security-medicare-with-the-release-of-trustees-reports/</loc>
		<lastmod>2015-07-22T17:12:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/medicare-actuaries-look-to-the-programs-future-with-medicare50/</loc>
		<lastmod>2015-07-29T15:12:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-detail-the-drivers-of-health-insurance-premium-changes-for-2016/</loc>
		<lastmod>2015-08-05T18:44:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/media-advisory-actuaries-timothy-leier-available-to-discuss-social-securitys-financial-condition-as-program-marks-80th-anniversary/</loc>
		<lastmod>2015-08-13T20:31:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/mary-jo-hudson-elected-to-academy-board-as-special-director/</loc>
		<lastmod>2015-08-20T20:17:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-announces-slate-for-regular-director-positions/</loc>
		<lastmod>2015-08-21T13:55:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-names-w-james-macginnitie-as-its-first-senior-property-casualty-fellow/</loc>
		<lastmod>2015-08-28T14:26:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-issues-discipline-notice-8/</loc>
		<lastmod>2015-09-10T15:07:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-to-honor-michael-boerner-with-robert-j-myers-public-service-award/</loc>
		<lastmod>2015-09-18T14:37:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-to-honor-andrea-sweeny-with-jarvis-farley-service-award/</loc>
		<lastmod>2015-09-18T16:09:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/october-23-american-academy-of-actuaries-to-host-aging-securely-an-actuarial-forum-on-financial-and-health-care-retirement-challenges/</loc>
		<lastmod>2015-10-20T17:27:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/longevity-risk-new-international-report-highlights-significant-risks-to-retirement-security-posed-by-improving-longevity/</loc>
		<lastmod>2015-10-23T14:16:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/paul-kollmer-dorsey-joins-american-academy-of-actuaries-as-general-counsel-and-director-of-professionalism/</loc>
		<lastmod>2015-10-27T18:27:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/nov-12-13-public-officials-to-speak-on-risks-to-cybersecurity-financial-systems-climate-and-social-insurance-programs-at-the-american-academy-of-actuaries-2015-annual-meeting-and-public-policy-fo/</loc>
		<lastmod>2015-11-05T20:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/tom-wildsmith-becomes-president-of-the-american-academy-of-actuaries/</loc>
		<lastmod>2015-11-12T21:03:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-celebrates-50th-anniversary-at-annual-meeting-and-public-policy-forum/</loc>
		<lastmod>2015-11-13T14:16:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-recognizes-members-service-to-public-and-profession/</loc>
		<lastmod>2015-11-13T14:22:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-experts-available-to-discuss-public-policy-challenges-ahead-of-state-of-the-union/</loc>
		<lastmod>2016-01-07T17:45:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/state-of-the-union-academy-urges-president-congress-to-address-health-and-retirement-security-issues/</loc>
		<lastmod>2016-01-11T21:52:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-introduces-new-tool-to-help-actuaries-demonstrate-qualifications/</loc>
		<lastmod>2016-01-15T14:33:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/ted-goldman-named-senior-pension-fellow-at-the-american-academy-of-actuaries/</loc>
		<lastmod>2016-01-21T21:41:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-2016-election-guides-frame-issues-and-questions-for-candidates/</loc>
		<lastmod>2016-02-29T22:14:51+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/CheckBanner.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-welcome-discussion-of-meaningful-disclosures-for-public-employee-pension-plans/</loc>
		<lastmod>2016-03-23T18:27:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-release-analysis-of-aca-permanent-risk-adjustment-programs-first-year/</loc>
		<lastmod>2016-04-12T16:02:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-longevity-illustrator-to-provide-perspective-on-retirement-planning/</loc>
		<lastmod>2016-05-04T18:30:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-outline-drivers-of-health-insurance-premium-changes-for-2017/</loc>
		<lastmod>2016-05-09T14:37:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/new-academy-issue-brief-looks-at-long-term-care-insurance-premium-increases/</loc>
		<lastmod>2016-06-02T20:58:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-to-honor-bob-meilander-with-jarvis-farley-service-award/</loc>
		<lastmod>2016-09-20T19:26:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-to-honor-joan-weiss-with-robert-j-myers-public-service-award/</loc>
		<lastmod>2016-09-20T19:34:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-to-honor-volunteers-efforts/</loc>
		<lastmod>2016-09-20T19:43:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/new-issue-brief-explains-implications-of-pension-risk-transfers-for-different-stakeholders/</loc>
		<lastmod>2016-10-12T16:08:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/multiple-challenges-pension-actuaries-outline-options-for-honoring-pbgc-multiemployer-program-guarantee/</loc>
		<lastmod>2016-10-20T20:56:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-announces-officers-and-regular-directors-begin-terms/</loc>
		<lastmod>2016-11-03T18:01:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/bob-beuerlein-becomes-president-of-the-american-academy-of-actuaries-beuerlein-succeeds-tom-wildsmith/</loc>
		<lastmod>2016-11-03T18:02:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-recognizes-members-service-to-public-and-profession-2/</loc>
		<lastmod>2016-11-04T17:01:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-issue-brief-identifies-seven-critical-areas-that-long-term-care-financing-reform-needs-to-address/</loc>
		<lastmod>2016-11-29T21:30:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-climate-index-launched-today-measures-changes-in-extreme-weather-events-and-sea-level/</loc>
		<lastmod>2016-11-30T18:52:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-sustainability-stability-of-individual-market-at-risk-if-aca-is-repealed-without-replacement/</loc>
		<lastmod>2016-12-07T19:17:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/informing-the-reformers-academy-provides-115th-congress-with-objective-analysis-of-major-public-policy-issues/</loc>
		<lastmod>2017-01-11T21:10:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/a-view-at-the-crossroads-of-health-reform-academy-provides-analysis-of-the-individual-markets-sustainability-options-for-addressing-challenges/</loc>
		<lastmod>2017-01-18T16:13:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-examine-implications-of-aca-reform-and-replacement-proposals/</loc>
		<lastmod>2017-02-14T17:57:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-climate-index-updates-for-spring-summer-2016/</loc>
		<lastmod>2017-03-07T16:48:42+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/ACI_Updates_Spring_Summer_2016.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-outline-implications-of-american-health-care-act-for-medicaid-and-the-individual-market/</loc>
		<lastmod>2017-03-22T18:15:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/new-report-from-risk-experts-highlights-challenges-and-reform-options-for-national-flood-insurance-program/</loc>
		<lastmod>2017-04-19T15:55:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-on-stabilizing-the-2018-individual-health-insurance-market-the-time-for-policymakers-to-act-is-now/</loc>
		<lastmod>2017-04-24T15:08:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-examine-how-changes-to-aca-market-rules-would-affect-risk-adjustment/</loc>
		<lastmod>2017-05-10T19:08:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/facts-about-social-security-and-women-highlighted-for-mothers-day-weekend/</loc>
		<lastmod>2017-05-12T20:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-climate-index-value-reaches-new-high/</loc>
		<lastmod>2017-06-28T18:23:14+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/aci-chart.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-identify-critical-issues-in-senate-health-care-bill/</loc>
		<lastmod>2017-07-05T13:57:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/new-academy-issue-brief-details-drivers-of-2018-individual-market-premium-changes/</loc>
		<lastmod>2017-07-12T16:53:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-commend-payment-of-csrs-urge-policymakers-to-make-payments-permanent/</loc>
		<lastmod>2017-07-20T14:30:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-urge-measures-supporting-sustainability-and-stability-as-senate-proceeds-on-health-care/</loc>
		<lastmod>2017-07-25T19:20:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/risk-professionals-urge-congress-to-renew-and-improve-nations-flood-insurance-framework/</loc>
		<lastmod>2017-08-23T17:30:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-names-kevin-ryan-senior-property-and-casualty-fellow/</loc>
		<lastmod>2017-09-05T15:04:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-to-honor-larry-bruning-with-robert-j-myers-public-service-award/</loc>
		<lastmod>2017-09-13T14:39:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-to-honor-ken-kent-with-jarvis-farley-service-award/</loc>
		<lastmod>2017-09-13T14:41:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-to-honor-volunteers-efforts-2/</loc>
		<lastmod>2017-09-13T14:44:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-continue-to-urge-stabilization-measures-for-the-individual-health-insurance-market/</loc>
		<lastmod>2017-09-27T21:00:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-climate-index-value-reaches-new-high-with-winter-2016-17/</loc>
		<lastmod>2017-10-05T15:48:54+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2018/02/ACI_Winter20162017.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/international-survey-finds-complexity-of-retirement-risks-is-a-challenge-common-to-future-retirees-in-u-s-u-k-australia/</loc>
		<lastmod>2017-10-12T16:16:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-caution-on-potential-risks-and-effects-of-health-care-executive-order-on-consumers-insurance-markets/</loc>
		<lastmod>2017-10-12T19:23:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-urge-congressional-action-on-csr-reimbursements-after-trump-administration-ends-payments/</loc>
		<lastmod>2017-10-13T21:15:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-promotes-retirement-security-with-position-statement-encouraging-income-options-within-dc-plans/</loc>
		<lastmod>2017-10-31T16:27:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-outlines-flood-insurance-reform-options-for-nfip-reauthorization-as-possible-vote-on-house-bill-approaches/</loc>
		<lastmod>2017-11-10T17:51:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/stephen-alpert-becomes-president-of-the-american-academy-of-actuaries/</loc>
		<lastmod>2017-11-16T16:09:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-announces-officers-and-regular-directors-begin-terms-2/</loc>
		<lastmod>2017-11-16T16:14:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-recognizes-volunteers-service-to-public-and-profession/</loc>
		<lastmod>2017-11-16T16:17:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/u-s-and-canadian-national-actuarial-associations-to-co-sponsor-series-of-webinars/</loc>
		<lastmod>2017-12-13T19:58:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-climate-index-spring-2017-data-released/</loc>
		<lastmod>2018-01-17T16:05:02+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2018/02/ACI_Data_Spring2017.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-suggest-focus-on-risk-and-financial-security-issues-to-policymakers-ahead-of-state-of-the-union-speech/</loc>
		<lastmod>2018-01-25T14:47:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-issue-brief-examines-drivers-of-increasing-retail-prescription-drug-costs-and-options-to-address-them/</loc>
		<lastmod>2018-03-09T21:22:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-u-s-district-court-decision-mischaracterizes-role-of-actuarial-standards-board/</loc>
		<lastmod>2018-03-13T20:28:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-climate-index-summer-2017-data-released/</loc>
		<lastmod>2018-04-24T20:07:02+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2019/03/ACI_Summer2017.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academys-2018-making-issues-count-website-provides-voters-with-nonpartisan-expert-information-on-key-issues/</loc>
		<lastmod>2018-05-24T17:48:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-use-of-big-data-grows-with-new-applications-to-insurance-and-pension-risks/</loc>
		<lastmod>2018-06-05T16:50:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-identify-drivers-of-2019-health-insurance-premium-changes/</loc>
		<lastmod>2018-06-13T13:57:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-association-health-plan-rule-likely-to-have-important-implications-for-consumers-insurers/</loc>
		<lastmod>2018-06-19T20:46:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-issues-discipline-notice-2/</loc>
		<lastmod>2018-07-20T14:59:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-pension-forum-puts-spotlight-on-bridging-the-gap-between-retirement-policy-and-reality/</loc>
		<lastmod>2018-07-27T14:15:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-changes-in-short-term-limited-duration-insurance-could-lead-to-increase-in-aca-premiums/</loc>
		<lastmod>2018-08-01T16:55:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-climate-index-fall-2017-data-released/</loc>
		<lastmod>2018-08-01T17:17:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-issues-discipline-notice-5/</loc>
		<lastmod>2018-08-20T13:55:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/travelers-insurance-professionals-regulators-will-find-new-academy-monograph-a-useful-explainer-on-travel-insurance/</loc>
		<lastmod>2018-09-05T15:05:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-officers-and-regular-directors-begin-terms/</loc>
		<lastmod>2018-11-02T19:00:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/shawna-ackerman-becomes-president-of-the-american-academy-of-actuaries/</loc>
		<lastmod>2018-11-02T19:03:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/new-academy-research-estimates-health-care-savings-potential-and-obstacles-to-savings-from-broader-use-of-reference-pricing/</loc>
		<lastmod>2018-11-02T19:06:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-recognizes-volunteers-service-to-the-public-and-profession/</loc>
		<lastmod>2018-11-02T19:10:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/results-of-voting-on-proposed-bylaw-changes/</loc>
		<lastmod>2018-11-12T20:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-climate-index-winter-2017-18-data-released/</loc>
		<lastmod>2018-11-15T14:59:20+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2019/03/ACI_Winter1718.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-urge-continuation-of-efforts-to-address-multiemployer-pension-system-challenges/</loc>
		<lastmod>2018-11-30T19:27:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-names-richard-gibson-as-senior-property-casualty-fellow/</loc>
		<lastmod>2019-01-23T15:36:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-ready-to-advise-administration-congress-on-financial-security-issues-following-state-of-the-union/</loc>
		<lastmod>2019-02-05T15:57:31+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2019/03/RX_HillBriefing_pic.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-deepens-focus-on-international-issues-with-election-of-international-secretary-wildsmith-to-board/</loc>
		<lastmod>2019-02-13T15:34:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/how-could-health-insurance-coverage-be-expanded-through-public-plans-new-academy-paper-outlines-different-approaches-key-public-policy-considerations/</loc>
		<lastmod>2019-03-04T15:00:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/brian-jackson-selected-as-american-academy-of-actuaries-general-counsel-and-director-of-professionalism/</loc>
		<lastmod>2019-04-12T15:57:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-climate-index-fall-2018-data-released-using-improved-methodology/</loc>
		<lastmod>2019-05-07T18:01:27+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2019/05/aci_fall2018.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/linda-k-stone-named-as-senior-pension-fellow-of-the-american-academy-of-actuaries/</loc>
		<lastmod>2019-05-16T15:02:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-expertise-applied-to-climate-risk-in-academys-publication-of-first-actuaries-climate-risk-index-model-and-results/</loc>
		<lastmod>2020-01-09T18:14:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-state-of-the-union-2020-academy-highlights-risks-and-reform-options-for-social-security-medicare-nfip/</loc>
		<lastmod>2020-01-31T16:22:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-climate-index-reaches-new-high-for-sixth-consecutive-quarter/</loc>
		<lastmod>2020-02-27T19:19:29+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2020/02/aci_0.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/covid-19-brings-new-uncertainties-to-health-care-spending-and-health-insurers/</loc>
		<lastmod>2020-03-24T19:20:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-medicares-financial-challenges-persist/</loc>
		<lastmod>2020-04-28T19:43:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-coverage-of-pandemic-risk-through-property-casualty-insurance-could-be-designed-like-existing-federal-programs/</loc>
		<lastmod>2020-05-12T15:06:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/american-academy-of-actuaries-assesses-available-risk-mitigation-policy-options-to-limit-effects-of-covid-19s-new-uncertainties-for-health-insurers/</loc>
		<lastmod>2020-05-18T19:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/data-update-to-the-actuaries-climate-index/</loc>
		<lastmod>2020-05-27T14:58:11+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2020/05/Picture1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-issue-brief-examines-how-the-covid-19-pandemic-has-introduced-new-uncertainties-complexity-in-the-development-of-2021-health-insurance-premium-rates/</loc>
		<lastmod>2020-06-10T14:10:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/whether-to-amend-and-extend-national-flood-insurance-program-reauthorization-as-an-opportunity-for-reform/</loc>
		<lastmod>2020-08-04T15:02:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/data-update-to-the-actuaries-climate-index-2/</loc>
		<lastmod>2020-08-26T12:01:44+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2020/08/Picture1_0.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/sample-news-item/</loc>
		<lastmod>2024-08-27T16:39:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/test-post/</loc>
		<lastmod>2024-08-27T17:05:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/record-2021/</loc>
		<lastmod>2024-09-24T17:59:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/record-2022/</loc>
		<lastmod>2024-09-24T18:00:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/record-2023/</loc>
		<lastmod>2024-09-24T18:01:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/naac-annual-report-2019/</loc>
		<lastmod>2024-09-24T18:02:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/naac-annual-report-2008/</loc>
		<lastmod>2024-09-24T18:05:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/naac-annual-report-2009/</loc>
		<lastmod>2024-09-24T18:06:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/naac-annual-report-2010/</loc>
		<lastmod>2024-09-24T18:09:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/naac-annual-report-2011/</loc>
		<lastmod>2024-09-24T18:09:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/annual-report-2013/</loc>
		<lastmod>2024-09-24T18:10:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/naac-annual-report-2014/</loc>
		<lastmod>2024-09-24T18:11:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/naac-annual-report-2015/</loc>
		<lastmod>2024-09-24T18:11:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/naac-annual-report-2016/</loc>
		<lastmod>2024-09-24T18:12:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/naac-annual-report-2017-2018/</loc>
		<lastmod>2024-09-24T18:12:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2000-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-24T21:23:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2000-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-24T21:24:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2000-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-24T21:25:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2001-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:48:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2001-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:48:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2001-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:49:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2001-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:50:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2002-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:51:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2002-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:52:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2002-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:52:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2002-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:53:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2003-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:54:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2003-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:54:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2003-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:55:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2003-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:55:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2004-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:56:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2004-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:57:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2004-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:58:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2004-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:58:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2005-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T15:59:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2005-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2005-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:00:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2005-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:00:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2006-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:01:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2006-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:02:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2006-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:02:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2006-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:03:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2007-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:04:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2007-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:04:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2007-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:05:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2007-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2008-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:06:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2008-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:07:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2008-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:08:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2008-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:09:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2009-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2009-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:10:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2009-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:11:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2009-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:11:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2010-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:12:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2010-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:13:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2010-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:13:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2010-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:14:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2011-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:15:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2011-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:15:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2011-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:15:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2011-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:16:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2012-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:17:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2012-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:18:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2012-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:18:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2012-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:19:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2013-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:19:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2013-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:20:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2013-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:20:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2013-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:21:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2014-enrolled-actuarial-report/</loc>
		<lastmod>2024-09-25T16:22:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2014-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:22:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2014-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:23:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2015-enrolled-actuarial-report/</loc>
		<lastmod>2024-09-25T16:24:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2015-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:24:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2015-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:25:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2015-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:25:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2016-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:26:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2016-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:27:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/fall-2016-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:27:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2017-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:28:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-2017-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:29:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/winter-2017-enrolled-actuaries-report-2/</loc>
		<lastmod>2024-09-25T16:29:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/spring-2018-enrolled-actuaries-report/</loc>
		<lastmod>2024-09-25T16:30:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-fourth-quarter-2011-2/</loc>
		<lastmod>2024-09-25T16:34:22+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2011/11/green_arrow.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2011/11/green_arrow.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-third-quarter-2011-2/</loc>
		<lastmod>2024-09-25T16:35:58+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2011/11/green_arrow.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2011/11/green_arrow.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2011/11/green_arrow.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2011/11/green_arrow.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2011/11/green_arrow.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2011/11/green_arrow.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2011/11/green_arrow.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-fourth-quarter-2012-2/</loc>
		<lastmod>2024-09-25T16:37:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-third-quarter-2012-2/</loc>
		<lastmod>2024-09-25T16:37:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-second-quarter-2012-2/</loc>
		<lastmod>2024-09-25T16:38:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-first-quarter-2012-2/</loc>
		<lastmod>2024-09-25T16:39:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-third-quarter-2013-2/</loc>
		<lastmod>2024-09-25T16:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-second-quarter-2013-2/</loc>
		<lastmod>2024-09-25T16:41:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-first-quarter-2013-2/</loc>
		<lastmod>2024-09-25T16:42:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-winter-2014-2/</loc>
		<lastmod>2024-09-25T16:43:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-fall-2014-2/</loc>
		<lastmod>2024-09-25T16:43:49+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/annualmeetingbanner.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-jan-2014-2/</loc>
		<lastmod>2024-09-25T16:44:33+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/aaa_logo_tan.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-winter-2015-2/</loc>
		<lastmod>2024-09-25T16:45:25+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2015/01/actuaries-50th-final-rgb-small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-fall-2015-2/</loc>
		<lastmod>2024-09-25T16:46:09+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2015/01/actuaries-50th-final-rgb-small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-summer-2015-2/</loc>
		<lastmod>2024-09-25T16:46:52+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2015/01/actuaries-50th-final-rgb-small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-spring-2015-2/</loc>
		<lastmod>2024-09-25T16:47:33+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2015/01/actuaries-50th-final-rgb-small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-winter-2016-2/</loc>
		<lastmod>2024-09-25T16:48:18+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-fall-2016-2/</loc>
		<lastmod>2024-09-25T16:48:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-summer-2016-2/</loc>
		<lastmod>2024-09-25T16:49:46+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-spring-2016-2/</loc>
		<lastmod>2024-09-25T16:50:37+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2015/01/actuaries-50th-final-rgb-small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-winter-2017-2/</loc>
		<lastmod>2024-09-25T16:51:19+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-fall-2017-2/</loc>
		<lastmod>2024-09-25T16:51:53+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/RegNOWemailFooter.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-summer-2017-2/</loc>
		<lastmod>2024-09-25T16:52:29+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/RegNOWemailFooter.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-spring-2017-2/</loc>
		<lastmod>2024-09-25T16:53:11+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-account-spring-2018-2/</loc>
		<lastmod>2024-09-25T16:53:53+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/pba-perspectives-summer-2014/</loc>
		<lastmod>2024-09-25T16:55:12+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/pba-perspectives-fall-2014/</loc>
		<lastmod>2024-09-25T16:55:49+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/annualmeetingbanner.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/pba-perspectives-winter-2014/</loc>
		<lastmod>2024-09-25T16:56:30+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/pba-perspectives-spring-2015/</loc>
		<lastmod>2024-09-25T16:57:10+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/pba-perspectives-summer-2015/</loc>
		<lastmod>2024-09-25T16:57:48+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/pba-perspectives-fall-2015/</loc>
		<lastmod>2024-09-25T16:58:26+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/pba-perspectives-winter-2015/</loc>
		<lastmod>2024-09-25T16:59:04+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/pba-perspectives-spring-2016/</loc>
		<lastmod>2024-09-25T16:59:41+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/pba-perspectives-summer-2016/</loc>
		<lastmod>2024-09-25T17:00:19+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/pba-perspectives-fall-2016/</loc>
		<lastmod>2024-09-25T17:00:57+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/pba-perspectives-winter-2016/</loc>
		<lastmod>2024-09-25T17:01:34+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/pba-perspectives-summer-2017/</loc>
		<lastmod>2024-09-25T17:02:15+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/05/Rules-for-PBA-Report_v3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1967-yearbook/</loc>
		<lastmod>2024-09-25T17:03:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1968-yearbook/</loc>
		<lastmod>2024-09-25T17:04:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1969-yearbook/</loc>
		<lastmod>2024-09-25T17:04:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1970-yearbook/</loc>
		<lastmod>2024-09-25T17:05:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1971-yearbook/</loc>
		<lastmod>2024-09-25T17:06:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1972-yearbook/</loc>
		<lastmod>2024-09-25T17:07:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1973-yearbook/</loc>
		<lastmod>2024-09-25T17:07:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1974-yearbook/</loc>
		<lastmod>2024-09-25T17:08:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1975-yearbook/</loc>
		<lastmod>2024-09-25T17:08:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1976-yearbook/</loc>
		<lastmod>2024-09-25T17:09:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1977-yearbook/</loc>
		<lastmod>2024-09-25T17:10:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1978-yearbook/</loc>
		<lastmod>2024-09-25T17:11:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1979-yearbook/</loc>
		<lastmod>2024-09-25T17:11:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1980-yearbook/</loc>
		<lastmod>2024-09-25T17:12:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1981-yearbook/</loc>
		<lastmod>2024-09-25T17:13:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1982-yearbook/</loc>
		<lastmod>2024-09-25T17:13:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1983-yearbook/</loc>
		<lastmod>2024-09-25T17:14:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1984-yearbook/</loc>
		<lastmod>2024-09-25T17:15:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1985-yearbook/</loc>
		<lastmod>2024-09-25T17:16:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1986-yearbook/</loc>
		<lastmod>2024-09-25T17:16:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1987-yearbook/</loc>
		<lastmod>2024-09-25T17:17:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1988-yearbook/</loc>
		<lastmod>2024-09-25T17:18:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1989-yearbook/</loc>
		<lastmod>2024-09-25T17:18:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1990-yearbook/</loc>
		<lastmod>2024-09-25T17:19:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1991-yearbook/</loc>
		<lastmod>2024-09-25T17:20:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1992-yearbook/</loc>
		<lastmod>2024-09-25T17:21:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1993-yearbook/</loc>
		<lastmod>2024-09-25T17:21:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1994-yearbook/</loc>
		<lastmod>2024-09-25T17:22:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1995-yearbook/</loc>
		<lastmod>2024-09-25T17:22:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1996-yearbook/</loc>
		<lastmod>2024-09-25T17:23:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1997-yearbook/</loc>
		<lastmod>2024-09-25T17:23:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1998-yearbook/</loc>
		<lastmod>2024-09-25T17:24:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/1999-yearbook/</loc>
		<lastmod>2024-09-25T17:25:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/2000-yearbook/</loc>
		<lastmod>2024-09-25T17:25:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/2001-yearbook/</loc>
		<lastmod>2024-09-25T17:26:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/2002-yearbook/</loc>
		<lastmod>2024-09-25T17:26:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/2003-yearbook/</loc>
		<lastmod>2024-09-25T17:27:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/2004-yearbook/</loc>
		<lastmod>2024-09-25T17:27:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/2005-yearbook/</loc>
		<lastmod>2024-09-25T17:28:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/2007-yearbook/</loc>
		<lastmod>2024-09-25T17:29:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/2006-yearbook/</loc>
		<lastmod>2024-09-25T17:30:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/2008-yearbook/</loc>
		<lastmod>2024-09-25T17:30:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/2009-yearbook/</loc>
		<lastmod>2024-09-25T17:31:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-september-2024/</loc>
		<lastmod>2024-10-02T18:25:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-august-2024/</loc>
		<lastmod>2024-10-02T18:26:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-july-2024/</loc>
		<lastmod>2024-10-02T18:27:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-june-2024/</loc>
		<lastmod>2024-10-02T18:27:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-may-2024/</loc>
		<lastmod>2024-10-02T18:28:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-april-2024/</loc>
		<lastmod>2024-10-02T18:29:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-march-2024/</loc>
		<lastmod>2024-10-02T18:29:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-february-2024/</loc>
		<lastmod>2024-10-02T18:30:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-january-2024/</loc>
		<lastmod>2024-10-02T18:30:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-december-2023/</loc>
		<lastmod>2024-10-02T18:32:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-november-2023/</loc>
		<lastmod>2024-10-02T18:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-october-2023/</loc>
		<lastmod>2024-10-02T18:33:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-september-2023/</loc>
		<lastmod>2024-10-02T18:34:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-august-2023/</loc>
		<lastmod>2024-10-02T18:34:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-july-2023/</loc>
		<lastmod>2024-10-02T18:35:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-june-2023/</loc>
		<lastmod>2024-10-02T18:35:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-may-2023/</loc>
		<lastmod>2024-10-02T18:36:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-april-2023/</loc>
		<lastmod>2024-10-02T18:36:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-march-2023/</loc>
		<lastmod>2024-10-02T18:37:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-february-2023/</loc>
		<lastmod>2024-10-02T18:37:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-january-2023/</loc>
		<lastmod>2024-10-02T18:37:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-december-2022/</loc>
		<lastmod>2024-10-02T18:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-november-2022/</loc>
		<lastmod>2024-10-02T18:40:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-october-2022/</loc>
		<lastmod>2024-10-02T18:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-september-2022/</loc>
		<lastmod>2024-10-02T18:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-august-2022/</loc>
		<lastmod>2024-10-02T18:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-july-2022/</loc>
		<lastmod>2024-10-02T18:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-june-2022/</loc>
		<lastmod>2024-10-02T18:42:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-may-2022/</loc>
		<lastmod>2024-10-02T18:42:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-april-2022/</loc>
		<lastmod>2024-10-02T18:43:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-march-2022/</loc>
		<lastmod>2024-10-02T18:43:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-february-2022/</loc>
		<lastmod>2024-10-02T18:43:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-january-2022/</loc>
		<lastmod>2024-10-02T18:44:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/volume-36-no-1-spring-2022/</loc>
		<lastmod>2024-10-03T18:24:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/volume-36-no-2-summer-2022/</loc>
		<lastmod>2024-10-03T18:24:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/volume-36-nos-34-fall-winter-2022/</loc>
		<lastmod>2024-10-03T18:25:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/volume-37-nos-12-spring-summer-2023/</loc>
		<lastmod>2024-10-03T18:26:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/volume-37-nos-34-fall-winter-2023/</loc>
		<lastmod>2024-10-03T18:26:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/volume-38-nos-12-spring-summer-2024/</loc>
		<lastmod>2024-10-03T18:27:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/raising-the-social-security-retirement-age/</loc>
		<lastmod>2024-10-03T20:31:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/securing-social-security/</loc>
		<lastmod>2024-10-03T20:32:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/clarifying-misunderstanding-of-life-expectancy-and-covid-19/</loc>
		<lastmod>2024-10-03T20:32:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuary-voices/</loc>
		<lastmod>2024-11-07T20:07:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/member-spotlight/</loc>
		<lastmod>2024-11-07T20:39:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/n-c-governor-signs-medicaid-expansion-bill-into-law-03-28-2023-2/</loc>
		<lastmod>2024-11-21T18:31:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/c3-phase-ii-qa-from-2005-naic-winter-meeting-january-24-2/</loc>
		<lastmod>2024-11-21T18:31:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/2023-academy-legislative-regulatory-review-12-20-2023/</loc>
		<lastmod>2024-11-21T18:31:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-outlines-climate-changes-impact-on-insurance-actuarial-work-11-8-2023/</loc>
		<lastmod>2024-11-21T18:31:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-highlights-cyber-materials-as-national-cybersecurity-awareness-month-begins-10-2-2023/</loc>
		<lastmod>2024-11-21T18:31:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-tackles-evolving-use-of-ai-for-actuaries-9-6-2023/</loc>
		<lastmod>2024-11-21T18:31:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/annual-social-security-and-medicare-trustees-reports-released-3-31-2023/</loc>
		<lastmod>2024-11-21T18:31:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/annual-social-security-and-medicare-trustees-reports-released-5-7-2024-2/</loc>
		<lastmod>2024-11-21T18:31:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-releases-2022-practice-note-on-statements-of-actuarial-opinion-on-p-c-loss-reserves-december-20-2022/</loc>
		<lastmod>2024-11-21T18:31:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/biden-administration-issues-proposed-rule-to-fix-family-glitch-04-12-2022-2/</loc>
		<lastmod>2024-11-21T18:31:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/national-association-of-insurance-commissioners-naics-life-actuarial-a-task-force-adopted-actuarial-guideline-on-asset-adequacy-testing-6-22-2022/</loc>
		<lastmod>2024-11-21T18:31:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/special-financial-assistance-plans-final-rule-released-7-8-2022/</loc>
		<lastmod>2024-11-21T18:31:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/biden-unveils-fiscal-2024-budget-plan-that-includes-academy-priorities-of-medicare-social-security-funding-3-9-2023/</loc>
		<lastmod>2024-11-21T18:31:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/u-s-congress-passes-omnibus-spending-package-12-23-2022/</loc>
		<lastmod>2024-11-21T18:31:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/practice-note-exposure-draft-released-on-long-duration-contracts-targeted-improvements-9-9-2022/</loc>
		<lastmod>2024-11-21T18:31:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/annual-social-security-and-medicare-trustees-reports-released-6-3-2022/</loc>
		<lastmod>2024-11-21T18:31:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/u-s-house-of-representatives-passes-affordable-insulin-now-act-04-04-2022-2/</loc>
		<lastmod>2024-11-21T18:31:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-issues-2022-life-and-health-valuation-law-manual-1-18-2022/</loc>
		<lastmod>2024-11-21T18:31:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/u-s-house-of-representatives-passes-bipartisan-retirement-policy-legislation-4-1-2022/</loc>
		<lastmod>2024-11-21T18:31:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/2021-academy-legislative-regulatory-review-2-15-2022/</loc>
		<lastmod>2024-11-21T18:31:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/hhs-secretary-becerra-calls-for-re-evaluation-of-2022-medicare-part-b-premiums-01-13-2022-2/</loc>
		<lastmod>2024-11-21T18:32:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/medicares-long-term-sustainability-challenge/</loc>
		<lastmod>2024-11-27T16:13:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/volume-38-no-3-fall-2024/</loc>
		<lastmod>2024-11-27T16:15:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-october-2024/</loc>
		<lastmod>2024-11-27T16:16:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-november-2024/</loc>
		<lastmod>2024-11-27T16:17:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-december-2024/</loc>
		<lastmod>2025-03-24T18:44:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-february-2025/</loc>
		<lastmod>2025-03-24T18:45:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/volume-39-no-1-winter-2025/</loc>
		<lastmod>2025-03-24T18:48:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/record-2024/</loc>
		<lastmod>2025-03-24T19:28:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/the-academy-is-ready-to-tackle-2025s-public-policy-challenges/</loc>
		<lastmod>2025-04-28T17:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/los-angeles-wildfires-are-latest-example-of-challenges-facing-actuaries-insurers/</loc>
		<lastmod>2025-04-28T17:42:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-life-and-health-p-c-law-manuals-provide-useful-insights/</loc>
		<lastmod>2025-04-28T17:43:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/2024-academy-legislative-regulatory-review/</loc>
		<lastmod>2025-04-28T17:43:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/ncoil-closes-out-2024-policy-work-announces-2025-leadership-changes/</loc>
		<lastmod>2025-04-28T17:44:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/examining-the-intersection-of-immigration-and-social-security-finances/</loc>
		<lastmod>2025-04-28T17:45:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-play-an-important-role-in-behavioral-health-care-now-and-in-the-future/</loc>
		<lastmod>2025-04-28T17:45:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/end-of-election-season-means-real-policy-work-is-about-to-begin/</loc>
		<lastmod>2025-04-28T17:46:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/lend-your-actuarial-knowledge-to-the-elections-process-vote/</loc>
		<lastmod>2025-04-28T17:46:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/dont-be-scared-cybersecurity-awareness-month-serves-as-a-reminder-of-threats/</loc>
		<lastmod>2025-04-28T17:47:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuaries-play-a-critical-role-in-helping-insurers-address-changing-climate-risks/</loc>
		<lastmod>2025-04-28T17:47:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/a-month-to-focus-on-life-insurance-literacy/</loc>
		<lastmod>2025-04-28T17:48:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/agenda-preview-life-breakout-sessions-at-envision-tomorrow/</loc>
		<lastmod>2025-04-28T17:48:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/agenda-preview-retirement-breakout-sessions-at-envision-tomorrow/</loc>
		<lastmod>2025-04-28T17:49:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/many-lessons-still-left-to-learn-to-maximize-401k-participation-rate/</loc>
		<lastmod>2025-04-28T17:50:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/agenda-preview-risk-management-and-financial-reporting-council-breakout-sessions-at-envision-tomorrow/</loc>
		<lastmod>2025-04-28T17:50:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/agenda-preview-health-breakout-sessions-at-envision-tomorrow/</loc>
		<lastmod>2025-04-28T17:51:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/chicago-was-academys-kinda-town-to-talk-policy-at-naic/</loc>
		<lastmod>2025-04-28T17:51:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/popularity-wont-save-social-security-if-policymakers-dont-act/</loc>
		<lastmod>2025-04-28T17:52:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/heat-is-increasingly-a-cause-for-concern-in-workers-comp-cases/</loc>
		<lastmod>2025-04-28T17:52:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/what-will-the-death-of-chevron-deference-mean-for-public-policy/</loc>
		<lastmod>2025-04-28T17:53:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/ai-is-shaping-the-future-of-underwriting-fraud-detection-risk-management/</loc>
		<lastmod>2025-04-28T17:53:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/pbr-bootcamp-serves-as-an-education-for-life-actuaries/</loc>
		<lastmod>2025-04-28T17:54:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/insurance-with-an-assist-from-actuaries-brings-security-to-consumers/</loc>
		<lastmod>2025-04-28T17:54:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/new-podcast-from-the-academy/</loc>
		<lastmod>2025-04-28T17:55:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/alphabet-soup-round-2-ncoil/</loc>
		<lastmod>2025-04-28T17:55:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/during-hurricane-season-an-ounce-of-prevention-could-lead-to-significant-savings/</loc>
		<lastmod>2025-04-28T17:56:02+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/12/IMAGE-Hurricane-Outlook-May-2024-ENGLISH-Pie-052324-NOAA-2048x1266-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-unveils-content-addressing-social-security-medicare-trustees-reports/</loc>
		<lastmod>2025-04-28T17:56:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-discusses-erisa-at-50-focuses-on-retirement-savings-shortfall/</loc>
		<lastmod>2025-04-28T17:56:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/wont-you-be-my-neighbor/</loc>
		<lastmod>2025-04-28T17:57:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-task-force-plays-role-in-getting-better-handle-on-mental-health-and-well-being/</loc>
		<lastmod>2025-04-28T17:57:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/hill-visits-spark-interest-from-volunteers-policymakers-about-whats-possible/</loc>
		<lastmod>2025-04-28T17:58:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/first-post-naic-conference-webinar-delves-into-academys-role/</loc>
		<lastmod>2025-04-28T17:58:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academys-april-2nd-medicaid-unwinding-webinar-discusses-effects-of-program-changes/</loc>
		<lastmod>2025-04-28T17:59:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/introducing-the-academys-election-2024-issues-clearinghouse/</loc>
		<lastmod>2025-04-28T17:59:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/embrace-your-inner-wonk-by-attending-an-naic-meeting/</loc>
		<lastmod>2025-04-28T18:00:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/defining-external-stakeholders/</loc>
		<lastmod>2025-04-28T18:00:43+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/12/ExternalStakeholders.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academys-blog-is-meant-to-cut-through-the-noise-to-provide-unbiased-insight/</loc>
		<lastmod>2025-04-28T18:01:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/casualty-quarterly-fall-winter-2024/</loc>
		<lastmod>2025-04-28T18:10:16+00:00</lastmod>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-12/Peter%20Ott%20-%20SMALL.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-12/PC-Seminar-A-Koca-120924.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-12/PC-Loss-Law-Manual-24.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-12/CAS-24-Lisa-A-CROP.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-12/Susan%20Kent%202024.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-12/Steve%20Armstrong%2024.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-12/Stephen%20Koca%2024.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-12/EnvisionTomorrow.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-12/McCullough-Musulin-AV.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/sites/default/files/2024-05/CQ-IAM-face-Spring-24-h252w450.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-12/ASB-logo-white.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/casualty-quarterly-spring-2024/</loc>
		<lastmod>2025-04-28T18:21:25+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/Ron-Wilkins-h200w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/Hill-Visit-QR-Code-h461w800.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/CAS-Spring-24-h410w800.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/NAIC-Spring24-CASTF-h354w800.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/ASB-logo-white-h200w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/CQ-IAM-face-Spring-24-h252w450.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/Amy-Angell-Circle-h211w215.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/casualty-quarterly-winter-2024/</loc>
		<lastmod>2025-04-28T18:23:23+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/Tim-Mosler-LI-h200h200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/PC-Loss-Dec23-A-h312w800.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/COPLFR-Practice-Note-23-COVER-h291w225.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/Amy-Angell-h209w174.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/NAIC-logo-new-21-h58w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/AM-h513w800.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/CQ-IAM-image-h255w450.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/pclawmanual-2023-h260w200.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/casualty-quarterly-fall-2023/</loc>
		<lastmod>2025-04-28T18:31:25+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Norman-Niami-h164w120.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Bobby-Jaegers-164w120.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Katie-Koch-h144w120.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Samuel_Tashima-h144w120.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/digital-asset-h384w305.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Ann-Mtg-23-Logo-h109w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Susan-Kent-2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Philip-Mulder-23-h251w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/CLRS-23-O-Med-Marijuana-Big-h487w950.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/S-Jax-Paris-091423-h506w450.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/casualty-quarterly-summer-2023/</loc>
		<lastmod>2025-04-28T19:29:29+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/Krystal-Ross-LI-h214w175.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/Med-Weed-Box-h173w350_0.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/toolkit-h389w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/ASB-logo-white-h200w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/CLRS-23-image-h129w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/AmyAngell-w125.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/Ann-Mtg-23-Logo-h127w350.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/casualty-quarterly-spring-2023/</loc>
		<lastmod>2025-04-28T19:31:21+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/Susan-Kent-A.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/Bias-IB-Box-h170w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/Med-Weed-Box-h173w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/NAIC-logo-new-h53w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/Ann-Mtg-23-Logo-h181w500.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/casualty-quarterly-winter-2022-2023/</loc>
		<lastmod>2025-04-28T19:32:56+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/Koca-Stephen-width125.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/pclossseminar.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/AmyAngell-w125.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/climate-change-w600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/PC-Webinar-1222022-w600h286.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/Rich-Gibson-w125h150.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/CLRS22-13-w600h339.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/casualty-quarterly-spring-summer-2022/</loc>
		<lastmod>2025-04-28T19:35:06+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/06/Jeri-Xu-w302h439.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/06/ILSreport-w280h367.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/06/Ann-Meeting-22-Envision-w250h87.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/06/IBcover-w335h169.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/06/HV-PC-CRS-050522-A-w600h375.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/06/Slotznick.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/06/cyberToolkit-w280h362.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/casualty-quarterly-winter-2022/</loc>
		<lastmod>2025-04-28T19:36:33+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/01/Dave-Evans-width120.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/01/Wildfire-Issue-Paper-2022-width120.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/01/toolkit2022v1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/01/PC-Loss-Practice-Note-21-width120.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/12/PC-Loss-A-width600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/01/AM-width425.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/healthcheck-fall-2024/</loc>
		<lastmod>2025-04-28T19:40:07+00:00</lastmod>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-11/AAA8947-1377-h533w800.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-11/Bingham-h539w800.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-11/LHQ-24-Brian-Jackson-A-h308w800.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-11/NAIC-logo-new-21-CROP-h83w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-11/HC-IAM-Fall-24-screen-h254w450.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-11/HC-Fall24-Email-Webinar-D.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/healthcheck-summer-2024/</loc>
		<lastmod>2025-04-28T19:41:44+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/07/Annette-James-23-h340w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/07/Hill-visits-h493w800.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/07/NAIC-logo-new-21-CROP-h90w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/07/HC-Summer-24-Screen-h295w500.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/healthcheck-spring-2024/</loc>
		<lastmod>2025-04-28T19:45:12+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/Julia-Lerche-23-h205w150.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/NAIC-logo-new-21-CROP-h62w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/HC-Highlights-Fall23-Screen-h251w450.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/health-check-fall-2023/</loc>
		<lastmod>2025-04-28T19:46:28+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/10/LHQ-h349w800.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/HC-Highlights-Fall23-Screen-h251w450.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/healthcheck-summer-2023/</loc>
		<lastmod>2025-04-28T19:48:10+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/Ann-Mtg-23-Logo-h181w500.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/healthcheck-spring-2023/</loc>
		<lastmod>2025-04-28T19:49:27+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/04/HPC-Hill-Visits-Cap-1-h600w450.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/04/Annette-James-h346w250.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/Ann-Mtg-23-Logo-h181w500.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/healthcheck-winter-2023/</loc>
		<lastmod>2025-04-28T19:50:19+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/02/LHQ-Seminar-22-Joeff-w600h314.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/02/Capitol-091118-w150h197.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/healthcheck-summer-fall-2022/</loc>
		<lastmod>2025-04-28T19:54:41+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/07/Cori-Uccello-w120h145.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/07/Barb-Klever-w120h157.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/07/Julia-Lerche-w120h157.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/07/Joyce-Bohl-w120h145.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/07/Drake-Symp-AJ-040922-D-CROP-w600h437.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/healthcheck-spring-2022/</loc>
		<lastmod>2025-04-28T19:56:16+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/04/Al-Schmitz-width120.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/12/AnnetteJames-width125.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/healthcheck-fall-winter-2021/</loc>
		<lastmod>2025-04-28T19:59:31+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/12/AM-width600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/12/LHQ21-width600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/12/AnnetteJames-width125.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/healthcheck-summer-2021/</loc>
		<lastmod>2025-04-28T20:01:00+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/08/YiLingLin-width150.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/08/DonnaNovak-width150.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/08/Health-Equity-Webinar-Heds-width417.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/life-perspectives-winter-2024/</loc>
		<lastmod>2025-04-28T20:10:33+00:00</lastmod>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-12/LP-Winter24-Money.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-04/LP-Screen-Spring-24-h197w350.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/life-perspectives-summer-fall-2024/</loc>
		<lastmod>2025-04-28T20:12:45+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/LP-email-VM.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/LP-email-Tranche.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/soa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/LP-Screen-Spring-24-h197w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Ann-Mtg-23-Logo-h109w300.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/life-perspectives-spring-2024/</loc>
		<lastmod>2025-04-28T20:13:49+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/Version2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/LP-Screen-Spring-24-h197w350.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/life-perspectives-winter-2023/</loc>
		<lastmod>2025-04-28T20:14:45+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/Jason-Kehrberg-23-h188w125.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/Ben-Slutsker-23-h172w125_0.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/Seong-Min-Eom-23-h172w125_0.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/LP-Winter23-IAM-Screenshot-h253w450.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/life-perspectives-fall-2023/</loc>
		<lastmod>2025-04-28T20:15:59+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/10/NAIC-Summer23-Photo-Collage-h900w900.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/10/SOA-presentation-h336w900.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2023-09/Ben%20Slutsker-h280w250.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/Ann-Mtg-23-Logo-h127w350.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/life-perspectives-summer-2023/</loc>
		<lastmod>2025-04-28T20:16:50+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/07/steve-smith-h196w168.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/Ann-Mtg-23-Logo-h127w350.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/life-perspectives-winter-spring-2023/</loc>
		<lastmod>2025-04-28T20:18:00+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/01/Lankowski-Linda-h146w120.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/01/LDTIwhitePaper-mar23-COVER.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/life-perspectives-fall-2022/</loc>
		<lastmod>2025-04-28T20:26:59+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/05/Claire_Donna_width120.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/life-perspectives-spring-2022/</loc>
		<lastmod>2025-04-28T20:28:09+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/05/Robert-Eaton-width120.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/05/naic_logo.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/life-perspectives-fall-winter-2021-2022/</loc>
		<lastmod>2025-04-28T20:29:05+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/01/Bahna-Nolan_Mary_width120.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/01/AAA8773-1357-width600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/01/PBR-Boot-Camp-Oct21-ELam-A-width600.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/life-perspectives-summer-2021/</loc>
		<lastmod>2025-04-28T20:29:58+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/09/PBR-Assetsv1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-report-fall-2024/</loc>
		<lastmod>2025-04-29T16:49:59+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/Sam-Gutterman-h203w176.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/RR-Highlight-h267w450.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/Ann-Mtg-23-Logo-h163w450.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-report-spring-summer-2024/</loc>
		<lastmod>2025-04-29T16:56:01+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/AAA8933-1139-Medium.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/AAA8933-1032-Medium.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/AAA8933-1102-Medium.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/AAA8933-1172-h400w600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/RPC-CBO-060524.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/SocSec-24-Infographic-h286w450.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/RR-Highlight-h267w450.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/Ann-Mtg-23-Logo-h163w450.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-report-winter-2024/</loc>
		<lastmod>2025-04-29T16:58:07+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2011/10/Jason-Russell-h205w150.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/Church-Plans-BOX-h169w325.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/02/SSchallengeSlider-h350w820.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/TRR-IAM-Winter24-Image-h198w350v1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/TAF-30-graphic.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-report-fall-2023/</loc>
		<lastmod>2025-04-29T16:59:53+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Koren-Holden-h154w120.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Maria-Kirilenko-h154w120.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Frank-Todisco-h141w125.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Grace-Lattyak-h146w125.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/SS-Sooner-Later-IB-h227w450.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-report-summer-2023/</loc>
		<lastmod>2025-04-29T17:04:40+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/ChallengeSlider.v2-ARROW.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/Jason-Russell-h204w150.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/buy-out-IB-h189w450.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/Ann-Mtg-23-Logo-h127w350.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-report-spring-2023/</loc>
		<lastmod>2025-04-29T17:08:31+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/ChallengeSlider.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/Cont-Mar-Apr-23-Cover-h402w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/pensionVolunteers-h502w964.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/Ann-Mtg-23-Logo-h127w350.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/the-retirement-report-fall-2022/</loc>
		<lastmod>2025-04-29T17:10:53+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Lowman-w198h258.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/TRR-Ann-Mtg-FourSquare-w600h375.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/sstIB-w350h224.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/the-retirement-report-spring-2022/</loc>
		<lastmod>2025-04-29T17:12:28+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/05/JerryMingione-w200-h243.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/05/Pension-HV-AliK-B-042622-w600-h375.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/05/Sherry-Chan-Actuary-Voices-w200h256.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/the-retirement-report-fall-winter-2021-2022/</loc>
		<lastmod>2025-04-29T17:13:53+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/11/Bruce_Cadenhead-width120.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/11/Lena-Black-TTG-width120v2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/11/ali-khawar_0.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/11/AM600.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-feb-10-14-2025/</loc>
		<lastmod>2025-04-30T17:43:36+00:00</lastmod>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2022/thisweek/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/LTC-IB-Feb25-BOX.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/Blog-1-LifetimeInsuranceSecurity.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/ThisWeek-2-DePauw-Feb-25-F.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/images/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-feb-17-21-2025/</loc>
		<lastmod>2025-04-30T17:44:16+00:00</lastmod>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/Hands-diversity.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/Law-Manuals-25.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/David_Driscoll.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/images/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-mar-3-7-2025/</loc>
		<lastmod>2025-04-30T17:44:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2022/thisweek/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/Contingencies-Mar-Apr-25-cover.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/NAAC-Feb-25-A.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/Health-Markets-IB-Mar25-BOX.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/images/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-feb-3-7-2025/</loc>
		<lastmod>2025-04-30T17:45:53+00:00</lastmod>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2022/thisweek/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/TheRecordImage.PNG</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/Life-Investment-Summit-25.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/BetrayalWEImage.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/Actuary-Voices1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/images/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-jan-20-24-2025/</loc>
		<lastmod>2025-04-30T17:47:31+00:00</lastmod>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2022/thisweek/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/Hands.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/ASNA-25-Email-Image.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/PBGC-logo.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/Law-Manuals-Jan-25-A.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/images/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-jan-13-17-2025/</loc>
		<lastmod>2025-04-30T17:48:32+00:00</lastmod>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2022/thisweek/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/Blog-1-Wildfire.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/Law-Manuals-Jan-25-A.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/Hands.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/images/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-jan-6-10-2025/</loc>
		<lastmod>2025-04-30T18:10:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2022/thisweek/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/Hands.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/Law-Manuals-Jan-25-A.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/ABCD-Contingencies-Jan-25-h213w320.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/COPLFR-P-Note-Dec24-COVER-h269w220.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/images/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-dec-23-2024-jan-3-2025/</loc>
		<lastmod>2025-04-30T18:10:42+00:00</lastmod>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2022/thisweek/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/Contingencies-Jan-Feb-25-Cover-h335w270.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/Christian-Benjaminson-h284w240.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/AAA8947-1845-h375w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/thisweek/COPLFR-P-Note-Dec24-COVER-h269w220.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/images/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-dec-16-20-2024/</loc>
		<lastmod>2025-04-30T18:11:48+00:00</lastmod>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2022/thisweek/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Blog-LegReg-24-h196w320.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/lh-law-manual-h217w185.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/pc-law-manual-h175w185.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/images/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-dec-9-13-2024/</loc>
		<lastmod>2025-04-30T18:12:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2022/thisweek/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/PC-Tue-G-Pano-121024-h337w800.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/lh-law-manual-h217w185.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/pc-law-manual-h175w185.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/IABA-logo-h103w420.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/images/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-dec-2-6-2024/</loc>
		<lastmod>2025-04-30T18:13:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2022/thisweek/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/NatEx-Dec-24-COVER-h385w336.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Viddy-Award-h148w126.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/WebEx-Dec-24-Image-Slider-h171w420.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/images/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-nov-18-22-2024/</loc>
		<lastmod>2025-04-30T18:13:40+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/NAIC-logo-new-21-CROP-h62w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/webinar-image-h295w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/NAWA-logo-h129w423.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-nov-11-15-2024/</loc>
		<lastmod>2025-04-30T18:14:12+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Darrell-Gavel-24-h533w800.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/NAIC-Fall-24-A-h752w1000.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Marcela-Granados-AV-h192w250.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/TAF-All-Math-A-h193w380.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-nov-4-8-2024/</loc>
		<lastmod>2025-04-30T18:14:44+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/This-Week-AD-1007-BANNER.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Darrell-Knapp-h213w180.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/LHQ24-Rhonda-Ahrens-h203w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/CAS-24-Lisa-A-h281w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-11/NAIC-logo-new-21-CROP-h83w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Contin-Nov-Dec-24-Cover-h241w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/This-Week-AD-1007-BANNER.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-oct-21-25-2024/</loc>
		<lastmod>2025-04-30T18:15:07+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/New-Orleans-h350w370.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Isabelle-McCullough-AV-mic-h148w250.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-oct-14-18-2024/</loc>
		<lastmod>2025-04-30T18:15:30+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/AI-panel-01-h533w800.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/NAIC-Panel-h417w800.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Farley-Myers-Lisa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Rising-actuaries-lisa-24-h550w800.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/ERISA-Health-Box-h173w375.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-oct-7-11-2024/</loc>
		<lastmod>2025-04-30T18:15:52+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/This-Week-AD-1007-BANNER.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Ann-Mtg-23-Logo-h109w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/ActSound-Vote-101024-h196w330.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Prof-Vid-Screen-E-h257w400.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/This-Week-AD-1007-BANNER.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-september-30-october-4-2024/</loc>
		<lastmod>2025-04-30T18:16:21+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/survey-h150w175.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/update-colver-0924-h453w370.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Prof-Vid-Screen-D-h238w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Contin-WebEx-Oct24-Cyber-h290w370.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-september-23-27-2024/</loc>
		<lastmod>2025-04-30T18:16:53+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Ann-Mtg-23-Logo-h109w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/DefiningBigDataW200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/survey-h150w175.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-september-16-20-2024/</loc>
		<lastmod>2025-04-30T18:17:19+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Leroy-Nunery-Zoom-still-Arrow.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/Rising-Actuary-Award-graphic-h279w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/survey-h150w175.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/copr-paper-h382w330.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-september-9-13-2024/</loc>
		<lastmod>2025-04-30T18:17:48+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Rhonda-Ahrens-h172w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Nancy-Behrens-h172w180.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Michelle-Iarkowski-h172w180.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Becky-Sheppard-h172w180.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Ann-Mtg-23-Logo-h109w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/CLRS-24-N-booth-h392w600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-september-2-6-2024/</loc>
		<lastmod>2025-04-30T18:18:13+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/Hands-h172w245.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Bingham-h168w130.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Andersen-h168w130.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Ann-Mtg-23-Logo-h109w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Contin-Sept-Oct-24-cover-h268w220.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Rade-AV-mic-h205w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-august-19-23-2024/</loc>
		<lastmod>2025-04-30T18:19:04+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/NAIC-logo-new-21-CROP-h62w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Tamara-Burden-AV-mic-h447w380.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Ann-Mtg-23-Logo-h109w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Justin-Connor-h300w250.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/CQ-CLRS-Summer24-email-h300w320.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-august-12-16-2024/</loc>
		<lastmod>2025-04-30T18:19:41+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/NAIC-Rob-Lisa-Kevin-02-h331w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/08/Ann-Mtg-23-Arrow-h251w260.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-august-5-9-2024/</loc>
		<lastmod>2025-04-30T18:20:05+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Armstrong-h230w250.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Koca-h230w250.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Keener-h230w250.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Ann-Mtg-23-Logo-h109w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Act-Sound-Heat-August-24-h228w370.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/NAIC-logo-new-21-CROP-h62w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-july-29-august-2-2024/</loc>
		<lastmod>2025-04-30T18:20:38+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Learning-LIVE-h182w285.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/July24Update_Cover-h362w320.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/IABA-Aug24-A-h333w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Evelyn-Boswell-Actuary-Voices-h300w320.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-july-22-26-2024/</loc>
		<lastmod>2025-04-30T18:21:18+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/am-speakers.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/DSC_1298-h255w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/ABCD-logo-Blue-h200w220.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/climate-change-h343w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-july-15-19-2024/</loc>
		<lastmod>2025-04-30T18:21:59+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/Act-Sound-AI-July24-h228w370.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2024/thisweek/AmyA-Influential-July24-A-h373w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-july-8-12-2024/</loc>
		<lastmod>2025-04-30T18:22:28+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/Hands-h172w245.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/08/Ann-Mtg-23-Arrow-h251w260.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/07/Cont-Jul-Aug-24-Cover-h301w250.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/07/Geralyn-Trujillo-podcast-h225w250.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-july-1-5-2024/</loc>
		<lastmod>2025-04-30T18:23:14+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/07/Webinar-image-A-h198w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/07/Election-B-h205w395.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/07/june24-update-cover-h335w275.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-june-17-21-2024/</loc>
		<lastmod>2025-04-30T18:23:34+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/AV-Daly-mic-h217w200.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/NCOIL-Blog-h215w350.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/Ann-Mtg-23-Logo-h203w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/Career-Center-h273w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-june-10-14-2024/</loc>
		<lastmod>2025-04-30T18:23:50+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/PBR-09-h269w600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/NAIC-logo-new-21-CROP-h62w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/ERISA-50-h117w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-june-3-7-2024/</loc>
		<lastmod>2025-04-30T18:24:07+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/Gomez-h373w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/Clark-Nunery-h200w400.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/ABCD-Webinar-060324-A-h260w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/RPC-CBO-060524-h259w560.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/Matson-h205w175.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-may-20-24-2024/</loc>
		<lastmod>2025-04-30T18:24:34+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/05/AM-Best-0517-24.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/05/OVA-Awards-h237w390.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/ERISA-50-h117w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/05/Chris-Carlson-Cincy-052124-h298w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/05/voice0524-h300w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/05/AM-Best-0517-24.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-may-13-17-2024/</loc>
		<lastmod>2025-04-30T18:24:52+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/05/AM-Best-0517-24.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/ERISA-50-h117w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/Rising-Actuary-Award-graphic-h279w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/05/AM-Best-0517-24.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-may-6-10-2024/</loc>
		<lastmod>2025-04-30T18:25:08+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/05/Simergy-banner-NEW-0510.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/05/Philly-Liberty-Bell-h227w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/06/ERISA-50-h117w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/05/CAS-Spring-24-h302w560v1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/05/TAF-Ochoa-h350w377.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/05/COPR-h384w320-.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/05/Simergy-banner-NEW-0510.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-april-29-may-3-2024/</loc>
		<lastmod>2025-04-30T18:25:23+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/WebEx4-24-B.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/award-h336w370.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/Cont-May-Jun-24-Cover-h254w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/05/Philly-Liberty-Bell-h227w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/survey-h150w175.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-april-22-26-2024/</loc>
		<lastmod>2025-04-30T18:25:49+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/ASB-h482w381.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/WebEx4-24-A-h320w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/survey-h150w175.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/Insurance-Summit-042424-MW-A-h230w275-v3.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-april-15-19-2024/</loc>
		<lastmod>2025-04-30T18:58:20+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/Hill-Visits-Apr-24-K-h377w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/Amy-Angell-24-h330w265.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/Magic-School-Bus-h255w375.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-april-8-12-2024/</loc>
		<lastmod>2025-04-30T18:58:36+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/NCOIL-Logo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/Krystal-Ross-scaled-h159w230.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-april-1-5-2024/</loc>
		<lastmod>2025-04-30T18:59:03+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/Simergy-Banner-TW-0405.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/Election-A-h246w400.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/TAF-MTFC-h315w560.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/Magic-School-Bus-h255w375.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/04/Simergy-Banner-TW-0405.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-march-18-22-2024/</loc>
		<lastmod>2025-04-30T18:59:23+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/NAIC-Spring24-CASTF-A-h274w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/abcd-annual-summary-h381w325.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/Actuary-Voices-Aree-Bly-h200w250.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/Hands-h172w245.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-march-11-15-2024/</loc>
		<lastmod>2025-04-30T18:59:40+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/NAIC-Spring24-Tricia-h227w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/Julia-Lerche-23-h162w115.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/peer-review-h278w245.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-march-4-8-2024/</loc>
		<lastmod>2025-04-30T18:59:56+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/PBGC-IB-Mar24-COVER-h325w260.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/peer-review-paper-h384w315.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/cont-cover-h335w265.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Actuary-Voices-w200h200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/NAIC-logo-new-21-CROP-h62w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-feb-19-23-2024/</loc>
		<lastmod>2025-04-30T19:00:20+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/02/Bill-Lisa-h240w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/02/Career-Center-Ad-CROP-h277w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/02/TAF-MTFC-h315w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/02/Law-Manuals-24-h318w450.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/NAIC-logo-new-21-CROP-h62w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-feb-12-16-2024/</loc>
		<lastmod>2025-04-30T19:00:36+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/02/Bermuda-BOX-h149w330.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/02/TAF-podcast-graphic-h315w560.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/02/pc-law-manu-h395w325.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-feb-5-9-2024/</loc>
		<lastmod>2025-04-30T19:00:52+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/02/SSchallengeSlider-h350w820.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/02/TAF-Gala-24-h450w800.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/02/lhlawmanual-covver-h388w320.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-jan-29-feb-2-2024/</loc>
		<lastmod>2025-04-30T19:01:08+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/update-jan2024-cover-h388w315.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/WebEx-Slider-Jan24-h239w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/Monique-Hacker-AV-mic-h175w160.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-jan-22-26-2024/</loc>
		<lastmod>2025-04-30T19:01:24+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/ASNA-24-h420w425.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/pro-outreach-h247w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/Law-Manual-Banner-Ad.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-jan-15-19-2024/</loc>
		<lastmod>2025-04-30T19:01:42+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/ASNA-ANEA-Logo-h250w250.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/02/Law-Manuals-24-h318w450.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-dec-18-22-2023/</loc>
		<lastmod>2025-04-30T19:02:30+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/Ralph-Blanchard-h155w135.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/life-paper-h279w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-dec-11-15-2023/</loc>
		<lastmod>2025-04-30T19:02:50+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/LIholiday23-h293w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/COPLFR-Practice-Note-23-COVER-h323w270.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-dec-4-8-2023/</loc>
		<lastmod>2025-04-30T19:03:08+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/NAIC-Prof-Break-Dec23-h315w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/PC-Loss-Dec23-h221w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Actuary-Voices-w200h200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/Contin-WebEx-AI-Dec23-h153w360.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/am-gallery-h337w450.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-nov-13-17-2023/</loc>
		<lastmod>2025-04-30T19:03:25+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/11/AAA8906-1348-h373w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/11/AAA8907-1191-h373w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-november-6-10/</loc>
		<lastmod>2025-04-30T19:03:41+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/11/Ann-Mtg-23-Logo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/11/LHQ-2023-B.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Actuary-Voices-w200h200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-oct-30-nov-3-2023/</loc>
		<lastmod>2025-04-30T19:04:01+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/10/SS-Sooner-Later-IB-BOX-h195w405.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/10/Cont-Nov-Dec-23-Cover-h412w315.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-oct-23-27-2023/</loc>
		<lastmod>2025-04-30T19:04:18+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/10/SOA-breakfast-h289w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/10/NCTM-G-h237w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Actuary-Voices-w200h200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-oct-16-20-2023/</loc>
		<lastmod>2025-04-30T19:04:34+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/10/CCA-Oct23-Cori-h265w385.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Ann-Mtg-23-Logo-h109w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-oct-9-13-2023/</loc>
		<lastmod>2025-04-30T19:04:50+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/10/generalAI-risk-h164h375.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/10/digitalAsset-h267w210.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-oct-2-6-2023/</loc>
		<lastmod>2025-04-30T19:05:05+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/10/healthIB-oct62023.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Actuary-Voices-w200h200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/10/Contin-WebEx-Sep23-A-h169w315.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/10/ContSurveyBannerAd.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-sept-18-22-2023/</loc>
		<lastmod>2025-04-30T19:05:20+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Speaker-Vid-B-h198w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Cont-Sep-Oct-23-Cover-h314w235.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/Hands-h172w245.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-sept-11-15-2023/</loc>
		<lastmod>2025-04-30T19:05:38+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/CLRS-23-F-Small-h221w330.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/S-Jax-Paris-091423-h329w260.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Actuary-Voices-w200h200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-sept-4-8-2023/</loc>
		<lastmod>2025-04-30T19:05:54+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Member-Selected-Direx-Heds-23-h315w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Ann-Mtg-23-Logo-h109w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Cont-Sep-Oct-23-Cover-h314w235.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/CLRS-23-image-h129w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-aug-21-25-2023/</loc>
		<lastmod>2025-04-30T19:06:24+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/Ann-Mtg-23-Logo-h109w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/08/IMG_0006-CROP-h434w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/09/Hands-h172w245.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-aug-14-18-2023/</loc>
		<lastmod>2025-04-30T19:06:39+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/08/NAIC-Collage-h560w560.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/08/Annette-h306w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/08/Hands-h172w225.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-aug-7-11-2023/</loc>
		<lastmod>2025-04-30T19:06:55+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/08/MemberSelectedHeadshot.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/08/IABA-23-B-Image1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-july-31-aug-4-2023/</loc>
		<lastmod>2025-04-30T19:07:13+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/07/Philip-Mulder-LI-h170w125.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/07/Contin-WebEx-Aug-23-h208w310.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-july-24-28-2023/</loc>
		<lastmod>2025-04-30T19:07:39+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/08/Hands-h172w225.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-july-17-21-2023/</loc>
		<lastmod>2025-04-30T19:07:55+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/07/Geralyn-Trujillo-h176w135.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/07/Data-Bias-IB-July23-h177w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/07/NCOIL-Logo-h235w235.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-july-10-14-2023/</loc>
		<lastmod>2025-04-30T19:08:20+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/07/Prem-Drivers-24-IB-COVER-h177w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/12/calendar-icon-h190w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-july-3-7-2023/</loc>
		<lastmod>2025-04-30T19:11:05+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/07/Cont-Jul-Aug-23-Cover-h455w340.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-june-19-23-2023/</loc>
		<lastmod>2025-04-30T19:11:27+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/Prof-Nar-ASOPS-062223-A-h269w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/PBR-Bootcamp-062123-A-h276w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/Credly-Academy-BIG-h360w360.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-june-12-16-2023/</loc>
		<lastmod>2025-04-30T19:11:47+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/Knapp_h180w125.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/Credly-Academy-BIG-h360w360.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/Olsen_h180w125.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-june-5-9-2023/</loc>
		<lastmod>2025-04-30T19:12:03+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/CRIFS-paper-COVER-h259w220.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/06/Credly-Academy-BIG-h360w360.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-may-29-june-2-2023/</loc>
		<lastmod>2025-04-30T19:12:20+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/05/Will-Chalabi-h309w473.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/05/June-23-WebEx-h196w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-may-22-26-2023/</loc>
		<lastmod>2025-04-30T20:12:39+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/05/HealthCheck-2-inch-h242w325.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-may-15-19-2023/</loc>
		<lastmod>2025-04-30T20:12:59+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/05/Prof-Webinar-051923-A-h288w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/05/PBGC-logo-h167w250.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/05/OVA-Awards-h206w275.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-may-8-12-2023/</loc>
		<lastmod>2025-04-30T20:13:18+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/05/Dann-h368w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/05/AcademyBadge-h260w260.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-may-1-5-2023/</loc>
		<lastmod>2025-04-30T20:13:38+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/05/Cont-May-Jun-23-Cover-h345w260.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/05/Dwayne-Husbands-h140w130.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/05/TAF-Gala23-image-h191w310.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-april-17-21-2023/</loc>
		<lastmod>2025-04-30T20:13:57+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/04/HillVisit-042123-h373w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/04/Climate-Webinar-041723-h287w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/04/Drake-winners-23-h352w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-april-10-14-2023/</loc>
		<lastmod>2025-04-30T20:14:16+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/04/James130.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/04/IB-Medicare-COVER-130.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/04/Abacus-Actuaries-logo-h74-w247.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-april-3-7-2023/</loc>
		<lastmod>2025-04-30T20:14:36+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/04/PPC-DOL-LKS-033123-h222w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/04/AV_AmberRohde-h250w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/04/Abacus-Actuaries-logo-h74-w247.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/04/Contin-Web-Ex-April-23-h179w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-march-20-24-2023/</loc>
		<lastmod>2025-04-30T20:14:51+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/NAIC-Spring-23-E-h174w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/Climate-Webinar-032023-h267w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/Annette-James-h113w125.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/ee-h243w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-march-13-17-2023/</loc>
		<lastmod>2025-04-30T20:15:05+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/ChallengeSlider.v2-ARROW-h239w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/PBR-Bootcamp-031523-D-h264h560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/Julia-Lerche-h170w125.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-march-6-10-2023/</loc>
		<lastmod>2025-04-30T20:15:22+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/ABCD_annualreport_cover_h178w154.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/Annette-James-VBid-030823-h177w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/03/SSC-TW-Screen-B.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-feb-27-march-3-2023/</loc>
		<lastmod>2025-04-30T20:15:40+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2011/09/Cont-Mar-Apr-23-Cover-w210h281.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/02/Fed-IPAC-members-w600h429.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-feb-20-24-2023/</loc>
		<lastmod>2025-04-30T20:15:56+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/02/IAM-new-w548-h305.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/02/Pension-Webinar-022223-B-w600h255.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Actuary-Voices-w200h200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-feb-13-17-2023/</loc>
		<lastmod>2025-04-30T20:16:11+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/02/IAM-new-w548-h305.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/02/IABA-image-w200h200.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/02/Soc-Sec-Challenge-w280-282.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-feb-6-10-2023/</loc>
		<lastmod>2025-04-30T20:16:27+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/02/IAM-new-w548-h305.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/02/SOTU-23-w210h210.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/02/HealthCheck-2-inch-w280h186.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-january-30-february-3-2023/</loc>
		<lastmod>2025-04-30T20:16:47+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/01/theRecord-w200h251.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-january-23-27-2023/</loc>
		<lastmod>2025-04-30T20:17:04+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/01/pcAP-w368h453.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-january-16-20-2023/</loc>
		<lastmod>2025-04-30T20:17:22+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/01/LisaS-ASNA-Jan23-w370h420.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/01/Cyber-Risk-Toolkit-Cover-Jan23-w120h140.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/01/ICYMI-Graphic-w250h250.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-january-9-13-2023/</loc>
		<lastmod>2025-04-30T20:17:38+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/01/PC-Webinar-011223-w600h222.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-december-26-january-6-2023/</loc>
		<lastmod>2025-04-30T20:17:55+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/Cont-Jan-Feb-23-Cover-w350h468.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/01/ICYMI-Graphic-w250h250.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-december-19-23-2022/</loc>
		<lastmod>2025-04-30T20:18:10+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/Greeting2022Horz.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/modelCoverw215h259.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/Actuary-Voices-w170h150.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/PC-Webinar-1222022-w560h267.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-december-12-16-2022/</loc>
		<lastmod>2025-04-30T20:18:46+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/ProfWeb-Tales-121622-A-w560h244.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/AmyAngell-w100h113-caption.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-december-5-9-2022/</loc>
		<lastmod>2025-04-30T20:19:01+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/PC-This-Week-A.312227jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/12/Volunteer-Day310174.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-november-21-december-2-2022/</loc>
		<lastmod>2025-04-30T20:19:19+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/2211COXEOLIVE3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/john-schubert-w150h166.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/Rob-Damler-w150h166.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/Contin-Web-Exclusive-Dec-22-w360h193.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/Actuarial-Update-November-2022-COVER-w210h272.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/2211COXEOLIVE3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-november-14-18-2022/</loc>
		<lastmod>2025-04-30T20:19:39+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/2211COXEOLIVE3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/LHQ-Seminar-22-Joeff-310wTxt.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/Pension-Webinar-111522-Tom-Lowman-w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/2211COXEOLIVE3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-november-7-11-2022/</loc>
		<lastmod>2025-04-30T20:19:55+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.orghttps://actuary.org/wp-content/uploads/2022/11/2211COXEOLIVE3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/PBR-Boot-Camp-110922-Rachel-h247w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/Risk-Transfer-PN-Cover-h243w185.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.orghttps://actuary.org/wp-content/uploads/2022/11/2211COXEOLIVE3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-october-31-november-4-2022/</loc>
		<lastmod>2025-04-30T20:20:11+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/2211COXEOLIVE3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/Ken-Gavel-h305w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/Monuments-Lincoln-h313w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/DEI-Session-22-A-h289w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/Riley-Farley-2022-h338w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/Cont-Nov-Dec-22-Cover-h307w230.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/2211COXEOLIVE3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-october-24-28-2022/</loc>
		<lastmod>2025-04-30T20:20:28+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/AM-w200h257.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/SOA-Meeting-h239w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/PC-Webinar-102522-h239w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-october-17-21-2022/</loc>
		<lastmod>2025-04-30T20:20:51+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/AM-w200h257.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/Life-Inflation-Webinar-101922-h229w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/LP-h76w350.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-october-10-14-2022/</loc>
		<lastmod>2025-04-30T20:21:09+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-october-3-7-2022/</loc>
		<lastmod>2025-04-30T20:21:24+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/02/Rich-Gibson-B-width110v1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/WebEx922EmailBanner-w310h166.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/Magic-Bus-Social-Oct22-w350h133.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-september-19-23-2022/</loc>
		<lastmod>2025-04-30T20:21:42+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/CLRS22-w560h241.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/AM-w200h257.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Rising-Actuary-Award-graphic-w200h186.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Hands-diversity-BOX-w300h289.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-september-12-16-2022/</loc>
		<lastmod>2025-04-30T20:21:59+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/AM-w200h257.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Campbell_Katie_w136h189v1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Dave_Evans_w136h189v1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Norman_Niami_w136h189.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Hands-diversity.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Actuary-Voices-w200h200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-september-5-9-2022/</loc>
		<lastmod>2025-04-30T20:22:19+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/AM-w200h257.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/RKathy-w200h211.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/LJohansen-w200h211.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-august-29-september-2-2022/</loc>
		<lastmod>2025-04-30T20:22:35+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Hands-diversity.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/08/Cont-Sept-Oct-22-Cover-w210h281.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-august-22-26-2022/</loc>
		<lastmod>2025-04-30T20:22:51+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/08/AnnMeeting22-w200h257.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/08/LDC-w312h378.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-august-15-19-2022/</loc>
		<lastmod>2025-04-30T20:23:11+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/08/ASBlogowhite-w260h260.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/08/math-motivators-w243h313.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-august-8-12-2022/</loc>
		<lastmod>2025-04-30T20:23:26+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/08/Prof-Breakfast-081022-A-width600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/08/am-banner-w600-h92.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-july-25-august-5-2022/</loc>
		<lastmod>2025-04-30T20:23:42+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/07/PC-ILS-webinar-080222-w600h250.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/07/Contin-Man-Vs-Storm-Aug-22-w310h169.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-july-18-22-2022/</loc>
		<lastmod>2025-04-30T20:23:58+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/07/Ann-Meeting-22-Envision-w240h80.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/07/Telehealth-WC-July22-COVER-w240h119.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-july-11-15-2022/</loc>
		<lastmod>2025-04-30T20:24:13+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/07/WantFeedback-w258h168.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/07/Corr-Caus-Webinar-071222-B-w600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-june-27-july-8-2022/</loc>
		<lastmod>2025-04-30T20:24:44+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/06/IBcover-w335h169.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/06/PremDrivers-Webinar-070522-w600h251.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/06/ContJuly22Cover-w260h348.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-june-20-24-2022/</loc>
		<lastmod>2025-04-30T20:25:00+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/06/premiumsChange-w300h404.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/06/Contingencies-Sep-Oct-21-cover-w248h184.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-june-13-17-2022/</loc>
		<lastmod>2025-04-30T20:25:14+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2011/09/record2021-w350h453.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/06/Trustees-Webinar-061722-w600h292.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-june-6-10-2022/</loc>
		<lastmod>2025-04-30T20:25:30+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/06/Cori-Screen-060722-w600h375.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-may-30-june-3-2022/</loc>
		<lastmod>2025-04-30T20:25:47+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/05/Medicare-IB-May22-Logo-w310-h153.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/05/cyberrisk-toolkit-w275-h360.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/05/Actuarial-Update-May-2022-COVER-w210-h272.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-may-23-27-2022/</loc>
		<lastmod>2025-04-30T20:26:06+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/05/ProfWeb-0526-Schwarcz-w600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/05/DEI-slide-Jina-w400h226.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-may-9-13-2022/</loc>
		<lastmod>2025-04-30T20:26:21+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/05/envision.basicGraphic-width600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/05/ProfWeb-051222-A-width600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/05/TomC-ProfOutreach-051122-A-1-A-width600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-may-2-6-2022/</loc>
		<lastmod>2025-04-30T20:26:36+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/05/HV-PC-CRS-050522-A-width600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/05/Life-Webinar-050422-D-w600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/05/Cont-May-June-22-Cover-w200.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-april-25-29-2022/</loc>
		<lastmod>2025-04-30T20:26:51+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/04/Pension-HV-AliK-B-042622-w600-375.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/04/AV-Ben-Slutsker-w210-h212.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/04/Actuarial-Update-April-2022-COVER-w250-h334.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-april-18-22-2022/</loc>
		<lastmod>2025-04-30T20:27:08+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/04/NVW-w210-h210.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/04/LTC-Combo-April-22-w200-h239.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-april-11-15-2022/</loc>
		<lastmod>2025-04-30T20:27:24+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/04/Hosp-Webinar-041422-AR3-TRIM.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/04/Drake-Symp-AJ-040922-D-CROP-w600-h382.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-april-4-8-2022/</loc>
		<lastmod>2025-04-30T20:27:39+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/04/ThisWeekinaMinute.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/04/naic-w260-h155.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-march-28-april-1-2022/</loc>
		<lastmod>2025-04-30T20:27:55+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/03/ThisWeekinaMinute.600px.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/03/hanson.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/03/Actuarial-Update-March-2022-COVER-width125-162.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-march-21-25-2022/</loc>
		<lastmod>2025-04-30T20:28:09+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/03/ThisWeekinaMinute.300px.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/04/ASB-logo-white-width110.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-march-14-18-2022/</loc>
		<lastmod>2025-04-30T20:28:23+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/03/Wildfire-Screen-031722-width600v1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/07/SherryChan_v4.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-march-7-11-2022/</loc>
		<lastmod>2025-04-30T20:28:37+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/03/Women-Actuaries-030922-J.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/03/Ali-Khawar-M-width600.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-feb-28-march-4-2022/</loc>
		<lastmod>2025-04-30T20:28:52+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/02/Coggins-width135.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/02/Khawar-EBSA-155-210.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/02/Cont-Mar-Apr-22-Cover-210-278.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-feb-21-25-2022/</loc>
		<lastmod>2025-04-30T20:29:06+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/02/toolkitCover-width235.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-feb-14-18-2022/</loc>
		<lastmod>2025-04-30T20:29:20+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/02/Ali-Khawar-Official-Portrait.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-feb-7-11-2022/</loc>
		<lastmod>2025-04-30T20:29:33+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/04/ASB-logo-white-width110.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/10/Actuary-Voices-width150v1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-jan-31-feb-4-2022/</loc>
		<lastmod>2025-04-30T20:29:49+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/01/Actuarial-Update-January-2022-COVER-width185.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-jan-24-28-2022/</loc>
		<lastmod>2025-04-30T20:30:13+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/01/websiteUpdateAd-width260.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/01/WildfireCover2022_width160.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-jan-17-21-2022/</loc>
		<lastmod>2025-04-30T20:31:04+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/01/Annette_James_119_157.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-dec-20-2021-jan-14-2022/</loc>
		<lastmod>2025-04-30T20:31:41+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/01/Contingencies-Jan-Feb-22-cover-width185.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-march-2025/</loc>
		<lastmod>2025-05-08T20:36:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-april-2025/</loc>
		<lastmod>2025-05-08T20:40:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/healthcheck-winter-2025/</loc>
		<lastmod>2025-05-12T15:51:26+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/01/image.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/healthcheck/AAA8927-1062.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/healthcheck/LP-Winter24-EMAIL-LH-Law.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/LHQHealthCheckImage.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-11/HC-IAM-Fall-24-screen-h254w450.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/email/2025/healthcheck/ASB-logo-white.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-mar-10-14-2025/</loc>
		<lastmod>2025-05-15T17:55:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-march-17-21-2025/</loc>
		<lastmod>2025-05-15T17:58:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-march-24-28-2025/</loc>
		<lastmod>2025-05-15T17:58:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-april-28-may-2-2025/</loc>
		<lastmod>2025-05-15T17:59:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-may-5-9-2025/</loc>
		<lastmod>2025-05-15T18:00:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-april-21-25-2025/</loc>
		<lastmod>2025-05-15T18:33:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-april-7-11-2025/</loc>
		<lastmod>2025-05-15T18:33:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-april-14-18-2025/</loc>
		<lastmod>2025-05-15T18:37:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-may-16-20-2022/</loc>
		<lastmod>2025-05-16T14:55:48+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/04/thisweek_banner2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/09/Rising-Actuary-Award-graphic-w200h186.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2014/06/aaa_logo_tan_small.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-may-12-16-2025/</loc>
		<lastmod>2025-05-16T16:22:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-may-19-23-2025/</loc>
		<lastmod>2025-05-23T19:04:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-jan-8-12-2024/</loc>
		<lastmod>2025-05-28T21:30:36+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/10/ThisWeekinaMinute600-07082022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/Student-Vid-D-h317w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-jan-1-5-2024/</loc>
		<lastmod>2025-05-28T21:31:59+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/emailTopLogo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/ThisWeekEmailBanners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/IAM-w549-h343.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2022/11/horizontal-line-600x1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/Cont-Jan-Feb-24-Cover-h435w345.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/AAA8906-1876-h373w560.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2023/09/ASB-logo-white-h215w215.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/01/calendar-icon-h190w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/AcademyLogo-without-background-w300h54.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-may-2025/</loc>
		<lastmod>2025-05-30T18:43:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-report-winter-2025/</loc>
		<lastmod>2025-06-04T14:34:32+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/01/AAA8933-1015-Medium-h493w642.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/01/Hill-Visits-24-group-A.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/01/AAA8947-1845.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/01/Christian-Benjaminson-h284w240.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/01/Greenblum-Headshot-h186w150.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/01/Geddes-Headshot-h186w150.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/01/RRWinter2025.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/ASB-logo-white-h250w250.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-report-spring-2025/</loc>
		<lastmod>2025-06-04T17:47:58+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/05/Maria-Carnovale-25-QA.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/06/DC-IB-Refresh-NEW.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/06/Hill-Visits-25-Kaine.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/06/RR-IAM-Kate-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-june-2-6-2025/</loc>
		<lastmod>2025-06-06T14:56:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-june-9-13-2025/</loc>
		<lastmod>2025-06-13T18:00:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professional-judgment-use-it-wisely/</loc>
		<lastmod>2025-06-17T19:24:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-september-2023/</loc>
		<lastmod>2025-06-17T19:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-october-2023/</loc>
		<lastmod>2025-06-17T19:40:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-november-2023/</loc>
		<lastmod>2025-06-17T19:43:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-december-2023/</loc>
		<lastmod>2025-06-17T19:43:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-january-2024/</loc>
		<lastmod>2025-06-17T19:43:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-february-2024/</loc>
		<lastmod>2025-06-17T19:44:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-march-2024/</loc>
		<lastmod>2025-06-17T19:44:17+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/PeerReviewCover.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-april-2024/</loc>
		<lastmod>2025-06-17T19:44:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-may-2024/</loc>
		<lastmod>2025-06-17T19:44:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-june-2024/</loc>
		<lastmod>2025-06-17T19:48:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-august-2024/</loc>
		<lastmod>2025-06-17T19:48:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-september-2024/</loc>
		<lastmod>2025-06-17T19:48:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-october-2024/</loc>
		<lastmod>2025-06-17T19:48:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/qa-professionalism-education-vice-president-nancy-behrens/</loc>
		<lastmod>2025-06-17T19:48:59+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/11/NancyBehrens24-scaled.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/requests-for-guidance-the-abcd-is-here-to-help/</loc>
		<lastmod>2025-06-17T19:49:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/qualifications-questions-the-academy-has-answers/</loc>
		<lastmod>2025-06-17T19:49:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/im-retired-do-i-still-need-to-meet-ce-requirements/</loc>
		<lastmod>2025-06-17T19:49:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/asb-abcd-report-on-their-work-for-you/</loc>
		<lastmod>2025-06-17T19:49:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/returning-to-actuarial-practice/</loc>
		<lastmod>2025-06-17T19:49:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-july-2020/</loc>
		<lastmod>2025-06-17T19:50:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-august-2020/</loc>
		<lastmod>2025-06-17T19:50:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-september-2020/</loc>
		<lastmod>2025-06-17T19:50:37+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/sites/default/files/inline-images/Prof%20Counts%20Sep-20-GRAPHIC.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-october-2020/</loc>
		<lastmod>2025-06-17T19:50:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-january-2021/</loc>
		<lastmod>2025-06-17T19:50:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-february-2021/</loc>
		<lastmod>2025-06-17T19:51:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-august-2021/</loc>
		<lastmod>2025-06-17T19:51:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-may-2022/</loc>
		<lastmod>2025-06-17T19:51:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-august-2022/</loc>
		<lastmod>2025-06-17T19:51:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-september-2022/</loc>
		<lastmod>2025-06-17T19:51:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-october-2022/</loc>
		<lastmod>2025-06-17T19:51:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-november-2022/</loc>
		<lastmod>2025-06-17T19:51:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-december-2022/</loc>
		<lastmod>2025-06-17T19:52:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-january-2023/</loc>
		<lastmod>2025-06-17T19:52:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-march-2023/</loc>
		<lastmod>2025-06-17T19:52:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-april-2023/</loc>
		<lastmod>2025-06-17T19:52:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-may-2023/</loc>
		<lastmod>2025-06-17T19:52:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-june-2023/</loc>
		<lastmod>2025-06-17T19:53:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-july-2023/</loc>
		<lastmod>2025-06-17T19:53:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-august-2023/</loc>
		<lastmod>2025-06-17T19:53:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-august-2018/</loc>
		<lastmod>2025-06-17T19:54:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-september-2018/</loc>
		<lastmod>2025-06-17T19:54:19+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2019/03/Kathy-Riley_0.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-october-2018/</loc>
		<lastmod>2025-06-17T19:54:26+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2019/03/Beth-Fitzgerald.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2021/11/Maryellen%20Coggins_0-scaled.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2019/03/Kathy-Riley_1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-december-2018/</loc>
		<lastmod>2025-06-17T19:54:35+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/Rick_Block.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-november-2018/</loc>
		<lastmod>2025-06-17T19:54:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-january-2019/</loc>
		<lastmod>2025-06-17T19:54:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-february-2019/</loc>
		<lastmod>2025-06-17T19:54:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-march-2019/</loc>
		<lastmod>2025-06-17T19:55:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-april-2019/</loc>
		<lastmod>2025-06-17T19:55:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-july-2019/</loc>
		<lastmod>2025-06-17T19:55:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-august-2019/</loc>
		<lastmod>2025-06-17T19:55:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-june-2019/</loc>
		<lastmod>2025-06-17T19:55:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-september-2019/</loc>
		<lastmod>2025-06-17T19:55:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-october-2019/</loc>
		<lastmod>2025-06-17T19:55:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-november-2019/</loc>
		<lastmod>2025-06-17T19:55:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-december-2019/</loc>
		<lastmod>2025-06-17T19:56:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-january-2020/</loc>
		<lastmod>2025-06-17T19:56:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-february-2020/</loc>
		<lastmod>2025-06-17T19:56:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-march-2020/</loc>
		<lastmod>2025-06-17T19:56:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-june-2020/</loc>
		<lastmod>2025-06-17T19:56:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-march-2017/</loc>
		<lastmod>2025-06-17T19:57:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-april-2017/</loc>
		<lastmod>2025-06-17T19:57:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-may-2017/</loc>
		<lastmod>2025-06-17T19:57:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-june-2017/</loc>
		<lastmod>2025-06-17T19:57:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-july-2017/</loc>
		<lastmod>2025-06-17T19:57:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-august-2017/</loc>
		<lastmod>2025-06-17T19:58:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-september-2017/</loc>
		<lastmod>2025-06-17T19:58:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-september-2017-2/</loc>
		<lastmod>2025-06-17T19:58:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-october-2017/</loc>
		<lastmod>2025-06-17T19:58:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-november-2017/</loc>
		<lastmod>2025-06-17T19:58:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-december-2017/</loc>
		<lastmod>2025-06-17T19:58:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-january-2018/</loc>
		<lastmod>2025-06-17T19:58:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-february-2018/</loc>
		<lastmod>2025-06-17T19:58:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-march-2018/</loc>
		<lastmod>2025-06-17T19:59:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-april-2018/</loc>
		<lastmod>2025-06-17T19:59:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-may-2018/</loc>
		<lastmod>2025-06-17T19:59:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-june-2018/</loc>
		<lastmod>2025-06-17T19:59:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-july-2018/</loc>
		<lastmod>2025-06-17T19:59:52+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2019/03/Keith-Passwater.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2019/03/Andrea-Sweeny.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2019/03/Hal-Tepfer.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2012/10/Campbell_Katie_R_1-scaled.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2019/03/Steve-Rosen.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2019/03/Janet-Fagan.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2019/03/Chad-Wischmeyer.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2019/03/Mary-Bahna-Nolan.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/casualty-quarterly-spring-2025/</loc>
		<lastmod>2025-06-20T15:14:22+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/05/fireHill.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/05/Act-Sound-Fires.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/05/PC-Practice-Note-25-COVER.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/08/AAA8927-1135-e1742335224256.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/03/Life-Investment-Summit-25-Final.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/07/NAIC-logo-new-21-CROP-h90w300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/CQ-IAM-face-Spring-24-h252w450.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/03/ASB-logo-white-h250w250.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-june-23-27-2025/</loc>
		<lastmod>2025-06-27T19:08:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-june-16-20-2025/</loc>
		<lastmod>2025-06-27T19:09:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/life-perspectives-spring-2025/</loc>
		<lastmod>2025-07-14T18:48:38+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2024/10/Jason-Kehrberg-23-h205w150.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2025-03/InsuranceInvestmentSummit_TW_1600x900_0.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2025-03/NAIC-Spring25-Logo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/04/image-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/04/image.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/sites/default/files/2024-04/LP-Screen-Spring-24-h197w350.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/professionalism-counts-summer-quiz-part-1/</loc>
		<lastmod>2025-07-16T19:54:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-july-14-18-2025/</loc>
		<lastmod>2025-07-18T19:09:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-july-7-11-2025/</loc>
		<lastmod>2025-07-18T19:11:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/casualty-quarterly-summer-2025/</loc>
		<lastmod>2025-07-24T14:26:10+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/06/William-Finn-scaled.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/06/Dawn-Fowle.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/06/AAA8965-1113.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/06/CLRS-25-LI.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/06/PC-Loss-25-Full.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/06/CAS-Spring25-Cyber-D-scaled.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/06/CQ-Summer25-IAM-Screen.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/healthcheck-spring-2025/</loc>
		<lastmod>2025-07-24T14:27:56+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/05/AAA8965-1175.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/05/AAA8965-1182.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/05/Practice-Note-Square-A.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/05/AcademySeminar_LHQ_HomepageImgae_1024x512-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/05/NAIC-Spring25-Health-B.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/05/ABCD-Annual-2024-COVER-1-pdf-232x300.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/05/HC-Spring-25-IAM-screen.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/05/OVA-Awards.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-insights-summer-2025/</loc>
		<lastmod>2025-07-24T17:04:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-quiz-part-ii-u-s-qualification-standards/</loc>
		<lastmod>2025-07-31T17:15:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-june-2025/</loc>
		<lastmod>2025-08-06T14:58:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-july-2025/</loc>
		<lastmod>2025-08-06T14:59:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-july-21-25-2025/</loc>
		<lastmod>2025-08-08T18:51:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-august-4-8-2025/</loc>
		<lastmod>2025-08-08T18:52:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/blog-ai-risk-based-capital-premium-affordability-are-hot-issues-at-summer-naic-meeting/</loc>
		<lastmod>2025-08-20T19:16:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/blog-social-security-at-90-a-triumph-with-risks-ahead/</loc>
		<lastmod>2025-08-20T20:11:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/webinar-interconnectedness-unites-policy-priorities-at-ncsl-conference/</loc>
		<lastmod>2025-08-20T20:14:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/blog-emerging-markets-offer-new-frontiers-for-insurance-industry/</loc>
		<lastmod>2025-08-20T20:15:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/blog-experts-share-thoughts-on-whats-next-for-ai-in-insurance/</loc>
		<lastmod>2025-08-20T20:16:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/blog-experts-highlight-mitigation-and-governmental-funding-roles-in-addressing-climate-risk/</loc>
		<lastmod>2025-08-20T20:17:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/comment-letters-a-key-channel-to-inform-policymakers/</loc>
		<lastmod>2025-08-20T20:18:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/insurance-awareness-day-a-moment-to-learn-more-about-actuaries/</loc>
		<lastmod>2025-08-20T20:19:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/blog-this-hurricane-season-policy-decisions-raise-preparedness-questions/</loc>
		<lastmod>2025-08-20T20:20:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academys-insurance-investment-summit-increases-understanding-of-sector/</loc>
		<lastmod>2025-08-20T20:22:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-examines-ways-to-bring-parity-to-mental-health/</loc>
		<lastmod>2025-08-20T20:23:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/to-state-the-obvious-there-is-no-one-way-50-different-states-craft-policy/</loc>
		<lastmod>2025-08-20T20:24:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/how-will-tariffs-impact-auto-insurance-rates/</loc>
		<lastmod>2025-08-20T20:25:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/hill-visits-let-volunteers-get-the-word-out-about-the-academy/</loc>
		<lastmod>2025-08-20T20:26:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academys-key-takeaways-from-naics-spring-meeting/</loc>
		<lastmod>2025-08-20T20:26:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academy-expands-capitol-hill-engagement-on-priority-issues/</loc>
		<lastmod>2025-08-20T20:27:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/the-academy-is-engaged-as-ai-use-in-insurance-increases/</loc>
		<lastmod>2025-08-20T20:28:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/understanding-the-policy-process-at-the-federal-level/</loc>
		<lastmod>2025-08-20T20:29:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/academys-life-retirement-councils-provide-essential-information-for-lifetime-income-security/</loc>
		<lastmod>2025-08-20T20:29:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/insurance-fraud-is-no-joke-academy-paper-highlights-its-serious-impacts/</loc>
		<lastmod>2025-08-20T20:30:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-august-11-15-2025/</loc>
		<lastmod>2025-08-22T18:10:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/this-week-august-18-22-2025/</loc>
		<lastmod>2025-08-22T18:14:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/blog-not-equal-women-continue-to-trail-men-in-retirement-security-health-care/</loc>
		<lastmod>2025-08-26T13:49:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/retirement-report-summer-2025/</loc>
		<lastmod>2025-08-28T18:20:56+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/08/Connie-Rydberg-scaled.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/08/Infographic.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/08/RetirementSymposium_TW_1600x900.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/08/Frank-Todisco-ARC-25-D.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/08/Bruce-Cadenhead.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/08/Joseph-Hicks.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/08/trustfundIB-1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/08/RRIAM.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2025/08/ABCD-logo-White-scaled.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/summer-quiz-part-iii-the-asops/</loc>
		<lastmod>2025-08-29T18:23:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/actuarial-update-august-2025/</loc>
		<lastmod>2025-08-29T18:32:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/september-october-2022/</loc>
		<lastmod>2025-09-02T17:35:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/november-december-2022/</loc>
		<lastmod>2025-09-02T17:35:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/january-february-2023/</loc>
		<lastmod>2025-09-02T17:36:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/march-april-2023/</loc>
		<lastmod>2025-09-02T17:36:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/may-june-2023/</loc>
		<lastmod>2025-09-02T17:36:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/july-august-2023/</loc>
		<lastmod>2025-09-02T17:36:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/september-october-2023/</loc>
		<lastmod>2025-09-02T17:36:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/november-december-2023/</loc>
		<lastmod>2025-09-02T17:36:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/january-february-2024/</loc>
		<lastmod>2025-09-02T17:36:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/march-april-2024/</loc>
		<lastmod>2025-09-02T17:36:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/may-june-2024/</loc>
		<lastmod>2025-09-02T17:36:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/july-august-2024/</loc>
		<lastmod>2025-09-02T17:36:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/september-october-2024/</loc>
		<lastmod>2025-09-02T17:36:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/november-december-2024/</loc>
		<lastmod>2025-09-02T17:36:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/may-june-2019/</loc>
		<lastmod>2025-09-02T17:37:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/july-august-2019/</loc>
		<lastmod>2025-09-02T17:37:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/september-october-2019/</loc>
		<lastmod>2025-09-02T17:37:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/november-december-2019/</loc>
		<lastmod>2025-09-02T17:37:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/january-february-2020/</loc>
		<lastmod>2025-09-02T17:37:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/march-april-2020/</loc>
		<lastmod>2025-09-02T17:38:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/may-june-2020/</loc>
		<lastmod>2025-09-02T17:38:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/july-august-2020/</loc>
		<lastmod>2025-09-02T17:38:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/september-october-2020/</loc>
		<lastmod>2025-09-02T17:38:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/november-december-2020/</loc>
		<lastmod>2025-09-02T17:38:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/january-february-2021/</loc>
		<lastmod>2025-09-02T17:38:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/march-april-2021/</loc>
		<lastmod>2025-09-02T17:38:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/may-june-2021/</loc>
		<lastmod>2025-09-02T17:38:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/july-august-2021/</loc>
		<lastmod>2025-09-02T17:38:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/september-october-2021/</loc>
		<lastmod>2025-09-02T17:38:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/november-december-2021/</loc>
		<lastmod>2025-09-02T17:38:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/january-february-2022/</loc>
		<lastmod>2025-09-02T17:38:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/march-april-2022/</loc>
		<lastmod>2025-09-02T17:38:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/may-june-2022/</loc>
		<lastmod>2025-09-02T17:38:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/july-august-2022/</loc>
		<lastmod>2025-09-02T17:39:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/president-dave-sandbergs-message-instructions-to-pay-membership-dues/</loc>
		<lastmod>2025-09-02T17:39:46+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/header_new.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2011/11/ds_pic.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/email/2011/images/ds_sig.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/aaa_logo_tan.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/presidents-message-jdc-proposed-rules-of-procedure-for-joint-disciplinary-actions-exposed-for-comment/</loc>
		<lastmod>2025-09-02T17:39:51+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/header_new.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.actuary.org/email/2011/images/ds_sig.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/aaa_logo_tan.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://lists.actuary.org/db/1161915/5666346/1.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/november-december-2016/</loc>
		<lastmod>2025-09-02T17:39:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/january-february-2017/</loc>
		<lastmod>2025-09-02T17:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/march-april-2017/</loc>
		<lastmod>2025-09-02T17:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/may-june-2017/</loc>
		<lastmod>2025-09-02T17:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/july-august-2017/</loc>
		<lastmod>2025-09-02T17:42:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/september-october-2017/</loc>
		<lastmod>2025-09-02T17:42:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/letter-from-the-president/</loc>
		<lastmod>2025-09-02T17:42:31+00:00</lastmod>
		<image:image>
			<image:loc>https://actuary.org/wp-content/uploads/2017/11/Wildsmith-President.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://actuary.org/publication-issue/november-december-2017/</loc>
		<lastmod>2025-09-02T17:42:35+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->